it cross-references, unicom it's got definitions, and very broad definitions.so we decided that it did apply and set about trying to figure out how we could put this manual together. and we did and geoff and i were talking last night, i don't know that we realized it then but i definitely realize it now, this is very cutting edge work. we are trying, we had no blueprint, no roadmap on how to do this, just me and geoff and max sitting down with the statute doing the best we can to figure out how to comply with it or kudos to geoff and his company for trying to do it the right way before they launch and really sitting down and getting the issues in order to be fair to the employees, to the employer, and provide a great service to employers. so fast forward, we put this manual together of how to comply with the fair credit reporting act, basically just so that we knew that the company was following the law. and then in -- >> or at least to the best of our knowledge. >> for ability. during the process we called the ftc for guidance on how we could possibly follow t