under the current model you have your kaiser plan, blue shield access plus and the united healthcare healthcare ppo plan choices at open enrollments. you can see where you seek care, where you are primarily staying within kaiser. there is a footnote that this is general information, emergency care is treated completely differently. you have your and network only providers and hospitals under the two blue shield plans and then any provider for hospitals under the ppo plan. your cost share will vary for in or out of the three carriers on the left are yes, and no under united healthcare ppo. lower cost generally for those three left-hand side plans with your deductible and coinsurance on the right. and then for coordination of care, kaiser coordinates with you under blue shield with your primary care provider. >> no plan interruption. however, that second bullet, the ppo sustainability concerns will continue under status quo. that last bullet, having the three separate carriers managing the claims, it limits the ability to negotiate you hc and spread the risk along the non- kaiser plans.

as hmo and united healthcare as ppo. on the ppo you have 2800, on the hmo you have 45,000. for risk polling you just combine the 45,000 in it doesn't take into account each one, so. using more actuarial values to determine rate differences between the hmo and the ppo rather than relying on the absolute experience of each particular plan. >> premium wise. >> in aggregate it will equate to the same as it does under today's methodology. >> page 32 we have the next option. our scenarios for consideration that we named the stem competition scenario. this is where we would focus more at open enrollment for a member to pick the health system that they want to receive their care within that framework. we are saying potentially retaining that ppo on the right hand side. and then you would pick like you do today, and a trio you're picking with him, i guess that's not a good example. the aco's could include but not limited to blue shield canopy, see chp and/or sutter. you would have broader choices. you're picking your health syste

thank you. >> thank you. >> shannon hobbs, united healthcare, representing the medicare advantage p.p.o. plan. the first slide is showing our medicare advantage continuum. it has the member at the centre, and i were two cornerstones are holistic case management as well as our house calls program. our house calls program is geared towards making sure that the members can -- their health conditions are known, which will generate referrals into some of our clinical programs. let's go to the next slide. we have clinical programs and services that meet the member at every stage of their healthcare journey. staying healthy, again, we have our health to house program, solutions for the caregiver, we also use our advocate for me program, like heather explained, so as members are calling in, we know if they have a health condition. we know if they haven't gotten their healthcare screening. we can contact their primary care physician, make an appointment for them. with people who are hospitalized , we have case managers on site, our own nurses will be assigned to those members to help them throug

and united healthcare and optima are.y of these pbm's will partner outside of these relationships. for example blue shield partners with cvs. we are seeing this alignment of plans coming together and the different components instead of having your medical claims here in your pdm here, and mental health here in these buckets and create the full spectrum. of note, kaiser is a fully integrated system, it has been that way since inception. they own their own pbm. focused on the relationship with the pbm. two other noteworthy deals, walmart and humana to bring some retail clinics to walmart locations. amazon of course being one of the largest logistics firms in the world, purchasing pill packs for the future of delivering pharmaceuticals to the home. >> the integration is a great opportunity. it's a very positive word, i think what we, as a board, have to be alert to. it increases complexity and also concerns for monitoring. and we see that daily, even today in terms of vertical integration and aon's. the opportunity doesn't q

learn how an aarp medicare supplement insurance plan, insured by united healthcare insurance company might be the right choice for you. a free decision guide is a great place to start. call today to request yours. so what makes an aarp medicare supplement plan unique? well, these are the only medicare supplement plans endorsed by aarp and that's because they meet aarp's high standards of quality and service. you're also getting the great features that any medicare supplement plan provides. for example, with any medicare supplement plan you may choose any doctor or hospital that accepts medicare patients. you can even visit a specialist. with this type of plan, there are no networks or referrals needed. also, a medicare supplement plan goes with you when you travel anywhere in the u.s. a free decision guide will provide a breakdown of aarp medicare supplement plans, and help you determine the plan that works best for your needs and budget. call today to request yours. let's recap. there are 3 key things you should keep in mind. one: if you're turning 65, you may be eligible for medica

in the united states, we don't actually use that much more healthcare than our competitors and otherndustrialized nations but we pay more for the care and use our prices are much higher than most other countries and as i mentioned at the top, providers are concerned about having their pay cut, how much of that is a really would close their doors and how much of that isthey are just getting paid a e lot ? that's where things are going to have to be kind of straightened out. >> mayor pete buttiegieg endorses medicare for all who wanted, what does that mean customer. >> medicare for 50, there are all variations on extending a medicare -like program. we're talking about medicaid for all, there are different ways to do this but it's ki basically saying we don't want to take anybody's insurance away. i think what they discovered though is you remember back to the clinton health plan in 1993 and 94, we famously had harry and louise commercials on the insurance industry sitting around their kitchen table worrying about losing their employer-provided insurance and this is the irony. people do

call united healthcare insurance company or go online. visit aarpmedsuppfacts.com to request yours.n apply online... any time. oh. speaking of time... about a little over half way and there's more to tell. like, how... with this type of plan, you'll have the freedom to choose any doctor who accepts medicare patients. great for staying with the one you know... or finding... somebody new, like a specialist. there are no networks and no referrals needed. none. and when you travel, your plan will go with you anywhere in the country. so, if you're in another state visiting the grandkids, stay awhile...enjoy... and know that you'll still be able to see any doctor who accepts medicare patients. learn more with this free decision guide. call or go online to request yours. tick, tick, tick, time for a wrap up. a medicare supplement plan helps pay some of what medicare doesn't. you know, the pizza slice. it allows you to choose any doctor, who accepts medicare patients... and these are the only plans of their kind endorsed by aarp. whew! call or go online and find out more. for 40 years the r

call united healthcare insurance company or go online. visit aarpmedsuppfacts.com to request yours.... any time. oh. speaking of time... about a little over half way and there's more to tell. like, how... with this type of plan, you'll have the freedom to choose any doctor who accepts medicare patients. great for staying with the one you know... or finding... somebody new, like a specialist. there are no networks and no referrals needed. none. and when you travel, your plan will go with you anywhere in the country. so, if you're in another state visiting the grandkids, stay awhile...enjoy... and know that you'll still be able to see any doctor who accepts medicare patients. learn more with this free decision guide. call or go online to request yours. tick, tick, tick, time for a wrap up. a medicare supplement plan helps pay some of what medicare doesn't. you know, the pizza slice. it allows you to choose any doctor, who accepts medicare patients... and these are the only plans of their kind endorsed by aarp. whew! call or go online and find out more. >> regardless of what they do, t

call united healthcare insurance company or go online. visit aarpmedsuppfacts.com to request yours.line... any time. oh. speaking of time... about a little over half way and there's more to tell. like, how... with this type of plan, you'll have the freedom to choose any doctor who accepts medicare patients. great for staying with the one you know... or finding... somebody new, like a specialist. there are no networks and no referrals needed. none. and when you travel, your plan will go with you anywhere in the country. so, if you're in another state visiting the grandkids, stay awhile...enjoy... and know that you'll still be able to see any doctor who accepts medicare patients. learn more with this free decision guide. call or go online to request yours. tick, tick, tick, time for a wrap up. a medicare supplement plan helps pay some of what medicare doesn't. you know, the pizza slice. it allows you to choose any doctor, who accepts medicare patients... and these are the only plans of their kind endorsed by aarp. whew! reporter: political uncertainly minutes before the deadline. the

call united healthcare insurance company or go online. visit aarpmedsuppfacts.com to request yours.. oh. speaking of time... about a little over half way and there's more to tell. like, how... with this type of plan, you'll have the freedom to choose any doctor who accepts medicare patients. great for staying with the one you know... or finding... somebody new, like a specialist. there are no networks and no referrals needed. none. and when you travel, your plan will go with you anywhere in the country. so, if you're in another state visiting the grandkids, stay awhile...enjoy... and know that you'll still be able to see any doctor who accepts medicare patients. learn more with this free decision guide. call or go online to request yours. tick, tick, tick, time for a wrap up. a medicare supplement plan helps pay some of what medicare doesn't. you know, the pizza slice. it allows you to choose any doctor, who accepts medicare patients... and these are the only plans of their kind endorsed by aarp. whew! call or go online and find out more. stuart: still down nearly 300 points. that i

call united healthcare insurance company or go online. visit aarpmedsuppfacts.com to request yours.speaking of time... about a little over half way and there's more to tell. like, how... with this type of plan, you'll have the freedom to choose any doctor who accepts medicare patients. great for staying with the one you know... or finding... somebody new, like a specialist. there are no networks and no referrals needed. none. and when you travel, your plan will go with you anywhere in the country. so, if you're in another state visiting the grandkids, stay awhile...enjoy... and know that you'll still be able to see any doctor who accepts medicare patients. learn more with this free decision guide. call or go online to request yours. tick, tick, tick, time for a wrap up. a medicare supplement plan helps pay some of what medicare doesn't. you know, the pizza slice. it allows you to choose any doctor, who accepts medicare patients... and these are the only plans of their kind endorsed by aarp. whew! call or go online and find out more. neil: waiting for the president. a blot of people

healthcare. >> most of it is, though. most of the studies show that the united states is -- you're absolutely right. there's lots of reasons for low life expectancy. but when you think about infant mortality and maternal mortality, those a some of the biggest reasons that you have low life expectancy. you have issues with diabetes. you have all these other crises that people are facing, and so it's pretty clear, when you look dat the statistics -- and public health for 10 years before doing all of this work -- that the united states does not have a healthcare systt provides healthcare for everybody and doesn't do it athe the pointsit should. i mean, this isn't a new idea. it's not a radical idea. it is actually what teddy roosevelt, harry trun, lyndon johnson, all of them, actually tried to get to thate, plut at the time, the systems that were put in place, ether it was medicare or medicaid -- those weren'tti cr the same amount of profit that they are today. >> mean, medicare for all, again, wasn't a catchphrase. it wasn't something everybody was running on until rather recently. f so, when was tst

healthcare has burdened american manufacturers. when you talk about ideas they should steal from the democrats, they can say we can cover everybody in the uniteds with healthcare but we can do it at much lower cost, not through obamacare or medicare for all but by providing all sorts of choices, letting people buy insurance across state lines, things that would provide universal coverage but at much lower cost. that's a great version of this. >> what she is advocating for is the government, which i study her plan, she's talking about the government taking people of off, hundred 56 million people, this is government control and she says she allows room for the private sector but it would be heavily regulated. again, hundred 56 million people will lose their employer-based care so this is the heavy hand of the federal government. i think if there's one contracting aspect of what we've seen in 2020, it's how much will the government be involved in your life versus the opposite. >> everything they are talking about is centralization. >> tax the rich. >> intellectual incoherence, she's talking about breaking up countries and power of the people but

healthcare free and you will create leading. there's no country rich enough, including the rich united states to write a blank check and say have free healthcare as one. we will run out of resources. we don't have enough resources so then what? then you ration and someone has to decide and if there's no prices due to rationing then it will be a government agency and medicare for all agency and those guys will be the one to decide mark, you are sick and we don't have enough doctors, nurses and medicine to go around to give everyone free medicine so we will have to decide whether you're a lucky ones that gets it and that rationing is required in the system and you make that rationing so much worse when you don't charge prices because who's to say if your illness is worse or more deserving of care then bends illness but it will become a bureaucrat that makes those decisions. that's how it's done in england and canada. mark: this is life and death. this is not a joke. what office do you call that can deliver what you need? we talk about insurance companies but what you're basically - who do you call and there's no relief? >> no, tha

illegal immigrants already have free healthcare in the united states, it's called emergency rooms. agree with niger. we need tougher and smarter borders. i don't agree with senator warren's position on this. i think senator bind is right. ashley: thank you so much for joining us tonight. i appreciate it. coming up. do democrats want to impeach the president? >> yes, i believe he should be impeached. >> it's not if he'll be impeached but when. >> if we don't impeach this president he will get re-elected. >> you got message. there is new evidence democrats are promoting an agenda most of americans don't want. top hollywood celebrities love to complain about fake news. but a bunch of them are called on passing around fake pictures on social media. leonardo dicaprio trying to raise awareness on fires in the amazon. but the picture was from last year. more details on disgraced financier, jeffrey epstein. the details are next. -guys, i want you to meet someone. this is jamie. you're going to be seeing a lot more of him now. -i'm not calling him "dad." -oh, n-no. -look, [sighs] i get it.

struck down, there electric catastrophic oflications for millions americans and the entire united states healthcare system. voting forsaid that the affordable care act was the important vote of my career. why.et me tell you when congress passed the a.c.a. we enshrined into law the promise that all americans the right to accessible, health insurance coverage. the a.c.a. established new protections to end legalized againstnation approximately 130 million people the united states with conditions. c.a. authorized states to expand their medicaid programs 17 millionmately americans gained coverage as a result. a.c.a. created online market to purchaseonsumers insurance with financial through premium tax credits, cost sharing reduction and today nearly nine million individuals receive financial assistance to obtain coverage through the individual market. the a.c.a. improved the quality of coverage for millions more by a seting the plans cover of essential health benefits, for preventivee services such as immunizations and screen tests and allow young adults to stay on their parents' they turn 26. if the tr

the bottom line is, we need to do a better job of making healthcare more affordable in the united states a good point. if you were performing a surgery, you know, god forbid something went wrong, it may want be something you are doing but the conditions, something is uncontrollable, which people should think about. >> absolutely. you know, you cannot control for these conditions in any environment. we are so highly trained in the united states. i know my team, and i know my nurses, and i know my technic n technicia technicians. over there you have no idea what you are walking into. connell: interesting story nonetheless. dr. campbell, thank you very much. we appreciate it. melissa: seems so crazy. i can't imagine. connell: yeah, i think i will stick to what we have. thanks for joining us. see what happens tomorrow. almost 400 today. melissa: that does it for us. i will see you at 6:00 p.m. bulls & bears starts now. david: massive antigovernment protests in hong kong shutting down the 8th busiest airport in the world, leaving thousands of passengers stranded. while china says violent clas

working, people who are raising families, people who are in the united states with documentation and might, for example need help with healthcared where wealth is the criterion for contributing to the united states rather than work or family or community and that's counter to the very long lasting american values and damaging to the nation. damaging to children, to our next generation and to our communities. olivia, some watching around the world might be listening to the move on the part of the us government and your response and think well, actually, in some parts of the world this is how it works. they want those who will be healthy, wealthy, who will be able to pay taxes, who will add to economic growth, that is kind of a norm in many countries when it comes to economic policy marked —— immigration policy? the criteria set out in the administration's pose all the ones that probably about a third of all americans could meet. so it is really aimed at setting an income level that is above many call working jobs. and it's also an attack on values. it's an attack on core values that in the statue of america, believes believes ——

i spoke to healthcare attorney harry nelson. he is the author of the united a nation in pain. i asked him if this deal by purdue would go ahead. no, i would describe the offer today by purdue pharma and the sackler family is kind of a first shot over the bow at a global settlement. i don't expect that the final deal, if there is one reached, will look anything like this one. so what do you expected to look like? purdue pharma tried to put out its best foot forward in a way that signalled that the sackler family will no longer have a role in the company, that the family will be putting money in. but i think the numbers arejust much, much lower than what the plaintiff attorneys are looking for. frankly, the numbers i've heard cited as the family owned company could easily be 5—10 times what purdue actually said today. harry, even if it is much more money, what's the point, aside from holding the company responsible, will it actually help the people still in the grip of this crisis? you know, the cost of actually addressing the harm caused in the opioid crisis i

healthcare may be unnecessary. let me repeat that, up to half of the 3.5 trillion, the united states collectively spent on healthcare in 2017 was unnecessary according to doctor james and many of the other witnesses at our hearings agreed with that. that is 1.8 trillion, three times as much as we spend on all of her national defense. 60 times as much as we spent on programs for college students. about 550 times as much that we spend on national parks, a recent poll found that the cost of healthcare was the biggest financial problem facing american families. like every american family both democrat, republican and united states senators are concerned about the cost of healthcare. it would come as a tax on the family budget and a business and federal state government. warm buffet called it a tapeworm on the american economy. over the last two years this committee has held 16 hearings. the wide range of topics related to reducing the cost of healthcare, specifically, how we reduce what the market people pay out of their own pocket for healthcare. these include hearings on the cost of prescription drugs on the discount

healthy, you know. 75% of our just say, healthcare costs in the united states are from chronic diseases preventable.b y diabetes, heart disease, and some cancers. to make sure we're providing food as medicine which is reversing these chronic we're going to reverse chronic diseases with food and medicine we need farms food.are producing how about that for a change. night, everybody. mra [applause] there e is a cup right you're welcome to share my water. i would share with you any day. a this conversation would be little different. >> the night is young. uplook, i want to pick right where you just left. obviously a candidate who understands these issues. specifics.e talk some what are your -- president ryan are your plans to support farmers through incentives, research and new investments. would you actually implement these ideas? >> there are a variety of ways. i actually want to do a town hall on this, which you're invited to. have you but i want to do it with gabe brown and alan williams in some of these key areas. let me say a couple of things. one, i think there will be a transition

united states can be as great. but it's not just limited access to healthcare that causes poor people to die early and stress and bullying are the major fact john hendren has lost story from chicago. in america where you live can determine how long you live you give me anything and . yet i can consume you sometimes heart problems. to some extent the lifespan gap between rich and poor exists everywhere but when new york university medical center studied the us the biggest disparity was here in chicago that gap is surprisingly wide even where the distance is short on the north side among the gleaming high rises of the city's streeterville neighborhood the average lifespan is 90 years 15 kilometers away in impoverished englewood it's 60 then is larry richards age but you know in englewood you beat the odds right all my life and money which leads to better health care or no health care least a better food better diet and rich people are just more aware of their bodies than poor people or they care more about others and they can afford the health care exactly in streeterville residents have easy access to medical care a healt

it is the united states that is the driving source of humanity's critical medicine and americans benefited from that. and the healthcare concern should facilitate access to critical medicines. and forced to delay or abandon their therapys. for these patients we do not accept the argument patients must have financial skin in the game to obtain their therapy. we have a deeply held commitment. now patient requires one of our -- because of an inability to do that but we do everything we can under law to fulfill that. we allow exelixis to do more. let us provide the same cost sharing assistance. thank you for the opportunity to appear here today to speak to emerging bio pharma companies. >> highly instructive testimony, you are recognized for 5 minutes and thank you again for saying yes to us. >> ranking member burgess and members of the subcommittee, thank you for inviting me to testify. i'm senior vice president of supply chain for express groups. i'm pharmacist by training and began my career in the community pharmacy setting and my current role and express -- exelixis i over key key strategic initiatives across the phar

that what they mean by socialism is canceling student debt and free healthcare and that kind of thing and want ultimately to move the unitedthe western european welfare state and it's ironical because the very moment those western european welfare states have troubled difficulty in growth and are collapsing in europe the trying to revive socialism in the united states and i think that the case of the stick and identity and also a flawed political strategy. mark: is it harder to explain capitalism? is social is an easier from an emotional perspective? >> looking at the polling data if you say to americans are you favor of capitalism they say oh man but if you say are you in favor of free market that much more positive but if you say are you in favor of small business a much more positive. i think part of this is a branding problem. capitalism is a left-wing work and it became popular mainly because karl marx used this a lot and i sometimes worry we should not use the word at all because raising capitalism were implicitly conceding its equality or its parity with socialism and i prefer the free market because it's about indi

they are getting healthcare the worst way, the most expensive way. we don't want anybody who lives in the united states of america to end up in the emergency room if they get care the right way. >> you are saying we are, but may as well let them come in; right? >> not at all. i'm saying a bigger truth. i believe this in my heart. we're having to debate what's happening in the border right now. we are missing what's happening in our 50 states. 11 million, 12 million people who are here, part of our community, that happened decades ago. bluntly it's been accepted de facto by many people, in real y reality, if you have a lot of people in your community who don't have healthcare, it's a great way to spread disease, and they get the most expensive way to get care, the emergency room. >> one thing new yorkers can unite on is the crisis happening with the homeless, right? it's only gone up under your tenureship. we have over 61,000 people that are homeless here and your marquee program thrive nyc has spent millions of dollars and we haven't seen any tangible results. how can you account for that with b

healthcare plan. why? when you know that the person that you will take on if you get the nomination is the president of the unitedolitics in a generation and has already said, "i will tell you what my plan is for healthcare after the election." >> seth: yeah. >> so you're not going to have a granular policy debate and even if you were, you should still right now be obsessed with convincing americans that you understand what they're experiencing right now why it is unacceptable to them and why they are desperate for better two reasons, one, that's what beat your ass the last time, is your inability to do that, and that's what we need as leadership but i don't see it on the stage. i didn't see it either night i watched the whole time >> seth: i also watched the whole time and i did think it got really in the weeds on healthcare but in their defense, that was -- right off the bat, those were the questions you know, i think it's very hard when it's immediately framed like, you know, to kamala, joe biden said this about your healthcare plan. and then it's joe, kamala said this about your healthcare plan. it does seem

united states than guatemala. they have snow solutions to the board. one solution on the democratic debate was free healthcare for anyone anyone who wants to come in here illegally. liz: what does it say to the people of guatemala when they see a powerful dem crafts krat coming in there. the president had to get that deal done with guatemala via tariffs. >> they are in a tough situation it's not at wealthy country. liz: are they going to take border security seriously? >> i'm not sure mrs. pelosi will have a lot of effect on guatemala and policy. i think they are more concerned about the president. i think they are more concerned about pleasing the president than mrs. pelosi. maybe that will change if she has a bill focused on guatemala. liz: we are early in the process for 2020 and all of this is happening now. >> we had two years of russian agent, now it's white supremacists, then hate latinos. we'll get a lot of that in the next couple months. liz: the markets closing lower after a rocky week. we are sticking around june levels. jacky deangelus is on the floor of the stock exchange with more. reporter: all