long conversation here about how there are numerous studies showing how federal employees are undercompensated compared to their counter parts in the public sector. you're going to be asking federal employees to put more into their retirement plan. but isn't the case that they will not get one single different penny out of their retirement plan? isn't that -- it's a yes or no. >> we're asking them to contribute the same amount that the government contributes. >> so if everybody here in this room all of the sudden was told they're going to put another 4% or 5% of their paycheck into a retirement plan without a single penny, we would all call it what it is, which is a pay cut. let me ask you a question with respect to the med tear pieicar. we've been doing a little addition here. maybe they're not reasonable assumptions in the budget. as to what kind of savings you could get under your medicare proposals. you mentioned a particular plan for the premium voucher that gets about $40 billion of savings maximum in those two years. you look at the cbo combination of a and b deductibles, about $110 bil