united health group says it lost close to half-billion dollars last year.. and expects a bigger hit in 2016. the insurance giant blames higher than expected claims from enrollees in obamacare exchange programs. expensive medical services are signing up during the so-called special enrollment period. now.. united health group says it's considering dropping out of all obamacare exchanges in 2017. a red flag for automakers as they look to boost sales. a new study by the university of michigan found more young adults are not getting their driver's licenses. slightly more than 75-percent of people ages 20 to 24 have a driver's license. that's down sharply from 1982.. when 90% of adults in that age group had a license. experts say one reason for the decline could be the rise in ride sharing services like uber and lyft.. which provide a reasonable option to driving for many young people. that's tonight's 'financial focus.' let's go to bryan scofield and 'weather first.' . another storm system is pushing onto the west coast right now northern california and oregon.

united health group, nike, pfizer, looking slightly better, but overall we're on our worst january track in history for the s&p 500, as well as the nasdaq which is currently in correction territory. take a look at the vix, the so-called volatility or fear index spiking above 32 for the first time since september 1st. when we see what's happening with the volatility index, it is -- let's call it slight hysteria here. we're at 28.69 for it. look at ten-year yield, levels not seen since october as investors seek the safety of government bonds. not a surprise people go into treasuries and say i want to be able to be insured and promise i get my money back. one of the only other investments glittering is gold. we have anglogold, ram gold, gold fields limited, gold corp. let's remember these names nearly half a year ago were getting crushed. today slightly higher or a lot higher. so now comes the question because we have 58 minutes before we see how this day ends up. is this a market that has way more to shake out, or is it trying to find a bottom and is today that day? right to the floor show

boston celtics player evan turner, teaming up with project sunshine and united health group to brighten things up for some pediatric patients at franciscan hospital for children. turner shot some hoops with the kids, and then handed out arts and crafts, and joined in the fun. project sunshine is a non-profit organization that provides free educational, recreational, and social programs to children facing medical challenges and their families. he got serious. a look at the stories we' ll be following for you all night when we come back. heather: and remember, we want to know your good news. send us your video and pictures of people making a difference and doing good in your community. share them on the wcvb facebook page. or email them to ulocal at wcvb.com and we' these little guys? they represent blood cells. and if you have afib-an irregular heartbeat that may put you at five times greater risk of stroke they can pool together in the heart, forming a clot that can break free and travel upstream to the brain, where it can block blood flow and cause a stroke. but if you have afib that's

but the laggers here, united health group, travelers, goldman sachs, microsoft, apple.the way, the scenery here in davos is absolutely amazing but the talk of the town as i mentioned is very much the condition of the global economy. bing capital managing director steve shares his do yo dues next. and be sure to turn in tournament. i'm speaking to microsoft founder bill gates one-on-one right here to the countdown on closing bell. please do not miss that. we're live from the world economic forum. coming right back ♪ approaching medicare eligibility? you may think you can put off checking out your medicare options until you're sixty-five, but now is a good time to get the ball rolling. keep in mind, medicare only covers about eighty percent of part b medical costs. the rest is up to you. that's where aarp medicare supplement insurance plans insured by unitedhealthcare insurance company come in. like all standardized medicare supplement insurance plans, they could help pay some of what medicare doesn't, saving you in out-of-pocket medical costs. you've learned that taking

as a primary strategy for sutter health three years ago to address what is recognized as a incredibly changing environment at all levels i was interested as a group united states daunting challenges you have in front of you that require you to do things i've not done likewise this changed the game for us a bringing the health plan with reinvent the way sutter looking at the community one plus years as part of community but you have to adopt we have to adapt in that context that is where the health plan formed yes. the we are to your question yes? the way to get access to to the data we working closely with interest in open books and sharing that kind of information to get to the right outcomes we have a shared responsibility to change the way people receive health care we'll not do to perfectly but we - yes, that's the answer. >> where you have instituted this plan with other place of residence have you had shared risks arranges or incentives performance measures those types of things that are part of what you do. >> yes. surely we're very flexible you have to create an accountability with the tasks of delivering on the promises sometimes require that a

health insurer sees a drop in profit but still beats expectations. that's where we begin tonight's market focus. unitedhealth group says earnings in pits pharmacy benefit management unitose 50% in the quart but the company's operating earnings from its main united health care insurance business were cut nearly in half. shares of united health ended the day up 3% to $112.58. bank of america posted its best full year profit in nearly a decade. thanks in part to a better than expected quarter lit earnings report. the second largest bank in the country was helped by a drop in legal costs. bank of america said that revenue growth remains though challenging. shares of b & a were off about 1.5% to 14.24. and shares of morgan stanley rose after the bank beat analyst targets. the company said it cut 1200 jobs in its fixed income and commodity you the units last month as part of a plan to reduce a billion dollars in costs by 2017. morgan stanley rose about 1% to 2626. >> and sharon, another activist has taken a stake in macy's. green light captain's david einhorn disclosed a position in the company and said it could be a takeover target and wants the retailer to unlock the valu

group released several videos last year. six spent the night for hundreds of viewers. >> was a busy day and we teamed up with united way and florida hospital. get your health insurance questions answered. at the enrollment coalition took 600 phone calls during the funding . it comes as they are set to increase. you can dial 211 to help you plan it's time to go outside! we will look at downtown orlando. >> is what we can see of it . we can see more than we did this morning. it's a low cloudiness and fall . it's moisture still in place and we are having a hard time breaking up the clouds. i promise we will see more son as the day progresses. that will allow us to warm into the 70s. barbara has the storm jen. it's a low looming clouds at new smyrna beach. in the inland areas, we're still seeing the clouds. here's a storm pin photo in grand island. side eye. he is not happy with that forecast before she was out for a walk . it was pretty ugly with lots of . it has come to an end and soon, we will clear out area wide. here is the area of low it will continue to move away from us and as it happens, it drives the moisture away. we will see the clouds over central

health care. it's life care. >>> syria desperately needed humanitarian aid is slowly trickling into towns and cities besieged by both assad forces and rebel groups, but the united nations says it's not getting there fast enough leaning to civilians dying of starvation. more now from jerusalem. >> across syria, the un is reporting starvation being used as leverage in the ongoing civil war with both sides of the conflict laying siege to dozens of towns and cities depriving citizens of badly-needed food and medical supplies. the first aid trucks have arrived in madaya and other hard hit towns, but the un says it's not getting there fast enough to avoid a widespread starvation epidemic. >> across, there are 14 other, and these are locations where different parties to the conflict have been using siege as a tactical. >> the un says there are some 450,000 civilians new trapped in about 15 siege locations across syria, including areas controlled by the government, isis, and other groups. at least three dozen people have died of starvation in madaya so far, and that number is expected to climb. >> all sites, including syrian government, which has the to protect syrians

as a primary strategy for sutter health three years ago to address what is recognized as a incredibly changing environment at all levels i was interested as a group uniteds daunting challenges you have in front of you that require you to do things i've not done likewise this changed the game for us a bringing the health plan with reinvent the way sutter looking at the community one plus years as part of community but you have to adopt we have to adapt in that context that is where the health plan formed yes. the we are to your question yes? the way to get access to to the data we working closely with interest in open books and sharing that kind of information to get to the right outcomes we have a shared responsibility to change the way people receive health care we'll not do to perfectly but we - yes, that's the answer. >> where you have instituted this plan with other place of residence have you had shared risks arranges or incentives performance measures those types of things that are part of what you do. >> yes. surely we're very flexible you have to create an accountability with the tasks of delivering on the promises sometimes require that account

as a primary strategy for sutter health three years ago to address what is recognized as a incredibly changing environment at all levels i was interested as a group uniteds daunting challenges you have in front of you that require you to do things i've not done likewise this changed the game for us a bringing the health plan with reinvent the way sutter looking at the community one plus years as part of community but you have to adopt we have to adapt in that context that is where the health plan formed yes. the we are to your question yes? the way to get access to to the data we working closely with interest in open books and sharing that kind of information to get to the right outcomes we have a shared responsibility to change the way people receive health care we'll not do to perfectly but we - yes, that's the answer. >> where you have instituted this plan with other place of residence have you had shared risks arranges or incentives performance measures those types of things that are part of what you do. >> yes. surely we're very flexible you have to create an accountability with the tasks of delivering on the promises sometimes require that account

group's arrest. in today's contact 13 consumer alert... the nation's largest health insurer expects to lose nearly a billion dollars over two years... and it's blaming obamacare. united health care says it lost close to half-a-billion last year, and expects to lose even more in 20-16. the company is blaming higher than expected claims from enrollees in obamacare exchange programs. it says many people who need expensive medical services are signing up during the so-called special enrollment period. do you have ikea fever.. waiting for the new massive store that's coming to the valley? why not work there! the company says they need to hire 300 people for the new las vegas location. the store opens this summer along the 2- 15 beltway, at south durango. if you're interested you can apply online. we have the link for you on our website. back here in the valley...r-t-c is making it easier to get around downtown las vegas on a the rtc has approved the city's first bike sharing system. there will be 18-stations with 1- hundred and 80 bikes spread out across the downtown area. the program is expected to begin this summer. stay tuned for today's now trending report... actor ja

group that. the zika virus spreading in the united states. healthident who traveled outside the u.s. has tested positive for the mosquito transmitted virus. the disease has been linked to a resident of arkansas and a baby born with it to form rain and hawaii. american and united airlines will allow customers concerned about to cancel or postpone if they are ticketed to fly to areas affected by the virus. finally, oprah winfrey and this video yesterday said she was 26 pounds while eating bread everyday and i must immediately weight watcher's stock skyrocketing 20%. chance are than 6 million shares of the company. she is sitting on the board. stock closed at 1329th. 2011 the stock was $80. they have a lot of competition still. i realize she's eating bread, but weight watchers has a lot of competition they didn't used to have. dagen: even with the recent pop in the stacks. >> down around $6 they couldn't get out of their own way. there was a lot of hubbub if they were going to survive and here comes oprah. you are seeing this kind of health and goodnes

group of people who thinks it's an act. >> i did four months inside of a cell, what's 15 days? >> gregory mclemore has been cleared from the mental health uniturning to let's go let him know. >> by the following morning, the nurse has informed correctional staff of her conclusion of mclemore. she believes his delusions were fabricated. >> as i talked to him, it became very apparent that his thoughts were very well organized. i did not see any kind of cognitive deficits that we usually see in somebody with schizophrenia. although he said he heard voices, that's really not a typical hallucination, somebody with true schizophrenia, they are not going to remember everything the voices say to them. they're going to answer very vaguely, like i don't know. his hallucinations were so well defined and in such great detail, it just didn't fit into the typical schizophrenic type of presentation. >> go all the way back to the other wall. >> i think everything he did was a ploy to get done with his lockup time. there's no more talking. he's currently pacing back and forth in the cell right now and doesn't want to talk to anybody. >> i'm cool. i'm back in

united states is known for. >> why health officials are meeting with the tech industry of the how to disrupt islamic state group and other organizations, what exactly should the tech industry be doing better? can you provide specifics about what you are seeking from that? >> kevin, it is true there are senior white house officials including the white house chief of staff, the president's top counterterrorism advisor, the us chief technology officer, megan smith, our pets is spinning in meeting with a number of other senior national security officials and the government including the attorney general and secretary of homeland security. this is a meeting that the president alluded to in his address to the nation last month , that talked about the need for the government and counterterrorism officials and law-enforcement officials in particular to work more closely with the technology community to fight terrorism. this kind of meeting and this little-- level of engagement is consistent with what the president called for and the goal here is to find additional ways to work together to make it even harder for terror

you or the plans do that this is what is done in health insurance in a group basis so all the experienced over a given experience period in the pot on a unitasis we add that and figure out what it should be in the future and say that is what the rate increase will be the good news we have not yielded increased the rates all that much over the last couple of years experience is good or programs by director dodd and the board like the h ss or kaiser permanente keeps us lower low for the an extended period of time we are actually, i'm interjecting we're bucking the trend so with that said, what are the rate consultant there are 3 the component of the paid claims not recorded but adjusted we report those every february those are your reserves for the self-opportunity plan what a an idea for the audience and everyone the public the reserve is the not recorded liquidated you pay claims if you stop the program you'll have to pay the claim informs for that period of time it is on the balance sheet in the 5 years you're well retired under policies and under retired on the conditioncy and so then we take the information we put it on a per head basis

united states. x can organized crime groups have moved away from marijuana into other substances. were to legalize everything, nothing is off the table, you allowed heroine, crystal meth, etc., what other public healthsequences? honestly, i don't know the answer, but would be "see -- testing the wave of drug addiction throughout the society? would receive a huge jump? we do not know, but we would probably see a temporary spike and everything would be just the same as before. your question is, would we make money for this? if the state could tax it, that would be a source of income, and it could be but i don't think that will be the silver bullet for mexican development. remember, this is an anonymous economic relation and more than half $1 trillion a year, more than $1 billion a day flows between the two countries already, so it legalizing the traded illegal drugs will not make that much of a difference for the trade relationship. host: tom from florida, about one minute left. the heroine problem is so dramatic and inner cities, under this president, why would he not enforce that more? wouldn't that be the most immediate and cost-effective way to limit some of the drugs coming in and making it harde

united states. x can organized crime groups have moved away from marijuana into other substances. were to legalize everything, nothing is off the table, you allowed heroine, crystal meth, etc., what other public healthonsequences? honestly, i don't know the answer, but would be "see -- testing the wave of drug addiction throughout the society? would receive a huge jump? we do not know, but we would probably see a temporary spike and everything would be just the same as before. your question is, would we make money for this? if the state could tax it, that would be a source of income, and it could be but i don't think that will be the silver bullet for mexican development. remember, this is an anonymous economic relation and more than half $1 trillion a year, more than $1 billion a day flows between the two countries already, so it legalizing the traded illegal drugs will not make that much of a difference for the trade relationship. host: tom from florida, about one minute left. the heroine problem is so dramatic and inner cities, under this president, why would he not enforce that more? wouldn't that be the most immediate and cost-effective way to limit some of the drugs coming in and making it har