%-money from unions and unionsg gets money from politicians, they sit down and engage in hard bargaining, that is where detroit is the canary in the mine for a lot of american cities and states. >> it catches up with people, hopefully, other cities will learn from detroit and mend their ways. john: you pointed out in cities and state government, this groupon attitude, you can get a dollar but spend 60-cents. >> as long as you may 60-cents and good a dollar's worth of persevered goods out of, that you want more. this is happening on federal level, government borrows 40-cents of over colo over dollt spends. but we have to get out of that mentality, you cannot get a bargain for ever. john: let detroit be with a lesson. in the show, i puto my santa hat, tell you who was naughty and nice this year, good news about the year next, we ask you, to vote on what you want our panelists to discuss. we'll tell you which topics get to the most votes when we return. if you've got copd like me, hey breathing's hard. know the feeling? copd includes emphysema and chronic bronchitis. spiriva is a once-daily