will be a challenge to see this overarching software package that can help us manage all of them uniformly. the next two items are more noteworthy significance. the audit team found that we are apparently are not complying with what we call our best practices and doing scheduleed proactive type of preventative maintenance. now, i want to assure you we do do preventative maint nance, but in different forms. i also want to assure you that we rely on traffic signals and marksings and also the signs were not in a state of disrepair. there's no iminnocent sign of collapse. so we are doing it in different forms based on the resources we have and the mechanisms and tools available to us. the most significant item that was pointed out to us was the sign system, the sign inventory. there isn't currently a national standard for reflectivity, how well the signs will reflect in the evening when the headlight shines on them. but we understand that the federal government who prom el gaits the license, which mandates standards and types of usage signs are installed throughout the country, is thinking abo

the coverage maps that we received are fairly uniformly coded. it is ready for not very good coverage. yellow is usually sort of a coverage but it isn't great. green is indicated in those areas where coverage is fairly good. and we usually get maps that show the existing condition and what happens after the end had a dozen. the language is not all exactly the same. verizon uses yellow to mean marginal coverage. at&t uses the service-under high demand periods. verizon and at&t, are these maps the same? as far as the department is concerned? >> that is my understanding. president olague: i call a question. >> on that motion. commissioner antonini: aye. commissioner moore: aye. commissioner sugaya: aye. commissioner miguel: aye. president olague: aye. >> so moved. it passes unanimously 5-0. you are on item 16. request for a conditional use authorization. commissioner moore: would you call it by name please? >> mycology's. -- my apologies. president olague: is a staff person available? ok, great. >> the afternoon, commissioners. it before you is a re

merchants uniformly supported alternative 1 as being the most consistent with the statute. merchant commenters generally preferred a more issuer specific approach because issuers would receive interchange fees tied to actual respective costs, aulg though some of these commenters acknowledged that a cap or a safe harbor would make the interchange fee structure simpler for merchants to understand which could increase transparency. however, they advocated a lower safe harbor value arguing that a higher safe harbor would allow a large fraction of issuers to receive interchange fees above their actual allowable costs. similarly, merchants generally supported a lower cap to discourage issuers from incuring and compensated for excessively high costs. we believe that the best reading of the statute's reference to an issuer and a transaction is to interpret those terms to refer to a representative issuer and a representative transaction rather than a specific issuer and a specific transaction. a approach based on a more specific reading of those terms would be virtually impossible a

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we kind of schedule the district to make sure that the cleaning we provide is done uniformly, threat the whole district. -- throughout the whole district. the tenderloin has a lot of needs and challenges regarding cleanliness. in order to ensure everyone receives the same amount of services in a uniform way, we have to schedule and route our cleaning. in your packet is the schedule of the power washing and the sidewalk scrubber machine. i have also included a map of our current hot spots. these are areas where we actually do extra targeted steam cleaning to make sure these areas remain as clean as possible. in 2007, clean city -- a clean city attracts a lot of the cleaning that they do. -- tracks a lot of the cleaning they do. in 2007, they picked up 3099 needles in the tenderloin. the next year, we worked closely with community organizations like to underline health and glide to install needle drop boxes on the inside and outside of their buildings. the next year, we saw a drop in the number of needles that were picked up. in 2009, we saw a drop again. that program, we feel, has bee

evaluating -- for example, if you have situations where you want to make the surface facilities uniformly colored, like i stated earlier. so we try to work with all the agencies to make sure everyone are clearly identified, and that they are clean from graffiti. excuse me. i lost my train of thought. as far as working with planning on the coloration of this scheme, it is challenging because many of the city's -- facilities being installed by city agencies need to be a specific color or type of material, for purposes that cannot be modified. the department is going to always be challenged as it tries to move forward with these types of the implementation you are suggesting. supervisor weiner: i would encourage dpw to involve planning in some of these aesthetic determinations. i am not saying in every aspect throughout the city. but there are situations where you have projects that impact the way a neighborhood looks and feels. i think having planning involved is important. i have a question about public process, because as we have been discussing, there is a lot of analysis of certain aest

properly, everything else just has to be uniformly and it will comeu/0 out just like1y6c:z the. >> so>> we glue. we glue th5!! pieces that we just put together]cvn! we glue so it holds straight like this &0 on what we call thep -óbinding. the binding just connects the two pieces of leather that we stitches i've ever seen. stitcheshi've ever seen. gcíóc& in with the lacing and this is doing. >> it's really hard tob get the needle through there. yes, i got it. of --p uthat's one outwehéñ] i don't even know./ and everything's laced and tied. you see the special knotsuju where. once it's done like that though, it's!mq%11 not very comfortable because no one's happened has been in it yet. mashers come n you can hold that. it hurts. a lot of twins you look at baseball glove it looks like a man machine did it but therer no machine to do any of this, so here, trite big one this one concentrated. r feels like/ about my size. all it's missing is my name >> ha ha haf ha. >> &cthat's me. ÷wp h so, howq8 can a glove affect ho an athlete perform? >> a smaller glove will enhance larger glove like thi

we need a system to create these mechanisms to review these things uniformly. that was what we started with. there are key findings actually in the code. we want to make sure the narrative of the conversation wasn't lost. first is a competitive advantage over independence, whether it's more rent or whatever else, there is often a competitive advantage. it is not an even playing field. the second was the idea of exporting the proceeds of the benefits of economic activity as opposed to moving them through the local economy. there are studies about this and it's clearly demonstrated that smaller and local independence bonds money through the local economy much more than national or international chains who source from greater distances. third was the issue of community character and the compatibility with existing character and compatibility in the neighborhoods. we are not phoenix. the most significant need is for folks to know these things are happening and at a forum to be able to talk to decision makers about whether these things that. that was the need. it's

if the democrat party will uniformly opposed a balanced budget amendment, we won't get to the point ofompromise. if 40 or 50 of them in the house and 20 of them in the senate want to get together and say we will do it if we get this, then, of course, there will have to be discussions. i worry about giving up the super majority to raise taxes. i don't want this to be a prescription to raise taxes. i think that would be devastating. >> if i could switch gears -- a want to ask you about your dad. if i haven't i was conservative event or, why would i vote for ron paul -- ron paul instead of .hicag >> in 2003, he said explicitly that the housing bubble is going to get bigger and we will crash. is because we are subsidizing fannie mae and freddie mac and telling people to buy houses with no down payment. he has also been somebody who has been a little different than some republicans in that he believes our foreign policy should be constitutional. we should not go to war simply on the word of a president but you should have congressional debate and congressional authorization for war. that is

evaluating -- for example, if you have situations where you want to make the surface facilities uniformly colored, like i stated earlier. so we try to work with all the agencies to make sure everyone are

policy means higher interest rates across the whole of the euro area and forty that doesn't apply uniformly so what russia is saying is that words in the pre-crisis period for a given level e.c.b. interest rates businesses and households across the euro area would face who would be comparable interest rates to go also where they are situated why now we have a position whereby interest rates and say germany are far lower businesses and households when they are in the periphery say for greece or portugal so although we do both raise interest rate increase does mean higher rates across the whole of the euro area unfortunately is the areas that need least tightest movement because it actually may have the most tightening as a result of this decision. let's look at the markets european indices extend their rise up to the european central bank raise the main interest rate to want to have percent the bank of england has kept its key interest rate unchanged as worries.

we've seen with the outcome of that it should that the reaction of the serbian public was almost uniformly negative because most believe that the hague tribunal has a deeply biased that it used to the airport to the oppression of guilty in the in the former yugoslavia between the serbs in various other parts it's the second problem is that his claim that this will pave the way for serbia has been the membership of the european union is actually far from certain because again with knowledge we've seen several days. of old propagandistic claims about seven needs about the siege of syria and search is. on the shoulder and promise of a speedy accession actually anything that serbia will now meet and. list additional demands and additional preconditions well let's talk more about those ever lengthening lists a precondition is that you refer to that might now be picked up by the e.u. as you said also not just his arrest your mind a tad it's all of that still being at last but now that he's captured and you insinuate that you think serbia will be presented with yet more toth before its membership

first, it was uniformly bad. the increase in the unemployment from 9.1 to 9.2% to the so-called open unemployment rate which takes into account employees working part time that went from 15.8 to 16.2%. that to me is very serious. and we have a lot of people who are more than six months unemployed. what does it mean? i think i be talking for a while that this economy is not going to be having self-sustained economic growth. it is going to go into a second dip. and this suggests to me that all the fiscal stimulus in the qe1 and 2 has simply not worked maria. that's what it means. >> carla, you have written a book on career success. what can people do to actually create value for themselves and create job security? such an environment? >> thing is three things people should do in this environment. number one, if you are looking for a job and you can't find a job to your background and experience, look or the a job that will add to your skill set so you will be even more prepared when this market comes back and you'l

that it should that the reaction of the serbian public was almost uniformly negative because believe. tribunal has a deeply biased to the core of the operation of builtin in the former yugoslavia between the serbs in various other parts it's the second problem is that it is claimed that this will leave the way for serbia has any membership of the european union is actually far from certain because again with knowledge we've seen several days of. a walled propagandistic claims about seventy it's a siege of syria and search is. on the shoulder on this was immediate session actually anything that serbia will now meet and. additional demands and additional preconditions well let's talk more about those ever lengthening list of preconditions that you refer to that might now be picked by you as you said arthur not his arrest in your mind it's how to solve court and how it's still being at last but now that he's captured and you insinuate anything cept your will be presented with yet more toth forward membership dream if you like will actually be fulfilled what sort of task they were actuall

policy means higher interest rates across the whole of the euro area than forty that doesn't apply uniformly so what we're actually seeing is that words in the pre-crisis period for a given level of e.c.b. interest rates businesses and households across the euro area would face would be comparable interest rates regardless of where they are situated right now we have a position whereby interest rates in say germany are far lower businesses and households and we are in the periphery say for greece or portugal so although we do although to raise interest rate increase does mean higher rates across the whole of us unfortunately is the areas that need least tightest movement because it actually may have the most heartening as a result of this decision. stocks in the u.s. are higher the start of the trading session boosted by better news on jobs the government reported thursday that the number of people making first time claims for unemployment benefits the lowest in seven weeks target corporation costco all sale corp and other major retailers are also reporting stronger sales for june and europe

policy means higher interest rates across the whole of the euro area unfortunate that doesn't apply uniformly so what we're actually seeing is that whereas in the pre-crisis period for a given level of interest rates businesses and households across the euro area interest who are comparable interest rates regardless of where they are situated right now we have a position whereby interest rates in say germany are far lower businesses and households and they are in the periphery say for greece or portugal so a lot we do although it's raise interest rate increase does mean higher rates across the whole of the euro area unfortunately the areas that need least the tightest management records that are going to have the most tightening as a result of this decision. now tell me if it's so hard for the for all countries why does the e.c.b. choose tightening policy is the risk of overheating that height. of the z.b. is always been absolutely clear that it focuses on the euro as a whole. and for the negative headlines you get coming out about europe at the moment have to remember that greece portugal an

policy means higher interest rates across the whole of the euro area unfortunate that doesn't apply uniformly so what russia is seeing is that in the pre-crisis period for a given level you see interest rates businesses and households across the euro area and freeze who are comparable interest rates regardless of whether situated why now we have a position whereby interest rates in say germany are far lower than businesses and households and they are in the periphery say for greece or portugal so although we do hope those raise interest rate increase does me higher rates across the whole of the euro area unfortunately the areas that need least the type system and requires that actually have the most frightening as a result of this decision. let's look at the markets european indices extend their rise up to the european central bank grazes main interest rate to one hundred percent the bank of england has kept its key interest rate on tanks as worries about the economy is recovering overweight concerns about a block target nation efforts in the dax are pointing upwards in london hedge fund mana

but on the tax side, we have uniformly said we need tax reform. and the president, we believe, is correct when he said, on the corporate tax rate, for example, in order to be more competitive around the world, we need to bring our corporate rate down. we're by far and away the highest in the world. we could do that by eliminating some of the deductions and credits, and then with that savings, reducing the rate. so that's the way we would prefer to deal with that. >> schieffer: say, for example, would you be willing to eliminate the deduction on mortgage interest rates? >> well, i'll listen to my constituents on that. they'll have a lot to say about it. i think it can be reduced somewhat, but that's something that is very important to a lot of americans. so i think the president should be careful about proposing to eliminate... and charitable contributions-- i don't want to provide a disincentive for people to contribute to charity. these are the kinds of things you've got to be very, very careful about. saying it's easy to reduce when in fact the

winds are going to eventually uniformly all across the state shift to the southwest, and that is going to help to usher in very mild and very warm and very humid air. that's what we're already starting to feel out there. it's already starting to fuel the storms that have rolled through. the front has been poised out to the west for two days now, and now starting to push on through. you can almost see a very distinct line, and the thunderstorms have all been out ahead of it. at first it will stall to the south here, and as a result because it is so close we can't rule out the possibility of a shower or thundershower, although there's not widespread rain across the area for the next few days. through tomorrow we'll start to see the clearing on the western edge of this, drying out and clearing by tomorrow afternoon and into tomorrow evening. by the time the fireworks start to happen tomorrow night, we'll start to see some clearing, and it should be a pretty nice evening. sunset today at 8:37. actually there was an advisory that was lifted as of 8 a.m. that is gone now. you have to look pa

if the democrat party is going to uniformly opposed to budget balance -- a balanced budget a mammoth, we will not get to a compromise. but if 40 or 50 in the house want to get together and say we will do it if we get this, then there will have to be discussions. i worry about giving up the supermajority to raise taxes because i do not want this to be a prescription to raise taxes. that would be devastating to have a significant tax rates. >> i'd like to ask about your dad. iowam andy -- if i am an caucus goer, why would i vote for ron paul instead of michele bachmann? >> the interesting thing about my dad as he has been right about every economic issue over the last 20 years. in 2003 in the banking committee, he said it was coming. he said explicitly that the housing bubble is going to get bigger and we're going to crash and it is because we are subsidizing fannie mae and freddie mac and telling people to buy houses with no down payment. he said it is coming. he has been a little different and some republicans in that he believes are foreign policy should be constitutional. you should

act contains provisions that will complement the reform that will make capital requirements more uniformly strong across the banking system. section 171 of the dodd-frank act makes capital requirement for the largest banks, not the capital requirements generally applicable to in short institutions. the fdic and the federal reserve recently finalized the rule implementing this. we made significant progress in the past year but still have considerable work ahead of us. we saw input from the public and continue to report to congress on our progress. the process is transparent as possible. implementation of these provisions will be to the financial system that is more stable and less susceptible to crises if and when they develop. thank you and i look forward to answering your questions. >> thank you, acting chairman gruenberg. acting comptroller walsh. >> thank you, members of the committee. i appreciate the opportunity to be here to discuss the progress the regulatory agencies have made in implementing the dodd-frank act in the years since the law was passed. we weathered the worst financial

but the polls have, i think, uniformly shown in the last ten days to two weeks, that the president comes out best of all as being the adult in the room wh wanted to putting to a balance plan that would really deal with the long-term deficit and debt problemer with facing. >> so i think the president will come out the winner and he will be the winner in 2012. let me tell you. the average independent, moderate democrat wp moderate republicans that are left, they are looking at this performance by the tea party and by the capitulation of the majority republican party to the tea party and they say, oh, my god, we can't have this governing our country. >> well, i think bob, and we're watching the vote. you're looking at the tally and i predict you're watching the republican vote themselves out of serious consideration to govern. is a wake up grandma, and watch the republican party vote themselves out of the political main stream. you're watching the party go down the drain live right now. i think that bob let me put this question to you, do you think that president, if they cannot reach a com

they uniformly speak english very well. what is sad is the fact that many of them are not maintaining their parents' language. we are becoming an english mano- lingual society on top of bilingualism. i also managed to talk about identity. i think a lot of people fear that we are seeing each other and identify along racial lines, ethnic lines, and one of the things we are finding in our studies is the adults children of immigrants is that people can identify as mexican, chinese, korean, vietnamese, but that does not mean that they do not also be a land claim an american identity. we have to be careful about how we think about that when we think about people of irish descent, german descent, or italian descent. they are claiming an ethnic identity, but it does not mean that they did not also claim an american identity. we need to be cognizant of that. the other thing i wanted to talk about a little bit was race. we see each other in a distinct racial groups. a lot of people fear that the united states is becoming an increasin

provisions that will complement the ongoing basel forms that will make capital requirements more uniformly strong. . 171 @ states that capital requirements for the largest banks and holding companies should not be less of the requirements that are applicable for insured institutions. the fdic and the comptroller of the currency finalized a role implementing this provision. we have made progress, but still have work at a bus. throughout this process we have sought input from the public and continue to report back the progress -- the congress on this progress. we have sought to make this progress as transparent as possible. fe, and i look forward to answering your questions. >> thank you. acting comptroller walsh. >> fayed you. i appreciate the opportunity to discuss the progress toocc other agencies have made in implementing the act in the year since the law was passed. although we have weathered the worst crisis, it will be years before we put all its defects behind us. the act took steps to guard against future crises, and all of us are determined to implement those safeguards as quickly

merchant uniformly supported alternative one as being the most consistent with the statute.ue were specific approach because issuers would receive interchange fees tied to their actual respective cost. although some of these, enters the knowledge the cap on the safe harbor would make the interchange fee structure simpler to understand, which could increase -- increase transparency. dedicated a lower save par value advocating due to receive interchange fees above their actual allowable costs. large fraction of issuers to receive interchange fees above their actual allowable costs. similarly, merchants generally supported a lower cap to discourage issuers from incuring and compensated for excessively high costs. we believe that the best reading of the statute's reference to an issuer and a transaction is to interpret those terms to refer to a representative issuer and a representative transaction rather than a specific issuer and a specific transaction. a approach based on a more specific reading of those terms would be virtually impossible as an issuer costs for each specific

application and effect of cease and desist orders particularly where the orders have been enforced uniformly and fairly across all banks. this has been a concern from our banking committee in -- community in georgia. while i know this bill alone won't solve the banking crisis, i'm confident it will provide congress and regulators with valuable information that may prevent failures in the future and provide us with ways at the fdic that the o.c.c. and fed, our banking regulators and examiners can help our banks avoid bank failures. if going to climb out of this terrible economic malaise we're in and spark growth in our communities, it is the bank that must be stable. s the banks that must be well capitalized and able to lend to consumers and small businesses. in particular, our small and community banks are the ones that will lead the way to our economic recovery. but only if they're able to work hand in hand with our federal regulators and examiners to remain viable. this bill is a small step, but it is a big step in the right direction in that respect and i encourage all of my colleagues to

there are a list of things we know companies can do that they don't adopt uniformly across every operation. that would be a starting point to really know that the absolute safest practices were in place. >> so just theoretically, if a company or organization did do all of these things you're talking about, would you find it acceptable to drill in the george washington national forest? >> i think it would depend on location. every spot is different, how close it is to a water body, whether it's a steep slope, whether it's a middle of a hunting ground, there are lots of different criteria to take into account, but certainly, we're not opposed to all drilling every place. >> i'm glad to hear that, ok. i yield back. >> thank you. that concludes our questions. i want to thank each of the members of the panel for being here. thank you for putting up with our delay earlier. members of the committee may have additional questions for the record, and i would ask you to respond to these in writing. is there any further business before we conclude? >> i'd like to ask unanimous consent to submit to inc

. >> anecdotally, i think people are uniformly upset and blame various parties here, but they're mad. and we see people making those phone calls. are there deaf ears right now? on capitol hill and in the white house to what the public is thinking and saying? >> reporter: it's not that they're deaf. i think this is one of those cases where, well, we know they're mad, this is the way it works here, it's ugly. it's always -- we know you would never want to go there, or you would never eat sausage again. that's their mind-set and they think they just have to get through this. but i do think you see advisers telling them you know what, this one is different. this one is bigger. be very careful here. i think both parties are losing a lot of luster. they're already unpopular. they're both taking on water. one could argue just one is taking on water faster right now than the other. and i think that that's the -- that's maybe the signal they're missing. >> certainly not pleasant to watch. chuck todd, thanks very much. >>> now here's amy. >>> lester, thank you. let's look at the big picture on

certainly the leadership level across both parties on both sides of the hill, uniformly, they get it, as a country fail to raise the debt ceiling by august 2. it's just a terrible failure of government nance if governance. down into the caucus, it's grown dramatically in the last three, four week. i won't strictly point to our presentation but lots of presentations have been made that have opened people's eyes on that subject. >> jay good to talk to you. former undersecretary of the treasury, and the visiting scholar with a very helpful bipartisan policy center. kiran? >> ali, thanks. >>> one of the few he'll who stood by tiger woods during the sex scandal. >> now his former caddie is letting it all out after being fired by woods earlier in the week. steve williams didn't go into the why, why he was let go, but didn't hold back about how he felt about that decision. >> extremely disappointed. given the fact that the last months have been a particularly difficult time, woods through a scandal, a new coach, a swing change and the last eight months have been very difficult and i've stuck

provisions that will complement the ongoing basel forms that will make capital requirements more uniformly strong. . 171 @ states that capital requirements for the largest banks and holding companies should not be less of the requirements that are applicable for insured institutions. the fdic and the comptroller of the currency finalized a role implementing this provision. we have made progress, but still have work at a bus. throughout this process we have sought input from the public and continue to report back the progress -- the congress on this progress. we have sought to make this progress as transparent as possible. fe, and i look forward to answering your questions. >> thank you. acting comptroller walsh. >> fayed you. i appreciate the opportunity to discuss the progress toocc other agencies have made in implementing the act in the year since the law was passed. although we have weathered the worst crisis, it will be years before we put all its defects behind us. the act took steps to guard against future crises, and all of us are determined to implement those safeguards as quickly

immigrants, what is remarkable is a pattern of english liberalism, that the children of immigrant uniformlyk english well or very well and what is actually sad is the fact that many of them are not maintaining their parents language, that were becoming an english monolingual society at the cost of bilingualism. the other thing i want to talk about besides ntt. and i think a lot of people appear that we are seeing each other identify along racial lines, ethnic lines and one of the things were finding in our studies is the adult children of immigrants is that sure, people identify as mexican. people identify as chinese, koreans, vietnamese, but it does not mean that they don't also feel and claim an american identity. so we have to be careful about how we think about that when we think about people who are irish descent or german descent or a tie and defend. they are claiming an ethnic identity, but it doesn't mean that they don't also claim an american identity. said to be cognizant of that. the other thing i want to talk about a little bit was raised. we see each other as a distinct racial

while i recognized it could not be applied uniformly to a man-made disaster there's there is a fundamental element that should be applied regardless. it is that local experts need to be included in determining a response and recovery plan for local jurisdictions. the very people that have lived in may their livelihoods in our community are best suited to know that the priorities must be placed in what is needed to provide adequate protection for the environmental resources of that community. i would no more pretend to know how to adequately respond to the oil spill in the gulf of alaska or golf county florida than an outsider would know how to protect the gulf shores and estuaries in escambia county. ultimately the oil that was 48 hours offshore actually ended up taking 30 days to make it to our beaches. they should've allowed us ample time to implement plans to protect our passes and waterways. unfortunately oppa prevented us from implementing our plans until july by which time the well was capped. we spent the first 75 days using inadequate plans provided by unifam command that were not

medicaid is uniformly perceived to be our least successful. so we're going in the wrong direction. and our estimates are it will be damaging to seniors and we don't want to be balancing the budget on the backs of current seniors. this will affect people immediately and we don't want to do it in a way that affects innovation and i think medical science in the united states is widely perceived to be the successful innovators. so this is the wrong way and it gets ticklingish because the president gets very clear because you cannot balance the budget on the back of seniors. but his proposal is now doing exactly that. host: so for medicaid, is the negotiation as far as rebates are concerned between the person or who gets the drugs and the drug companies directly and for medicare part d it's between the drug plan and those who provide the drugs? guest: so in medicaid it's a law. it's 40%. whatever the lowest price is we get 40% in rebates, send us a check. medicare, the way it works, they negotiate on average you get about a 20% discount off list. one of the thing that is happens is if y

provisions that will complement the ongoing basel forms that will make capital requirements more uniformly strong. . 171 @ states that capital requirements for the largest banks and holding companies should not be less of the requirements that are applicable for insured institutions. the fdic and the comptroller of the currency finalized a role implementing this provision. we have made progress, but still have work at a bus. throughout this process we have sought input from the public and continue to report back the progress -- the congress on this progress. we have sought to make this progress as transparent as possible. fe, and i look forward to answering your questions. >> thank you. acting comptroller walsh. >> fayed you. i appreciate the opportunity to discuss the progress toocc other agencies have made in implementing the act in the year since the law was passed. although we have weathered the worst crisis, it will be years before we put all its defects behind us. the act took steps to guard against future crises, and all of us are determined to implement those safeguards as quickly

environmental protections, people who care about the health and welfare of the american public, they are uniformly opposed to this legislation. mr. speaker, this is important business. there are economics involved with protecting the environment. in state after state there's a lot of money to be made by having healthy hunting and fishing, there is money to be saved by having healthy waterways and healthy communities. and if we don't stop the pollution in the first place then that puts the burden on local communities to spend more on water quality and water treatment. i strongly suggest my colleagues take a hard look at the history of the last 40 years, look at the uneven application of clean water at the state level, look at how judicious approach on the part of the federal government has helped promote compliance, even the so-called veto power of e.p.a. has been invoked only 13 times in 38 years. this is a bad bill, it should be rejected. the chair: the gentleman's time has expired. the gentleman from west virginia reserves. the gentleman from ohio is recognized. >> mr. chairman, i reserve the ba

the children of immigrants uniformly speak english well or very well. what's actually sad is the fact that they are not, many of them are not maintaining their parents' language, that we're becoming an english monolingual society at the cost of bilingualism. the other thing i wanted to talk about was identity and i think a lot of people are -- believe we are identifying along racial lines, along ethnic lines and one of the things we're finding with the adult children of immigrants is that people identify as mexican and people identify as chinese, as korean, as vietnamese but that doesn't mean that they don't also feel and claim an american identity. so we have to be careful about how we think about that when we think about people who are of irish descent or german descent or italian descent, they're claiming an ethic identity but that doesn't mean that they done also claim an american identity. so to be cognizant of that. the other thing i wanted to talk about a little bit was race. we see each other as distinct racial groups. and a lot of people fear t

provisions that will complement the ongoing basel forms that will make capital requirements more uniformly strong. . 171 @ states that capital requirements for the largest banks and holding companies should not be less of the requirements that are applicable for insured institutions. the fdic and the comptroller of the currency finalized a role implementing this provision. we have made progress, but still have work at a bus. throughout this process we have sought input from the public and continue to report back the progress -- the congress on this progress. we have sought to make this progress as transparent as possible. fe, and i look forward to answering your questions. >> thank you. acting comptroller walsh. >> fayed you. i appreciate the opportunity to discuss the progress toocc other agencies have made in implementing the act in the year since the law was passed. although we have weathered the worst crisis, it will be years before we put all its defects behind us. the act took steps to guard against future crises, and all of us are determined to implement those safeguards as quickly

until we get them to uniformly agree that they are going to participate and under consumer's request, i am not sure that the self-regulatory mechanisms can work. i am worried about the way it is structured right now, the industry's structure, as to whether we can get away there. >> thank you very much. >> thank you very much. before i get to senator klobuchar, we have a major problem to work out here. there are five of votes that are starting at 11:05. i am trying to get it moved to 11:10, which means we could spend another 15 minutes here. we have another panel. we have senator klobuchar, senator pryor has just walked in. now, you can decide what you want to do. my recommendation would be that senator klobuchar, you ask your question, because you have been here awhile. senator pryor, whose subcommittee is all over this, is extremely important. but somebody has to sacrifice. what we need to do is let senator klobuchar asked a question, at it responded to quickly, we call the other panelists, let them give their testimony, and then we submit questions in writing and then all scrambled