. >> what happens if you're homeless, undocumented, too poor to have credit, underbanked?> going cashless can discriminate against people who can only pay in cash, not to purchase how fair it is with people on the cash. just when harriet tubman is on the 20 we're not taking it anymore? she's going to be like, i just got here! for more, joined by jaboukie young-white! ( cheers and applause ) >> thank you desi and dimple alexa. >> how do young people feel about cash? >> amazing. cash is trash. it's bulky, easy to use and literally gross. people are passing it around with their germy hands, then they snort coke with it, then they stick it in a g string, and then the last thing you touch before you eat a slice of pizza is that cash. people are happy when they find money on the ground, but that shit was on the ground. you know? like, sure, you found 20, but now you've got to spend 400 on ant yoct. cash is basically chlamydia you use to buy snickers. essentially. >> trevor: but don't young people care about all the down sides? >> don't waste your battery, i'm going to get to tha

infrastructure. 1 and underbanked. cannabis. our staff took these general marching orders and spent time to identify lending models filling gaps in the marketplace. a good example of this is a financing mechanism for a.d.u.s, homeowners that don't have enough equity to get a home ebbing -- equity loan. we have a look at products costs, financial predictions. the three primary scenarios are as follows. number one, divestment. two, reinvestment. three, a combination of both. the report will have the costs, benefits and outputs with one another and well as other communities, for example, existing expanded city programs. the goal is to have analysis with enough detail that policy makers and the public can understand what will need to be put into a public bank and what it can provide. an outline of what we think as of now is and isn't included in the models. if there are priorities listed below the line that you would like to understand further or advocate for inclusion, i would love to hear your feedback. please note that the equal

a lot of them are underbanked.s sort of the b banking, forto millennials and people in big cities. the services are the same. i would have to say that the service square offers is more comprehensive. it is not just having p to p, but you can go to whole foods, do different things. you cannot do it with venlo -- venmo. it is not just p to p payments. the population that are downloading and using the app, that is what we see in our research. alix: thank you for joining us from tel aviv. coming up, it is the commodities conundrum. commodities having the worst month since 2015. more on what i am watching, next. this is bloomberg. ♪ alix: what i am watching -- shocker -- commodities into the new year. having its worst month since 2015. joining us, bloomberg intelligence commodities strategist. what was the worst commodity? michael: this month, the most notable would be crude oil. it plunged. it came from such a high level. the key thing to look forward to is, crude oil hits $42 a barrel juneat was the low from 2017, whe