one is how do we build -- this is why i like udacity as a model. we have to build online convenient learning systems sysd mentoring s they allow you to learn conveniently. i if you want to go to bali for six weeks, and take your courses online, i don't care. i don't think you have to go to campus somewhere, be tribal two hours a week the professor is available. think about how inefficient the current structures are. and then second i think you have to rethink the finances. i was talking to relative of mine who is thinking about he ma r the company he has been with for 25 years and i stayed do you have a pension? said no, never had a pension. they're system is a 401(k) they match. so we actually has pretty large amount of money in his 401(k) and i think you have -- he'll have to think in terms of each of you on average will have five to seven or more jobs in your lifetime. career kind of jobs. don't just mean internships. so you have to think but how to change, evolve, and i've re-invented myself four or five times. and people will just lrn to do th