banks that are 25 percent unbank and would two trillion in credit lines with drawn x.nterest rates and that means rich people can get the mon yethe poor can't get it anyway. dodd frank went after the wrong part of the equation. the country runs on banks . the pillow doesn't work. the point is to make the system fair for all. freedom does that, cheryl. that's what capitalism is all about. what i have seen in the occupy movement is not protest it is it like a roving mob that goes where the signal erupts and they show up cause trouble. they have every right to protest; but you occupy property that is not yours is immoral. >> and you have to break up the banks. that's what you need to do so you have competition and you do have a free market. thank you very much. coming up more fun on the show. the white house opening up more federal lands and drilling. how to pump out more yobs in america. and go to college too. [ male announcer ] every day we help students earn their bachelor's or master's degree for tomorrow's careers. this is your moment. let nothing stand in your way.

how are you going to reach out to the unbanked? how is it going to help the unbanked? >> this is something that we have been working on a lot particularly using prepaid products as an access tools. for those that don't have formal banking relationships. it starts with providing ways of getting access to funds themselves so they are not left to the tender mercies of the check cashers and payday lenders. if you look at the work we have done with the social security administration through the electronic distribution of funds and the other ways to allow it to reach these consumers. we think the key to using mobile will provide people more visibility into their financial information, into their account status so they can be more informed. they can make savvier decisions and then we can reach individuals we have not traditionally been able to reach through bank areas and others. >> the fed has been looking into this and they did a federal reserve report that said that 57% of all americans and consumers surveyed felt that the banking services that they had now were adequate.

households is unbanked, meaning that they don't have access to check accounts and credit cards, et cetera0% of them have access to the internet. >> i would think it would be a huge headache for wal-mart. perhaps not. maybe they are thinking of an easy way to do this. could be helpful. delta buying its own oil refinery. apparently, they have the money for that. is that going to save us on tickets? >> della hopes they are going to save $300 million a year by buying their own oil refinery from conoco phillips. we'll see if that makes our tickets when we fly delta a little bit cheaper. >> i certainly hope so. >> me too. from one flyer to another. have a great day. >> you too. >>> a check on weather and traffic coming up next on fox 5. plus, overnight violence happening in d.c. melanie alnwick has a live report coming up. coming up. >>> a fatal stabbing on florida avenue and a car ends up in a building. we'll tell you how the two are connected. plus, what is going on her with this lamppost t alls that something to do with what happened on florida avenue this morning. we'll be right back. 

recognize that at mastercard and have a range of services that appeal to all societies, including the unbankedy is to ease the purchase at point of sale online or with your mobile phone. and indeed you'll see that mastercard's launched a range of prepaid cards which even radios out to those that are not in the bank community. enabling all to connect and all to purchase simply and securely. >> they sell the same story, mobile phones have become things that we pay with. how many systems can we live with is this how many competing systems sort of can we -- will we have a mastercard system and via system some because it's all embedded with the banks and the financial transactions business. swl you're right. the purpose here is that payments need to be ubiquitous. you don't bt with a to have to worry about which service, which net work i'm using. and unlike our competitor, mastercard's taken this open approach. so retailers can brand it with hair brand and we welcome competitors wallets to come into ours. so if you as a customer has that ubiquitous experience. so what master card is doing is leadin