as unilever has shown until now.u must be disappointed that not more ceos think like you? paul: well, you should not sit here and get frustrated by the attitudes of others or the speed with which things move. you should just continue to focus on bringing the right people together, creating these tipping points, and moving these barriers. sometimes, yes, you would think, "why can we move faster?" or "why aren't more people doing this?" but who am i to judge? the better thing is to show that we can have a business model where we actually do well, but also do good for our shareholders and all the other stakeholders. and the more we do that, we see other people enroll. and the role of a ceo has quite drastically changed, actually, over the last few years. one of these reasons that you see short tenure of ceo's, which is now 4.5 years for the fortune companies, is really because a lot of the ceo's are not equipped for the challenges of today's world. so you cannot -- francine: which are what? paul: more complex, faster mo

really exciting. >> so unilever salesperson. trying to make a call on a supermarket chain in brazil. what do i need from sales force? >> all you need is this, your phone. every company wants to do their business on their phone and run their business from their phone. paul pullman at unilever is committed to transforming the company using sales force. what he wants to do is empower and enable every one of his employees around the world to have instant access to all of their customer information. their phone using salesforce. we have an incredible new platform called salesforce one. we have an incredible new integration with the e mail system called salesforce inbox and a new analytics system called salesforce wave. they are using all of the capabilities to deliver a brand new system for their employees. >> we sat down with john stumpf of wells fargo. he was talking about millennials and how they love to bank on their cell phone and how important it is to be mobile, global, cloud and he mentioned salesforce. that's your win. right

unilever, nestle, kraft, coke, pepsi.e can sequence your genome and we can see what the genes are in your body. if i am a consumer products company and someone said taking this product was doing damage or was doing good, well prove it. tell me what is happening. because we can sequence your biome we can start to see the changes in your body just a couple of months from what you are eating and what you are drinking so that the consumer product company, the retailers, the products they are selling, the insurance companies, the parent companies what are they serving in the cafeteria? not everyone has healthy vegetables and fruit in the cafeteria. charlie: what you are looking for this conference is to focus on public health and better approaches to issues like obesity, global health security, ebola, zika virus, hypertension, chronic diseases, brain disorders. those kinds of domestic issues. as well sustainable development efforts. the wide compass of public health. michael milken: 70% of all health care expenditures, the lar

after suing for false advertising, if you run, unilever, is launching its own eggless bread. it will hit shelves later this month. yum. carefully crafted. that is your bloomberg business flash update. carl icahn has been pushing for a carefully crafted breakup of aig and is taking aim at ceo peter hancock. the billionaire activist investor said in an e-mail, "he does not possess the skills to turn aig around." just last week we spoke to former chairman and ceo hank greenberg and he weighed in on his doubts surrounding hancox leadership. hank: he is going to have to prove that he is. until he does, there is a question mark. betty: there is a question mark to you. you are doubtful. look, i would like to see aig regain some of the strength in stature that it had. i don't see it yet. it is nothing like it was in the foreign field. and it is very hard to rebuild that. ,etty: bloomberg's sonali basak who covers insurance companies, has more. what else did he say about peter hancock? sonali: he is upset about the reserve charge, partially because a lot of the reserves are tied to po

unilever, l'oreal, you name them. >> we've spoken in the past about where the growth opportunities aree the growth opportunities -- are they going to be equally strong from within women's beauty as men's beauty, for example, where we're seeing huge inflows? >> i think last time i told you it was the 50 pluses, the silver foxes that were really growing the industry. and that has affected the premium end of the market. that's still growing. the interesting things are the men's business. that's hugely successful right now. i think it's because we have young men who are more athletic and healthy. >> taking care of themselves. caroline, we've got to go, unfortunately. thank you so much for coming in. caroline neville, the president of cew. that's it for today. see you tomorrow. bye. >>> good morning. a crude fight. >> negative rates, new this morning, stanley fischer says the u.s. central bank is looking at the idea but has no plans to use it. >> and breaking overnight, donald trump wins the nevada gop caucuses. it's wednesday, february 24th, 2016. "worldwide exchange" begins right now. >>>

is the new guy on the block, what are the best worst practices from nestle and unilever?are the giants doing that you do not want to do or you do want to do? we are focusing on ourselves. is to sellt to do the best beers in the world. tom: what have you learned from the mega beer mergers? what is the lesson you have learned from two big in the beer business? manyt: we are operating in countries. we are in 20 to come but -- in 22 countries number one or number two. number one, number two in the market, it is important. amonghat do you see consumers now? to they want to buy a preemie -- a premium product or the swill i drink in college? the new craft beers bring new news to the market. it creates growth and that is good. francine: craft beer is what is driving the segment. you are the only large beer maker that has not bought a craft manufacturer. will you? buying craft or having some craft band -- kraft brands are two different things. we have more of these kind of brands, which are growing very nicely. when we review our strategy, we will talk more about craft brands. car

but this time last year, unilever costs, which are productivity adjusted inflation, running 1% year-over-yearhe viewers with all due respect to the commodity complex, which has been a fundamental downtrend, how are we going to get deflation in the united states when you have 3% growth in your labor costs, you have almost 9% growth in bank credit, and we take a look at what is happening in the service sector -- tom: so what do stanley fischer and janet yellen do, jerome? did they go to the rosenberg service sector? do they measure for some or do they measure for china? jerome: it is not about china. they have to look at the whole gamut. do they have to be in a hurry to raise rates? absolutely not. they are on hold for the for seeable future. tom: are you managing for a negative real rate right now? do you take the coupon in your world of short-term paper? is it a real rate that is ugly? you take away whatever is the inflation number you are working with. jerome: we're thinking about a thisive zero real rate at time. for investors, that is obviously weighing on them, even the inflation is very

the losers are household names like unilever.tephanie: one to put into context, the banks of gotten beaten up so hard that one of the reasons we could look out and say they are gaining today is for a trade. investors look and say at that level, i want to be in there at least for the next few points. matt: that's the same thing we saw yesterday. hsbc came out with a surprise loss, today's standard chartered with a surprise loss. it wouldof weeks ago have killed the banks, now the other banks are actually gaining right now. take a look at the minors right now, php billiton down. billiton was up 9% yesterday. it isn't a huge loss if you were long on friday. the reason they cut their dividend, for the first time in 15 years, they cut it by 75%. a big story on minors today. both ina drop in oil crude and nymex crude. the contract rollover yesterday. look on gipt's up, and you will see it's actually down. the april contract is down. finally, check out home depot in the premarket, the company gained on free much every measure. eps as we