>> first of all, aside from liking the idea of undercare, a couple of things to get straight here. for starters, you're not talking about a free market system. you're talking about a free market system up to a certain point. when you start talking about catastrophic insurance, you still have the same costs. >> steve, is that true? >> no. because when you focus on things like catastrophic insurance, when you focus on things that cost $20,000, $40,000, $100,000 today, again, the virtue of free markets, whether it's cell phones or anything else, lasik surgery, is when you have free markets you turn thing that's are expensive and rare today into commonplace tomorrow. >> doctor, great experiment. we love your experiment. keep it up. >>> coming up next, bringing home the bacon. a record number of moms are now the breadwinners in their hou households. sounds like great news so why are some women here saying not so fast? >>> she works hard for the money and she's bringing home more of it. a new survey shows moms are now the breadwinners in 40% of u.s. households. that is a record high. but