are of voting age and this is the first time to be, the future of our country so i want to stay as unbias as possible so the kids can have the best experience. >>jennifer: it looks like you're doing a great job and they're learning along the way. in the next hour, we'll talk to some students, maybe even talk to one that is getting ready to cast their first presidential vote. >>laura: what an election to cast it in, too. see you next hour. >>dave: 7:49. a day. even to the north where we've been sitting in the 40s for the past couple of mornings, not so this morning. we're starting in the 60s brooksville, crystal river, wesley chapel, tampa in the mid 60s and yeah, st. petersburg close to 70 degrees. it's actually closer to 80 in the miami area. as you look back, yeah, it's 21 degrees warmer in gainesville than it was yesterday at this time. so obviously things are beginning to warm up and we do had yesterday. we'll have a brisk little northeast wind. those, too, will combine to bring our temperatures up into the mid 80s and i'm thinking about 84 degrees for a high temperature this afternoo

we represent and, you know it's really nice to be able to offer products like that makes us very unbias as far as what we're offering and just being able to shop around every year. again they pay us so when a person or when we fit a product to a person's needs then that's company is the one that pays us. >> it's all about getting the right coverage at best price. let's talk about this important date, october 15 it's medicare's annual open enrollment period. if you are on medicare, or if you are quickly approaching that age this is an important date >> october 15 is really for people that are currently on medicare, so, this year is probably and i said this last year and i thought about it when i was thinking about coming on today was that i said last year that this year is the most important year to get proactive. this year is really the most important year to get proactive. >> even more p important huh? >> the plans over the last five years have been pretty stable and steady where there hasn't been a lot of changes. not a lot of companies have this year all of the sudden, there is other

so where is that most objective unbias opinion is going to come from. i'm not sure the great answer to that. that's one of the problems and you have a system where the dollars flow in a very different way in consumer decision is made. lots of different places to a certain extent, once they're in the system, i think that the navigation probably starts a provider. health care happens where the patient and provider come together and that probably is the start. >> i'm a big believer, i'm going to say a few controversial things. the first thing is we have not incentivized the industry to move to value. we are still in massive mix mode of reimbursement. there's fee for service, there's bundled payments, there's organizations, they're shared savings, they're down risk, et cetera. you have over 32 payment models of medicare is now exploring. you have the commercial which have over 150 across the nation. we're still in a very big mix, but underlying all of that, until we move toward a paradigm that pushes all of us towards the right place, good quality, cost, we

so where is that most objective unbias opinion is going to come from.great answer to that. that's one of the problems and you have a system where the dollars flow in a very different way in consumer decision is made. lots of different places to a certain extent, once they're in the system, i think that the navigation probably starts a provider. health care happens where the patient and provider come together and that probably is the start. >> i'm a big believer, i'm going to say a few controversial things. the first thing is we have not incentivized the industry to move to value. we are still in massive mix mode of reimbursement. there's fee for service, there's bundled payments, there's organizations, they're shared savings, they're down risk, et cetera. you have over 32 payment models of medicare is now exploring. you have the commercial which have over 150 across the nation. we're still in a very big mix, but underlying all of that, until we move toward a paradigm that pushes all of us towards the right place, good quality, cost, we'll get continue t