. >> united health care dental h.m.o., rates are only through december 2019, 1 year, and no change in both, in either the active nor the retiree rates for this dental h.m.o. plan. >> all right. >> i will call out that initially there was a 4% increase, but the partnership, they were willing to reduce that to flat. >> all right. >> so on page 20 are your recommendations, would you -- >> correct. >> give those to us? >> we recommend for the retiree p.p.o., the delta dental p.p.o., that you accept the 1.9% rate increase to 2019, adopt the smileway benefit, so 1.9 increase to 2019, and held flat for 2020 and 2021, and dental h.m.o. plans that you accept the rate as presented. >> president scott: you have heard the recommendations. is there a motion? >> i have -- we can discuss it after. >> president scott: i'm waiting for a motion. >> i would move to approve item two and item three on this page, but i'm not comfortable with increasing dental rates for the active, for the retirees, given the expected significant increases they are going to see on access plus and trio coming up. my motion,