overall healthcare costs, and how the pricing seems to disproportionately affect the uninsured and underinsured. >> item number 1 hearing to focus on the overall trends in hospital pricing, the rationale from the hospitals for the setting of these prices, how hospital prices are affecting our governmental accounting standards board unfunded healthcare liability, overall healthcare costs, and how the pricing seems to disproportionately affect the uninsured and underinsured. >> item number 2 resolution supporting the health service system for participating in establishment of multi-payer databases that can be used to evaluate and improve the quality and cost of care and resolving to pass legislation to establish full quality and cost transparency in the public interest. >> item number 2 resolution supporting the health service system for participating in establishment of multi-payer databases that can be used to evaluate and improve the quality and cost of care and resolving to pass legislation to establish full quality and cost transparency in the public interest. >> okay. thank you very much. t

, as people in the media, be irresponsible and be fear mongering when people are uninsured and underinsuredrs and they need this program. >> cal? >> all that paperwork, of course, the polls show it increasing number don't. but all that paperwork, let's take oregon, for example. the los angeles times reports today that nobody is getting on the computer web site in oregon. it's all being done by paper. same thing in north carolina. many states facing the same problem. after you fill out all the forms, which run for multiple pages, you still have to enter it on the web site, which is increasingly difficult. but once again, you've got even howard dean, the former presidential candidate and governor of vermont, says the i.p.a.b. board, which will eventually be making decisions on who gets what care, how much it costs and will have the power to deny care to people, says that it's going to be rationing. so if you want to look what obamacare will look like say five or ten years down the road, look at the nhs in britain where rationing occur, where people are on long list where is minimal treatment

prospect unned by the of let's say 100 million people or underinsured, hat the president makes a couple of statements that perhaps he shouldn't have made, the whole at becomes argument. all the letters, i was promised that, and i'm trying to think of all the benefits that this.rom i work very closely with the chairman and others on this bill finance committee to produce it. a magnificent work. virginia don'tst necessarily share that view right now because i think they have the problem that so many they simply that don't know what's in the bill of the absolutely aniacal and really admirable attack machine including all the television, this has to be the that ever happened to america and then i look at the bill and i said, as you country re the only that doesn't do something like we've done it very well. i think people will get and the under insured insurance and 80% of consumers change their plans every two years. might be more t than that. republicans are talking about provider shock saying won't be able to keep argument whichan is almost comical and being so you consider en the afforda

complaining about how the website's not working and why isn't obama fixing this and all these people are underinsured, and yet they're leaving a million people right now without health insurance. that they could immediately fix. there's not a lot of logic. >> meanwhile, on capitol hill it was the senate's turn to question hhs secretary kathleen sebelius. >> this is unacceptable. it has been disappointing to hear members of administration say they didn't see the problems coming. >> as someone who has fought and bled for this and who sincerely thinks it's going to work in the long run, i want you to hold them account, bun their fingers and make them pay. >> this is a false statement made to the american people that this administration has consistently doubled down on and repeated time and time again. and the only thing i can conclude is that it's impossible to do something in this administration that gets you fired. it's impossible. >> let's turn to pole politics. martin walsh, one popular guy in boston and not even mayor-elect. former aide to ted kennedy. received a few unexpected calls of congratulat

the reasons that we took up health care reform was not just to help the uninsured but also the underinsured or the badly insured. >> reporter: another issue concerns website security. cbs news has learned as healthcare.gov was being developed crucial security tests fell behind schedule. the deadline for final website security plans slipped three times from may 6th to july 16th. and that final top-to-bottom security test never got done. in an obama administration memo shows that four days before the launch, the government granted itself a waiver to proceed with a level of security deemed a high risk. >> nothing can undermine public confidence more than the fear of a security and privacy breach. you could have somebody hack into the system, get your social security number, get your financial information. >> well, health and human services secretary kathleen sebelius said at a hearing here last week, americans do not need to worry about security on healthcare.gov. but we now know that many americans are already experiencing security breaches. sebelius is back here, anne-marie, for another hear

vote in the house next week, the republican-controlled house, it will be an advocacy vote for underinsurance. what happened to the notion of personal responsibility? they will be advocating the right of someone to carry no hospitalization, if that's what their current plan calls for, and to be a burden to everyone else, if they should have catastrophe. >> or they'll be voting in favor of junk plans that were sold to people with follows promises saying they'll be covered in the case of a medical emergency. so the republicans after voting 40-odd times to repeal obama care without replacing it, without giving us any substitute, they're finally going to vote in favor of plans that don't provide decent insurance. it is kind of crazy. and it shows you, michael, just how far the debate has gone off the rails. they aren't talking, republicans certainly aren't talking, about what to do about the 45 million americans without insurance, or the tens of millions of americans who couldn't get good insurance because of pre-existing conditions and scam jobs. so that's a big picture instead we're focusing on

people are going to get insurance and the underinsured are going to get insurance. it's 80% of consumers change their plans every two years, you indicated it might be a little bit more than that. the republicans are talking about provider shock saying people won't be able to keep their doctors, an argument which in many cases is almost comical and so farfetched when you consider it's designed to help people who did not have health insurance and almost by definition did not have any regular primary care physician. but taking every single possible dark attack, taking two statements, taking the website which is frustrating to all of us, but if there is anything that can be worked out it's the web sifmente it's a technology matter and that will happen. i'm not for delaying unless they can't fix it in time which in that case i think a penalty should be lifted. but i'm incredibly proud of the bill and i'm incredibly proud of you and marlin going before committees and getting eviss rated but standing your ground and knowing exactly what you've done far more than most of us

by the media, is about, well, wait a second, is the status quo acceptable with so many people underinsured or uninsured, and where do we go from here? >> it's not compared to what it was before. lauren, tim, thanks so much for a wonderful discussion. up next, the british phone hacking trial is under way. i'll tell you why that matters. plus, an exclusive one-on-one sfwru with barbara walters and her career, her retirement and the success of the "the view." >> a lot of programs have copied us. i've tuned in and everybody is sitting around a desk and everybody is smiling and i think, "the view." >>> in the words of the judge in a british courtroom, justice is on trial. rebecca is on trial. also on trial, andy callson, a former news on the world editor who became the top spokesman for david cameron. murdoch owns the parent company of fox news. brooks and cohlson deny doing anything wrong. now, prosecutors said brooks and cohlson were allegedly part of a conspiracy which paid more than $600,000 to politicians and celebrities cell phones. prosecutors disclosing that three former journalists for

by the media, is about, well, wait a second, is the status quo acceptable with so many people underinsureduninsured, and where do we go from here? >> it's not compared to what it was before. lauren, tim, thanks so much for a wonderful discussion. up next, the british phone hacking trial is under way. i'll tell you why that matters. plus, an exclusive one-on-one sfwru with barbara walters and her career, her retirement and the success of the "the view." >> a lot of programs have copied us. i've tuned in and everybody is sitting around a desk and everybody is smiling and i think, "the view." so there i was again, explaining my moderate to severe chronic plaque psoas to another new stylist. it was a total earrassment. and t the kind of attention wanted. so i had a serus talk with my dermatologt about my treatment options. this time, she prescribed humira-adalimumab. humira helps tclear the surface of my skin by actuallrking inside my body. in clinical trials, most adults with moderatekin to severe plaque psoriasis saw 75% skin clearance. and the majority of people were clear or almost clear i

by the media, is about, well, wait a second, is the status quo acceptable with so many people underinsured or uninsured, and where do we go from here? >> it's not compared to what it was before. lauren, tim, thanks so much for a wonderful discussion. up next, the british phone hacking trial is under way. i'll tell you why that matters. plus, an exclusive one-on-one sfwru with barbara walters and her career, her retirement and the success of the "the view." >> a lot of programs have copied us. i've tuned in and everybody is sitting around a desk and everybody is smiling and i everybody is smiling and i think, "the view." when we made our commitment to the gulf, bp had two big goals: help the gulf recover and learn from what happened so we could be a better, safer energy company. i can tell you - safety is at the heart of everything we do. we've added cutting-edge technology, like a new deepwater well cap and a state-of-the-art monitoring center, whe experts watch over all drilling activity twenty-four-seven. and we're sharing what we've learned, so we can all produce energy more safely. our

you are way underinsured if you look all of your finances. you have $25,000 of credit-card debt? are you kidding me? your husband can't even afford to be running this marathon, so i have to deny you. want to be part of the "can i afford it?" segment? i hope so. all you have to do is go to my website, suzeorman.com, and you'll find the information that you need to know there to come and play with me right here. and if we choose you to come on... hit it, boyfriend! you're up! so, anyway... you will get a t-shirt. now, you can't buy these. you can't get them anywhere unless you come on the "can i afford it?" segment here. and it will say the answer that i gave you. next, i tackle trending topics in "#asksuze." if you can't pay your credit-card bills off when you get the bill, in my opinion, you are already in credit-card trouble. and later... oh! look who's here! >> welcome back, everybody. here we are in the control room at cnbc headquarters. so many ways -- just so many -- that you can be part of this show. take a look at your screen. you can join me on facebook, you can send in a

most of whom have not had coverage before or were really significantly underinsured. when you're someone like carolyn newman, a breast cancer survivor in my community in south florida who literally saved $7,000 a year when she was on the blue cross blue shield plan that she had before the affordable care act and then got a notice that that plan is ending and the coverage that she's going to be able to get even before she shops on the exchange, is $7,000 less annually. that is a big deal for someone who faced insurance companies dropping her and denying her coverage and could only get insurance coverage from that one plan. >> those stories, that's what people want to hear more of. >> that's right. and we'll hear more and more. >> these numbers that we have, 106,000. it would seem the only accurate number is the number who have fully paid ask are committed. do you know what that number is? it is important to note it is still cheaper to pay the penalty than it is to sign up for a lot of these plans. that could be a real mathematical problem. >> the fact that half a milli

as a result, we had less underinsurance and less outlawed medical underwriting. that is the denial of coverage for people when they get sick. that experience is not so different from what we are going to see and experience nationally. the big disruption has been folks in 36 states have trouble getting on the federal website to see what their options are. there are lots of options. we looked at the first 10 or 11 states that did their own exchange for 2014. we see a 35% increase in the number of health insurance companies offering plans in the individual market. we are going to see robust competition here in massachusetts. we are at 10 separate health insurance companies. from six, about seven years ago, that are competing for individual business and a very robust market. the difference that lillian is pointing to is partly that all of this transition we did over a decade is wrapped into a one- year, 2014 transition. it is not as much disruption as most people are experiencing. for example, cancellations. they affect 5 million people. for the vast majority of amer

so per plexing to me, that bill, which was just passed into house today is really advocacy for underinsurance. you've got the republican party fighting for right, for you, to have not hospitalization, but just enough insurance to get you a couple of doctor visits. god forbid, we'll have to pick up the slack for this. the white house doesn't want to call this out for whatever reason as a matter of personal responsibility and yet that was the whole origin of this idea when it was at the heritage foundation. i think it needs to be said. >> michael, why do you believe you're able to say it and we're not hearing it from the other 39 democrats in the house -- even some of the republicans who talk about personal responsibility but they know if you don't have insurance, you go to the emergency room. you don't have the money, people who have been putting dollars into the pool are paying for your coverage. i talked with a trainer the other day who doesn't have health insurance. what happens if you go to the hospital and injure yourself training someone? she shrugged off, i don't know. you're not paying

people that white house officials will say many of them are underinsured. they don't have protections against preexisting conditions, hospitalization for instance might not be in their insurance plan and i think there was some calculations among some policy and political folks that even if these people were to lose their insurance, they would be able to have an alternative. the idea would be that would provide better coverage, would provide a competitive price, but one of the big promise for the white house is that a lot of the people seeing the cancellations aren't able to really turn to healthcare.gov and purps insurance and a lot of people are just really upset they've seen this cancellation and they have this uncertainty at this time. >> hold on. jay carney is now answering reporter's questions. >> that have caused a lot of americans consternation. when they're dealing with website. and we're making sure that millions of americans who are looking for information about their health care options are able to get and able to register and enroll. you know, w

a lot of people are underinsured. don't forget insurance in this country is costly and burden to business. there are lots of reasons you want to change the status quo of the when you say put the apples back in the cart, that is the problem here. i mean jonah and you both say it, i think it is just so right. look, you start pulling on this thing and it is like an old frayed sweater. the sweater may come apart. even with the landrieu bill, the question are you keeping, remember, the loud vocal constituency complaining are small business people, people of some income. you're not hearing this complaint from people who are the low end of the scale who would be getting subsidies and better deals on insurance. jon: well, jonah, we have a graphic that shows how many people have had their plans canceled across the country. it is in excess of five million folks. now, if you've got 110,000 who have signed up through the federal exchanges, that leaves about 4.9 million who still don't have insurance and probably don't know where

of color, just because of the profile of who is uninsured in america and the most uninsured and underinsured there's a different cut at the story that gets at the different interests at stake and different views of how this is all going to affect them. have i felt marginalized? sometimes. only because -- not because of an active bias or marginalization as much as a looking at the stories and says there's one way to tell them and that's to your average american who doesn't look like me or richard or you for that matter. and it's that privilege of being the decider who says this is how we tell this story that has very little black and brown input into it. so it's a tough one. it's a tough one. we're trying to get into a business that is right now deciding what its business model will be and it's been shrinking for the last ten years. tough time. >> i saw an interview you did with the website where you sort of talked about feeling like you didn't have access to that kind of decision making ability at the news hour anymore. could you talk a little bit about how you felt there? some of the execut

underinsured and what the affordable care act is it sets minimum standards to make sure people have someplace and so mto go and that's what they're addressing to try to put in place this program. yet the attacks, this is just, again, more attacks coming from republicans who don't like the plan. guess what? i've gotten that message. i think the president and the white house has gotten it, they don't like it. it's what the white house calls the original sin. they cannot work and expect republicans to work with them to fix the plan. >> 20 seconds, george. >> famously said, all politics is local. in 2014 no politics will be local. this has thoroughly nationalized the 2014 elections which will be about the chaos that nina describes. >> thank you, panel. see you next week. up next our power player of the week. pulling up a chair at the romney family table. >>> this week marks the start of serious holiday cook an turns out ann romney has written a beautiful new cookbook called "the romney family table" with lots of helpful tips about how to bring your family together. here's our power player of the

. >> one of the reasons we took up health care reform is to protect the underinsured or badly insured. sometimes they don't know how vulnerable they are. it tushes out that a whole bunch of things that people think are covered are not covered. we did this to put to an end the days when the individual market had almost no standards. every year thousands of americans would be dropped from their coverage. people are acting like this is some new phenomenon. every year there was churn in this market. >> eric stern, how is it working so far in montana? >> we're on the federal exchange so it's working here as it is in the rest of america that's on the federal exchange. the tea party controls our legislature and there was a movement to allow montana to have our own exchange and put it together on our own. we basically, tea party said no so the legislature voted it down so we're having the same struggles as everybody else. >> let's listen to what the president said about the so called nois around this story. >> there has been so much moise and miss information and this incredible organized eff

vote in the house next week, the republican-controlled house, it will be an advocacy vote for underinsurancewhat happened to the notion of personal responsibility? they will be advocating the right for someone to hold no protection if that's what the current plans for and to be a burden to everyone else if they should have catastrophe. >> or they'll be voting in favor of junk plans that were sold to people with follows promises saying they'll be covered in the case of a medical emergency. so the republicans after voting 40-odd times to repeal obama care without replacing it, without giving any substitute, they're finally going to vote in favor of plans that don't provide decent insurance. it is kind of crazy. and it shows you, michael, just how far the debate has gone off the rails. the republicans don't know what to do about the 45 million americans without insurance. or the tens of millions of americans who couldn't get good insurance because of pre-existing conditions and scam jobs. so that's a big picture instead we're focusing on what jonathan rightly called a slice of the issue. which

it's to use the president's word, you're underinsured. this is how parents speak to children.you are not grown up enough to know what's best for you. >> paternalism. >> liberal paternalism, exactly. this is how superiors talk to inferiors. this is how this president talks to the american people. a gallup poll came out today in which his approval ratings were only 40%. disapproval 53%. and obviously that's related to obamacare. but i think it's more specifically related to the fact that many americans believe he looked them in the eye and deceived them voter don't know how many states there are in the united states. they won't tolerate that they won't tolerate the president looking them in the eye and telling them the story that wasn't true. that's what we are seeing now. >> especially when they're going to get hurt financially. especialry when they are going to be paying for it i have an interesting talking point memo i'm not going to be giving away now on what bernie and i are discussing tomorrow on tuesday. bringing in another politician who did almost what barack obama did

health insurance coverage, most of whom have not had coverage before or were really significantly underinsured. and when you're someone like carolyn neumann, a breast cancer survivor in my community in south florida who literally saved $7,000 a year when she was on the blue cross blue shield plan that she had before the affordable care act and then got a notice that that plan is ending and the coverage that she's going to be able to get even before she shops on the exchange is $7,000 less annually. that's a big deal for someone who faced insurance companies dropping her or denying her coverage and could only get insurance coverage from that one plan. >> and obviously those kind of stories, that's what people want to hear more of. >> you'll hear more and more as time goes on. >> let me ask you. these numbers that we have, the 106,000 from the government today, it seems like they might be inflated because the administration included people who signed up for plans but haven't paid for them. it would seem only the accurate number is the number who have fully paid and are committed. do you know wha

they were underinsured and had they encountered a kind of health crisis they would have found that outard way. even some of the quote/unquote bad news isn't necessarily bad. but it is very difficult for the president on the heels of the very flawed launch of the website to speak from a position of strength on this issue. that's really the problem right now. >> well, on that note of some of the bad news not necessarily being bad, the article digs into some changes in the incentives in the employer health insurance market which may lead to further disintegration of that market in terms of employers not providing insurance for their employees. to me though, one of the major selling points of this law was the fact that people would be freed from having that situation where they stay in a job that they don't want to be in simply because they must have the health insurance. so individuals will be able to strike out on their own and start businesses more easily or go from job to job without that same fear. to me, that piece of improving labor market efficiency has been somewhat undersold in t

the idea is that you had peoples who were uninsured, people who were underinsured.hat the affordable care aca does is it sets minimum standards to networks to make k sure people have someplace to e go. and there were so many people who had no place to go, and anya that's what they're addressing in trying to put in place this u program. and yet, i mean, the attacks -- i think this is just, again, more attacks coming from who do republicans whon' don't like th plan.s guess what, i'vewh gotten that . message, i think the president and the white house has gotten it. they don't like it.yhat it's what the white house callsg the original sin. they cannot work and expect republicans to work with them to fix the plan.>> 2 >> 20 seconds, george. po >> famously said all politics is local. in 2014, no politics will be local. this has thoroughly already nationalized the 2014 elections which will be about the chaos nina describes. >> thank you, panel. see you next week.next >>> next, our power player of the week. pulling up a chair at the romney family table.. >>> this week marks

with health care in this country, 41 million people without health insurance, a lot of people underinsured. and once again, how we fix a health care system that's been broken for too many people for too long, i think, ends up speaking to how much confidence we have in government and whether we still have the capacity collectively to bring about changes that are going to be good for our economy, good for our businesses, good for the american people. i do want to say, though, that, beyond the headlines, we have made real progress in the economy. and sometimes that hasn't gotten enough attention. some of the tough decisions that we made early on have paid off, decisions that helped us not only recover from a crisis but begin to lay a stronger foundation for future growth. we refocused on manufacturing and exports, and today our businesses sell more goods and services made in america than ever before around the world. after a decade of shedding jobs, our manufacturing sector's now added about half a million new jobs, and it's led by an american auto industry that has come roaring back after de

with health care in this country. 41 million people without health insurance, a lot of people underinsuredce again, how we fix a health care system that's been broken for too many people for too long i think ends up speaking to how much confidence we have in government and whether we still have the capacity collectively to bring about changes that are going to be good for our economy and good for our businesses and good for the american people. i do want to say though that beyond the headlines, we have made real progress in the economy. sometimes that hasn't gotten enough attention. some of the tough decisions that we made early on have paid off. decisions that helped us not only recover from a crisis but begin to lay a stronger foundation for future growth. we refocused on manufacturing exports and today our businesses sell more goods and services made in america than ever before around the world. after a decade of shedding jobs, our manufacturing sector added about half a million new jobs. and it's led by an american auto industry that has come roaring back after decades of decline. we d

health insurance coverage, most of whom have not had coverage before or were really significantly underinsured. and when you're someone like carolyn neumann, a breast cancer survivor in my community in south florida who literally saved $7,000 a year when she was on the blue cross blue shield plan that she had before the affordable care act and then got a notice that that plan is ending and the coverage that she's going to be able to get even before she shops on the exchange is $7,000 less annually. that's a big deal for someone who faced insurance companies dropping her or denying her coverage and could only get insurance coverage from that one plan. >> and obviously those kind of stories, that's what people want to hear more of. >> you'll hear more and more as time goes on. >> let me ask you. these numbers that we have, the 106,000 from the government today, it seems like they might be inflated because the administration included people who signed up for plans but haven't paid for them. it would seem only the accurate number is the number who have fully paid and are committed. do you know wha

there are still millions of americans who are uninsured as well as underinsured. people who have some coverage at some price for some illness but have no real protection from financial ruin and no real confidence they'll be able to take care of themselves and their families if they have an accident or an illness and for them a new day has finally come. in these early weeks, access to healthcare.gov has been a frustrating experience for many americans including many who have waited years for security of health insurance. i am as frustrated and angry as anyone with the flawed launch of healthcare.gov. let me say directly to these americans, you deserve better. i apologize. i'm accountable to you for fixing these problems. i'm committed to earning your confidence back by fixing the site. we're working day and night and will continue until it's fixed. we recently added new management talent, additional technical expertise to manage fixes across the system in two broad categories, speed and function. our extensive assessment has determined that healthcare.gov is fixabl

prospect unned by the of let's say 100 million people or underinsured, hat the president makes a couple of statements that perhaps he shouldn't have made, the whole at becomes argument. all the letters, i was promised that, and i'm trying to think of all the benefits that this.rom i work very closely with the chairman and others on this bill finance committee to produce it. a magnificent work. virginia don'tst necessarily share that view right now because i think they have the problem that so many they simply that don't know what's in the bill of the absolutely aniacal and really admirable attack machine including all the television, this has to be the that ever happened to america and then i look at the bill and i said, as you country re the only that doesn't do something like we've done it very well. i think people will get and the under insured insurance and 80% of consumers change their plans every two years. might be more t than that. republicans are talking about provider shock saying won't be able to keep argument whichan is almost comical and being so you consider en the afforda

percent of the applicants will likely qualify for medi-cal coverage for currently uninsured or underinsurediduals. right now there is now bart service until further notice. they are hoping to restore service by 5 this morning. the problem started at midnight when the computer systems in central control were not communicating properly with the track switches. earlier, 50 to 1000 passengers were stuck on the track on 19 different trains. here are some pictures of those passengers stuck on the trains. the doctrines have no return to their locations. computer technicians are working right now to restore normal operations. we will keep you updated. welcome back. we're getting you ready for the holidays with a special dining and shopping guide here on kron 4. it's our holiday 'gadgets and goodies' special tonight at 9pm. vicki liviakis shows you the best holiday eats and treats, from dining out to great recipes. gabe slate highlights the hottest tech items sure to impress those your list. kron 4's holiday 'gadgets and goodies'. don't start your holiday season without it. coming up on the kron 4 m

many are underinsured or uninsured, or who are on group plans, for example, that may not adequately coverare. this has been a long time coming, a lot of people talking about this, this struggle for mental health actually dates back to president kennedy, and now we're in 2013, with what a lot of people would agree is some substantial move. brianna, back to you. >> sanjay, thank you. >>> coming up, the president says he's sorry for the obama care debacle, but the crises keep coming. >>> and a papal picture worth 1,000 words. you really love, what would you do?" ♪ [ woman ] i'd be a writer. [ man ] i'd be a baker. [ woman ] i wanna be a pie maker. [ man ] i wanna be a pilot. [ woman ] i'd be an architect. what if i told you someone could pay you and what if that person were you? ♪ when you think about it, isn't that what retirement should be, paying ourselves to do what we love? ♪ ♪ [ male announcer ] more room in economy plus. more comfort, more of what you need. ♪ that's... built around you friendly. ♪ that's... built around you friendly. customer erin swenson ordebut they didn't fit.line

to sign up those folks that don't have insurance and improve the insurance for those that are underinsured. they have been subject to the whims of the insurance company. that is the challenge we've got over the next three months, six months, one year. when we get that done, we will have created a stable system in which there is no reason why people should not be getting health care in this country. i am the first to say that the first part i am not happy with. you have heard about the website woes. nothing drives me more crazy than the fact that right now, there is great insurance to be had out there, choice, competition, where people can save money for a better product. but too many folks have not been able to get through the website. this is like having a really good product in the store and the cash registers don't work and there aren't enough parking spots. nobody can get through the door. we are working overtime to get this fixed. the website is already better than it was at the beginning of october. by the end of this month, we anticipate it will be working the way it is supposed to.

with health care in this country, 41 million people without health insurance, a lot of people underinsured. and once again, how we fix a health care system that's been broken for too many people for

the financing for the subsidies and what you need for people who don't have insurance or been underinsuredeed someone to pay who is healthy in order to pay the tab for those who are not healthy and once that is out of balance you are in trouble which is why these insurance companies this very day said the president ran over them yesterday when he changed the deal. he is taking healthy people out of the market. gerri: you think the strategy is working? do you think he's handling this the right way? there could have been another way to go about this. >> he is not handling it right away and even he says he fumbled and screwed this up and in the past people slap him around for things he didn't think was his responsibility but this one i don't see how you consider there's any question about the strategy. it is the failure and it blew up in their face. cheryl: is it enough for democrats that face reelection next year to say it is on me? he is trying to cover for them. >> he has to slow the head at. yar in a panic mode among democrats, you have to calm and down and make sure they stay in line. so

for some of the uninsured and lower income underinsured, we still have outreach and education efforts to go. a lot of what our folks tell me on the ground is that as they ,alk to potential consumers some have a pretty low financial literacy and are going to take several steps before they really come into the market. but i don't find it is urging at this point that people have gone through the process and not chosen a plan, since you don't have to pay until december 15, insurance is very different than buying a toaster. people want to make sure their doctor is in the network. they want to see what kind of benefits they have, they want to check out options, they want to talk to people. we saw inat massachusetts is people visited the site multiple times before they finally made a decision, and i am anticipating for this first month, we had a lot of people who came in, wanted to get an application, wanted to know what they were eligible for, and now will spend some time doing shopping. will we convert 100%? thinkly not, but i don't that was ever the expectation. i think a number of the pe

this is what we lived in preceding the affordable care act. 18% of the underinsured, postponed getting care or treatment, some died. 15% of the uninsured had problems paying their medical bills, hounded, hound, hounded because they didn't have the resources. they even went bankrupt. 10% of them of the uninsured needed prescription drugs but could not afford them. 8% were founded by collection agencies because they had to pay for their mortgage or food. and 6% did not seek treatment at all. you know what that equals to? 100% of those individuals suffering bad health care. let us vote down the upton bill. vote against the underlying rule. and let's promote the affordable care act, fix it like the president has done, and save lives in america. the speaker pro tempore: the gentleman from texas. mr. burgess: mr. speaker, i yield myself one minute. the speaker pro tempore: the gentleman is recognized. mr. burgess: mr. speaker, that evening in march of 2010 when the senate bill was finally going to be considered by the house, there was a meeting of the rules committee that night, democrats we