understandgoing to the new normal or the new mediocre?e still looking for the terms, let alone the modeling. : the reason they are getting more following is that the evidence is backing them up. look at what has happened in the u.s.. you hadn't low interest rates and no inflation. might we need new business models to test these old theories? must be -- this is the super bowl for you tomorrow? definitely a celebration where you think you know what's going to happen but we are all going to find out. it is going to be historic one way or another. of 2013 where we expected them to begin tapering and then they finally did. that is what we expect this time , another pull through at the end of the year. this is where we will see history being written one way or another and the 2013 example is important to bear in mind. one of the theories in the article is someone saying there could be a confidence in fact. maybe long-term rates will rise and it will be more profitable for banks to lend and that will stimulate the economy. if as likely. what hap