and the majority of domestic deposits that were uninsured, the majority were uninsured for more than 40% in those institutions. of the reliance on uninsured deposits is a concern for larger banks it is not exclusively a large bank issue. uninsured deposits comprised the majority of domestic deposits for about 15% of bangs between one billion dollars and $50 billion in assets. as noted previously, uninsured deposit funding tends to come from a relatively small number of deposits. you get the drift here. at the end of 2022 less than 1%, less than 1% of all deposit accounts had balances above the deposit insurance limit of $250,000. but accounted for over 40% of banking industry deposits. at the time of its failure, silicon valley bank's 10 largest deposit accounts collectively held 13.3 -- needless to say, more forward leaning supervision of large regional banks is certainly a key lesson from the events earlier this year. in particular the fdic is reviewing whether it's supervisory instructions on funding concentrations should be bolstered to better capture risks related to high levels

they were all uninsured at the time.ent in for emergency care and were not offered free or discounted care as they should have been under california law. the hospital sued them for collections and they brought this lawsuit to make sure the hospital follows california law to adequately inform patients of their right to apply for charity care. >> what is charity care and who gets it? >> charity care is a concept in california and throughout the country hospitals must abide to, their obligation to provide free or discounted care to low-income patients. in california, that means patients 400% at or below the federal poverty level who are uninsured or underinsured. kristen: did they simply overlook that information with regards to these patients? >> it was not simple overlooking. what they were providing and telling patients, it was not clear that patients could apply for free or discounted care. in addition to the retroactive programs, the county committed to revising the written notices sent to patients to more clearly expl

his debutic broke to talk about today the people's hospital follow the lives of five uninsured houstoniansival leading them to the hospital where insurance comes second. thank you for being here. >> thank you all for coming. [applause] >> as we are in conversation, who will have time to be in conversation so please flag questions in your mind as you listen and we would take abraham specifically in the sure over here and we will move the microphone around the room. i want to bring the book into the room and get started readina to bring your book to life. >> i'm going to read from the beginning of the book from chapter one history first page from the people's hospital. the rumor we've heard are hospitals marked by treasure. nigerian lady whoes responded, e boy with the black curly hair the grandmother the guardrails pain, real chest pain. and we wrote down their history and said we were sorry examining them. we ordered blood test and scrolled through the cat scans. we were just doctors, x-ray text, who wrote up and down the hallways in the middle of the night. some of us were white coats and

, and that areas are becoming uninsurable, that upends areas are becoming uninsurable, —.ic that upendseat to speak to boys, will get you back just a though. great to speak to boys, will get you backjust a moment. now, around the world across the uk, this is bbc news. let's look at some other stories making news. scotland yard says it will take no further action after investigating a charity set up by king charles while he was the prince of wales. it began investigating the prince's foundation following newspaper allegations that a saudi donor was offered help getting an honour. the met said it had chosen to close its investigation after consulting the crown prosecution service. a man has appeared in court charged with terrorism offences linked to a major data breach by the police service of northern ireland. the names of more than 10,000 officers and staff were released by mistake. it's alleged that christopher paul 0'kane, from londonderry, had a spreadsheet containing officers' names at his home. he's been remanded in custody. the number of pothole—related breakdowns is at a five—yea

in the u.s., only 24% of damage is uninsured.europe, you would expect it to be similar but in europe, 90% of the damage was uninsured, almost all of it. we asked how you close the gap and what he said was interesting and scary. it will be very challenging to do without government help because it will be too expensive. alix: i wonder for insurers, you are insured for the wrong thing. new york is not used to a hurricane. are there every is in europe that are not used to fires, but used to different issues? is that part of the problem? oliver: that will be part of the problem. when you speak to these insurers, there is a simple test. there are three components i go into pricing the policies. 1, the risk. 2, what have you done to mitigate the potential outcome. 3, the value of the underlying asset. with all of this inflation and you think about how much more it costs to rebuild the stuff and how much more your house is worth, that is one of the biggest drivers to these policies, it is more expensive. you might not be cash rich but if

a view but which we're here to talk about today, the people's hospital follows the lives of five uninsured houstonians and their struggles for survival lead them to a hospital where insurance companies set comes second to genuine care. >> thank you for coming. [applause] >> as we are in conversation i want to make sure i note that we will have time today to be in conversation with everyone and throw out the collective knowledge in the room so please be flagging the questions in your mind as you listen to ricardo. we will be taking specifically in the yellow shirt right here will be moving the microphone around the room. i want to bring the book into the room passing the microphone to you to get us started with our reading to bring your book to life. >> so i'm going to read from the very beginning of the book. this from chapter 1 histories, first page. this is from the people's hospital, hope and peril in america. hthe rumor we've heard was that patients arrive with hand-drawn maps with hospitals? treasure. the cleaning lady responded yes doctor to every question . the boy with the black cu

debut book which we are here to talk about today the people's hospital follows the lives of five uninsuredhoustonians in their struggle for survival leave them to a hospital where insurance comes second to genuine care, thank you for being here in san antonio and the festival. >> thank you so much for having me. >> thank you all for coming. [applause] >> as we are in conversation i will make sure i note we absolutely have time today to be in conversation with everyone in the space and the collective knowledge of the room. please be oflagging the questions in your mind as you listen to ricardo and we will take abraham specifically in the upper shirt we will be moving the microphone around the room i want to bring the book into the room by passing the microphone to you to get us started with everything to bring your book to life. ...... ni histories. the first page, this is from the people's hospital, hope and peril in american medicine. right. the rumor we heard was that patients arrived with hand-drawn maps. our hospital marked like >> who responded yes to metastatic breast car insurance.

it's not a health insurance but it is financial assistance to help people who are uninsured or can't afford health care. in houston, that came about because there was a voter referendum in the 1960s. at that time, there was only one charity hospital. it relied on funds from the county in the city and each of them tried to dump it on the other. it was called jefferson davis hospital. mostly, it was african americans and immigrants, patients who came and had to go to that hospital. atrocious conditions to the point where op-eds started to be written about it and there was a voter referendum to fund a public health care system. that is the sea that was planted in the 1960s. what comes about from that is a health care system a lot like what you have here in bexar county. there are clinics outlining -- there are specialty clinics, hospitals. it is a local system that has been cultivated by public leaders over the years. the big texas cities have it for a lot of different reasons because the state does not want to take, want to give dollars to health care and allow the county to do that. a

debut book, which we're here to talk about today, the people's hospital, follows the lives of five uninsured houstonians, as struggle for survival leads to a hospital where insurance comes second to genuine care. thank you for being here in san antonio and at the book festival. thank you so much for. thank you all for coming much appreciate. as we are in conversation and make sure i note for you all that we absolutely have time today to in conversation with everyone that's in this space and draw from the collective in the room. so please be flagging the questions that are in your as you listen to ricardo and we'll be taking an abraham specific lee in the yellow shirt over here that brilliant books shirt will be moving the mic around the room. i want to bring the book into the room by passing the mic to to just get us started with reading to bring your book to life. please use so much. so i'm going to read from the very beginning of the book. this is from chapter one histories. the first page, this is from the people's hospital, hope and peril in american medicine. right. the rumor we heard w

when uninsured to the sources of love means when it approves the honorable parliament of the islamic council should also predict your resources . after a year, it will become a resource. in the coming years, unfortunately, it will face the problem of resources . according to the law approved in 2008, all the activists of the woven currency are woven in the home workshops of single-weave carpet cooperatives and industries. those related to carpet production who are employed full-time should be covered by full-time social security insurance . the status of carpet weavers' insurance according to the law of carpet weavers' insurance. and preparation they have the insurance of carpet weavers, we have 1400 identification registrations, of this amount today, nearly 206 less than 230 thousand insured carpet weavers are covered by this center, it is very large, gradually , according to the discussion of the special budget that should have been paid for the employer's share from the government, social security the reduction of our number has now reached a third of the insured amount . the weav

we also provide hiv screening we provide hiv treatment for people living with hiv and are uninsured and then we hope them health benefits and rage into conference of primary care. we also provide both pre-nd post exposure prophylactics for hiv prevention we also provide a range of women's reproductive health services including contraception, emergency contraception. sometimes known as plan b. pap smears and [inaudible]. we are was entirely [inaudible]people will come as soon as were open even a little before opening. weight buries a lip it could be the first person here at your in and out within a few minutes. there are some days we do have a pretty considerable weight. in general, people can just walk right in and register with her front desk seen that day. >> my name is yvonne piper on the nurse practitioner here at sf city clinic. he was the first time i came to city clinic was a little intimidated. the first time i got treated for [inaudible]. i walked up to the redline and was greeted with a warm welcome i'm chad redden and anna client of city clinic >> even has had an std clinic s

it would be a buffer against losses that buffer protecting the public talking about uninsured depositors who have their money at a given bank and the fdic which has their insurance fund. morgan stanley wrote a note about this yesterday. this women impact and feed into the pressures that the regional bank industry faces. they're already under the gun in terms of profits because of rising interest rates -- >> five in particular? >> five banks in particular. so they named five specific banks, regions, fifth third -- >> m&t, citizens financial and northern trust. >> their analysis was they're already below the requirement for long-term debt. they have to issue debt which should be more expensive given the downgrades to the banking industry in general. and they have to issue that to a not friendly market so they have this pile of money in case they fail. >> this feels to me like the government requiring the banks to have effect i'vely a line of credit in case they run into trouble. this would be debt they would issue at whatever the market rate is and that debt does what? it just sits there o

. >> the problem with being over the water, it's uninsurable, as all the restaurants on dock street.won't get help from insurance or fema, everybody is on their own. >> reporter: they rebuilt the restaurant out of pocket because he says they can't get insurance. now they have to go through it again. he hopes to reopen in three weeks. >> we're going to go through it again. this area is not prone to a ton of hurricanes, probably one every ten years but seems more frequent now. >> reporter: the oceans averaging 88 degrees fuelled idalia, increasing its speed as it approached land. >> if there's anything the states need right now, i'm ready to mobilize that support that they need. >> reporter: many evacuated, some decided to stay put, including residents in hudson, florida, who were stunned how fast the water came in. >> before i knew it, it was over the wall, trying to get in the truck, came over the wall, never seen nothing like it. >> never seen this before. had a hurricane here, but it's never flooded to this extent. >> reporter: just up the coast in steinhatchee, the family was spli

and on top of that, charles keating has lincoln savings sell uninsured junk bonds, and he targets the these bonds. we had sold our home in sherman oaks. my husband had had a stroke. we moved down here, went to lincoln savings down here. goldin: how much is your debenture? you really want to know? yes. it was $30,000, and for us, that was quite a bit. [ crowd murmuring ] "capitalize on this," the bond salesmen were told. "the weak, meek, and ignorant are always good targets." the regulators were looking at this and saying, you know, "this guy is a disaster, man. we have got to stop this." but by that time, keating had a construction company in arizona, he had thrifts in california. his tentacles sprayed out to several states, so he was able to call on congressmen and senators like that and say, "hey, get these dogs off my back." this morning, the s&l crisis goes to capitol hill. the senate ethics committee is looking into charges against five senators accused of intervening with federal banking officials on behalf of s&l owner charles keating. the so-called keating five are republican

they may be people who are uninsured. >> reporter: after leaving the nih, dr.e acting science adviser to president biden and approached him with a bold proposal, to eliminate hepatitis c in the united states. >> if we could get access to the drugs for people who are infected, we calculate in ten years you would save the federal government $13.3 billion in health care costs that we wouldn't have to spend. liver transplants, liver cancer, liver cirrhosis. you have saved billions of dollars. and tens of thousands of lives. what's not to love here? >> reporter: in march president biden gave dr. collins his answer. >> okay. we're on it. do it. and by the way, collins, you're in charge. >> how did that feel? >> good. i'm obsessed about this. >> reporter: to help drive down the cost dr. collins pointed to a program implemented in louisiana as a possible model. it began with the support of republican senator bill cassidy, who happens to be a physician who has treated people with hepatitis c. >> the goal was to use a subscription model. we call it the netflix model. you

to give uninsured workers to help buy health coverage coverage. through improved, to approve an historic increase. the spending for veterans health. and to give seniors a sound and modern medicare system that includes coverage for prescription drugs. a good jobs a good job should lead to security and retirement. i asked congress to enact new for 401 k and pension plans plans. employees have who have worked hard, saved all their lives, should not have to risk losing everything if their company fails. through stricter accounting and tougher disclosure requirements. corporate america be made more accountable to employees and shareholders and held the highest standards of conduct. retiring and security also depends upon keeping the commitments of social security. and we will we must make social security financially stable and allow personal retirement accounts for younger workers, choose them. members, you and i will work together the months ahead on other issues productive farm policy. a cleaner environment environment. broader, especially among mino

they said yoga the dog was uninsured and is now recovering with extra treats and snuggles. >>> business owners in oakland continue to voice frustration about crime in the area and the lack of response from city hall. donna lynne talked with an owner who said their store have been hit with burglars 10 times in recent years. >> reporter: this store, lucky seven cigarettes, is not feeling very lucky these days. burglars have targeted the store with the most recent time being thursday. surveillance video shows 10 people in four different cars trying to break into the cigarette store at 4: 30 wednesday morning. it is located in oakland's little saigon. the burglars attached a chain to the front metal gate and used a jeep to pull open the gate because the store has multiple gates and plywood to reinforce the entrance. the thieves could not get inside. they took off, but the damage was done, causing the owner thousands of dollars to repair the storefront. >> when i come to look at my store, you know, i saw it and i cried because i hurt. >> reporter: the owner said this is the 10th time since t

we also provide hiv screening we provide hiv treatment for people living with hiv and are uninsured andnd rage into conference of primary care. we also provide both pre-nd post exposure prophylactics for hiv prevention we also provide a range of women's reproductive health services including contraception, emergency contraception. sometimes known as plan b. pap smears and [inaudible]. we are was entirely [inaudible]people will come as soon as were open even a little before opening. weight buries a lip it could be the first person here at your in and out within a few minutes. there are some days we do have a pretty considerable weight. in general, people can just walk right in and register with her front desk seen that day. >> my name is yvonne piper on the nurse practitioner here at sf city clinic. he was the first time i came to city clinic was a little intimidated. the first time i got treated for [inaudible]. i walked up to the redline and was greeted with a warm welcome i'm chad redden and anna client of city clinic >> even has had an std clinic since all the way back to 1911. at th

they couldn't just content, that's kind, we can't guarantee it that even a few uninsured in, in organisms, it could be effected. i think it but only it's very small numbers up and see. i think that's on one side. one visitor asks what happens afterwards to the projectile is launched in the trees and beyond from hoping since the minus 5 that's tested out. that's why they dissolve and disappear, that they go ugly and completely melt away. we've already done tests, of course of ever turn. i was supposed to get an opportunity to read. munition is made out of gelatine and not plastic arborist and project collaborator, dennis a congress, takes things a step further and wraps the areas around the nations with glue and the impulse. and normally they go out to find food in the evening, and starting at the tips, eat out the skeletons of the lease. in the morning, they return to the nestle. so you'd expect to find a line of mazda caterpillars on the glue. but since we can't see that, it means that the fungus work live from the only real drawback is the red tape. german regulation stipulate that most

flat residents are still on a long road to recovery following the caldor fire, many people were uninsuredral aid from fema. reporter lisa mitri talked with residents about their challenges in rebuilding. my family's been up here over a hundred years. it was beautiful. it was just all for us. monday marks two years since the caldor fire sparked in el dorado county. a little fire over at olmo ranch on the 14th, which was a saturday. then a date burned into the memories of many in grizzly flats. the start of something that would change their lives as things progressed over the next couple of days, ash started coming in like snow in about 1130. the sheriff came by and said we had to leave. so it was basically grab what can and which wasn't much so here we are. r.w. mcneil, everybody up here knows me as mac and his girlfriend, kathy adams. these are art pieces from stuff that was recovered from the fire, didn't have insurance. it was an affordable. and they lost their two story house. and even two years later, the old grizzly is not coming back. this is where the local post office once stood .

they made statements regarding economic cooperation, uninsured in peace, and stability on the continent and on the world. problems, thomas diplomats, serves us this year, is locked presidents and saves that you 70 needs to listen to offer account. we also, it's not a lot each what we spoke to independence analysts, jackie schon, do told us that at night or japan or the wes buttons a chance in the competition, for instance, right now in africa in many ways findings on medical asia and the history shows back on the on site in terms of people's freedom. so step on has a very strong impair on this and it says facebook loans. and that is why you find it highly uncomfortable, especially for china, which is that hasn't come from in front of them. but i would suggest that china hasn't been about a 4 bedroom time has been made. busy to entrust the investments when they come, they go to find it almost an impossible task. if the intention is to try and perhaps alter the perception of people across china. i don't think he has any tons of calls on that. and also seen that in the main line. so with t

people under insured or uninsured the administration has a program where people will get these for free at pharmacies. that program should be up and running by the time the vaccines become available and also free of charge at federally qualified community health centers and public health departments day one. they should be widely accessible. it doesn't mean there's not going to be gaps in coverage in people who face certain hardships but broadly most people should be able to get these free of charge without a co-pay based on what i'm seeing right now from the insurance companies. >> of course, they have to choose to get them and we know what, 17% of the population took the booster shot according to the cdc last it time around. why does someone need to continue to update? >> yeah. look, i thin we have to have a lot of humility around this virus. there's a lot we don't understand and continuing to surprise us as with the ba 286 mutation. this does look like it's going to be a flu like paradigm, new variants emerge each year, hopefully we'll guess right in how we form late the vaccines. yo

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many were covered in blood, many looked dazed uninsured outside the medical center, the bodies of those less fortunate were laid out on the concrete floor to the calls that the dram. it's isn't known footage of the drought carriages should. the wheels and bogus had separated from the passenger compartments. initial fairies of focused on either mechanical failure or even possible sabotage. the rescue process has begun. all the relevant departments have been directed to take all necessary actions by prime minister series. he has ordered a thorough investigation into this and has promised to has revealed the reasons for this accident. more than 18000000 passengers use pakistan's railway system and accidents under romans a cut all too frequent. they pull brennan, i'll just 0. now recovery efforts underway across pots of china, off the days of heavy rain triggered floods and land slides. the death toll is risen to $36.00. the capital of beijing remains on high alert as officials, se that could be land slides since late july typing ducks where we have stepped across the philippines before hea

many were covered in blood, many looked dazed uninsured outside the medical center. the bodies of those less fortunate were laid out on the concrete floor of the calls that the dram. it's isn't known footage of the drought carriages should. the wheels and bogus had separated from the passenger compartments. initial fairies of focused on either mechanical failure or even possible sabotage. the rescue process has begun. all the relevant departments have been directed to take all necessary actions by prime minister series. he has ordered a thorough investigation into this and has promised to has revealed the reasons for this accident. more than 18000000 passengers use pakistan's, railway system and accidents under romans occur all too frequent that the immediate priority is trying to find survivors under cover the dead. pull, brendan, i'll just 0. rush. this is miss all attack is damaged a bridge linking mainland ukraine to crimea. the town hall bridge is a crucial supply route to the onyx peninsula, which is russia seized in 2014 russian appointed officials. a ukrainia

many looked dazed uninsured. outside the medical center, the bodies of those less fortunate were laid out on the complete floor. because of the dram, it isn't known footage of the drought carriages showed the wheels and bogus had separated from the passenger compartments. initial fairies of focused on either mechanical failure or even possible sabotage. the rescue process has begun. all the relevant departments have been directed to take all necessary actions by prime minister series. he has ordered a thorough investigation into this and has promised to has revealed the reasons for this accident. more than 18000000 passengers use pakistan's railway system and accidents under romans occur all too frequent. they pull brennan, i'll just 0. ukraine has confirmed its missiles have damaged the russian control bridge to climb in. the town hall bridge is a crucial supply route connecting russian onyx crime there with mainland ukrainian territories held by moscow. russian to point to the official site ukrainian missed saw

do it by mister hoo, nauseous, a huge responsibility, uninsured us, because now he has us here, the shipping. take it off uh or does uh take us out on the days markers. so this signifies because the, the samsung independence day or fox plan as well. and this is symbolic because uh, on the day of independence when you are getting thought of giving them access to the nation. that okay, whatever has been done. so the sofa, we really keep that at the lesson, but we will now go for some uh, you know, deformation in our society and what the witness models are in and out. and i'll be called us and we will go for something better. next time, we have also managed to achieve some sort of a separate entity. in the past few years. we have started the full spectrum to address 2 of them in. if you don't print to a web, a new search. uh, we have a cute alert in the face if you don't find fit technology in the architecture in the field of security and military. we have known as a nation who has pushed back that is them up on it. and now actually funding good job. do you know or richard them what's going on?

state pays for such an operation for free, because as you know , aesthetic eyelid surgery is always uninsured and this is more than the payment among other things, we persuaded one vladyka to offer himself to the patient himself because he is a priest. he says, "no, no plastic surgery. and he already had such a looming problem. he couldn't see the periphery and they would get into some kind of accident and he raised his head like a blind man. because it was looming, we persuaded , we did it ." and we are satisfied that it is based on medical indications and there is such an artist, a famous hero of ukraine, ada mykolaivna rogovtseva, she is my friend and we used to be hmm, when we were 60 years old . we decided to help my friend and to do her plastic surgery. talk about it and everything was perfect now in the past it was recently , well, a few years ago, 80 years ago i say adam we came to you to help you do another operation she says you have four contracts on my grandmother here this is the kind of joke you know but in principle, it is true that it is necessary to choose the right doctor wh

biden is giving pharmaceutical companies over $1 billion so uninsured americans can get free shots. we are beginning to wonder if the mutant variant scare tactic is less about saving lives and more about lining corporate pockets. let's turn it over to rand paul. are you as concerned as scott is about this mutated variant this fall? >> perhaps cbs might want to put a conflict of interest statement, saying he makes a lot more money when we sell vaccines and by the way, i like it when the government mandates they buy my product. this is a tragedy. these people are so conflicted and it is so dishonest to put people like that on the air to promote a product. this defies all logic, science, common sense. that university that wants to mask up, zero cases. worse than that, when covid was more potent in 2020, the death rate for young, healthy people turned out to be close to zero. we know that germany released all of their data and not one young, healthy person died. vaccines do have some risks. to see this coming up again, these people have no shame. we are not going to lay down and take it

many look dazed, uninsured outside the medical center, the bodies of those less fortunate were laid out on the concrete floor. because of the dreamt isn't known. footage of the drought carriages showed the wheels and bogus had separated from the passenger compartments. initial fairies of focused on either mechanical failure or even possible sabotage. the rescue process has begun. all the relevant departments have been directed to take all necessary actions by prime minister series. he has ordered a thorough investigation into this and has promised to was revealed the reasons for this accident. well, the 18000000 passengers use pakistan's railway system, an accidents under romans, a cat all too frequent the pull brendan, i'll just 0 zane. those are all be has more now from is i'm about more than 1000 passengers. were on board the 10 train cars that your rails on route from karachi to rabble pen d. and the pressure is now on the government to answer for exactly why such a terrible train accident took place. accidents are not uncommon on pocket stones rail system, but a severe one like thi

many look dazed, uninsured. outside the medical center, the bodies of those less fortunate were laid out on the concrete floor. because of the dreamt isn't known. footage of the drought carriages showed the wheels and bogus had separated from the passenger compartments. initial fairies of focused on either mechanical failure or even possible sabotage. the rescue process has begun. all the relevant departments have been directed to take all necessary actions by prime minister series. he has ordered a thorough investigation into this and has promised to was revealed the reasons for this accident. more than 18000000 passengers use pakistan's railway system. an accidents under romans occur all too frequent. they pull brennan, i'll just 0 dollars, presidential products and the capital costs who must come under attack by the army . the building has been under the control of the power minute to rapid support for assistance. april and the conflict began even more than reports on the strikes launched in the underground t

many were covered in blood, many look dazed, uninsured outside the medical center. the bodies of those less fortunate were laid out on the concrete floor of the calls that the dram. it's isn't known footage of the drought carriages should. the wheels and bogus had separated from the passenger compartment initial fairies of focused on either mechanical failure or even possible sabotage. the risk process began, or the relevant departments had been directed to take or necessary actions by prime minister shari. yes or the former investigation interviews, and that's for me is to we've reviewed the reasons for these accidents. well, the 18000000 passengers use pakistan's, railway system and accidents under romans occur all too frequently. the immediate priority is trying to find survivors under cover the dead pull, brennan, i'll just go back to that breaking news is where the forces of killed 3 palestinians and size of joining corresponding with homage. i'm jim is joining us from occupied the east jerusalem. what's been happening on the a rob, we've seen a statement from