you know the people, they are not politically unastute. it is on them. so their desire to be aggressive and potentially have a bad outcome is very low, so that is a reason that all of these people keep saying the fed could increase interest rates. we are wrong. we will have a new president and we are going to have a new congress and there may be some room to do some things fiscally to stimulate the economy. and if there are, the fed will have more comfort to raise rates. anyway it goes, i think the probability that the fed does anything aggressive -- 25 basis points, 50 basis points -- it is , but it affect markets will not affect the u.s. economy. so i look at it in a very -- with some sense of perspective and realize that markets are volatile and a lot of people make markets, say that they react to the same thing at the same moment. but you should not have much in the way of long-term damage. betty: the markets do not equal the economy, so what you see with the market does not necessarily signal what is happening with the economy. will you stay with me