they do not process a claim from united or aetna, most of them are not set up process claims from thenges. it will be a mess. the students who get exchange plans may end up trying to use that insurance at the compan cas health center and be told we have not set up that system yet, here is a form to send in. melissa: james that is a disaster i did not anticipate. he said, if i show up at the health center my insurance will not be good. that hard to imagine. >> this is the obama argument as well on all he is killing, they were good i'm sure for some people given you are talking about a young healthy population. is it like the mcdonald's plan that we're going out, is it everything someone would'? no, is it what can be aforrable and might work for workers in a certain situation? you know, the ideas is what you want to move toward, the diversity of plans not the government exchange. melissa: jim, 9 schools in new jersey, annual cost of their policy was $1,000. it is tripled as a result of this. original plan you say they were not good. it sounds like they were catastrophic coverage only, t

he can't mandate that united or aetna or any of these other companies welcome you back and sign you up to make what they claim to be wise business decisions. >> you know, it would be embarrassing for the president of the united states to have the former president who he had referred to in the past as the secretary of explaining stuff explain that he's got to keep the promise because so many people are counting on it. now, you might think, well, bill clinton is out there because his wife is going to run for president next time and it's never too early to run away from obamacare, or you could think about this, fred upton in the house, his bill is going to pass the house later this week probably where people could keep their plan and bill clinton wants people to know that democrats want them to keep their plan as well. however you want to politically try to figure out what's going on, james carville says the whole thing is just a joke. >> the truth of the matter is is that this rollout has not just been a disaster, it's a joke. people say i don't think he's doing a very good job. to some

the other programs, like aetna or united, who are on the exchanges if they have products there, are usinging networks but not all of the doctors will be on that. united health care just in the past few weeks has discharged over 2,000 doctors from their networks. so we don't really know. that's part of the great confusion of this process. >> are you considering just offering care at a reduced rate to people who don't have health insurance? what's the plan going forward? >> at this point, that might be an option that's worth pursuing, because of the large regulatory component with obama care. we're going to have to wait and see how this plays out. what we can do is look at massachusetts and what's happened with their experience. we do know there is fewer doctors practicing in massachusetts than there were before their romney-care type plan took effect. and the waits to see a doctor have gotten extended. if you're a newly diagnosed diabetic, it's seven weeks before you get to see the specialist. >> what is the greatest concern about the unknowns out there? >> one thing i'm quite concerned ab

this is a flier from scripps, right, in california and they told consumers if you have aetna or united health care they have pulled out of the state of california. >> right. >> how many american middle class consumers are now concerned they're going to get an envelope in the mail that will -- >> and they're getting the envelopes. >> that will defact -- >> they're getting the cancellations notices on. >> we've had mark on -- >> the post office is doing a great job delivering cancellation notices. >> to steve's point you're only looking at a short-term impact but acknowledging long term this may be a wash for the economy. >> long term, look, is it good for people to have insurance? yes. is it good for people to pay for insurance? yes. but if you're talking about fiscal stimulus or fiscal contraction, those keynesians are supposed to believe this. they should be worried about that. >> it seems to me, everything you're presenting here in terms of the premiums, you know, going toward people's health care and not going toward consumption, this was something that anyone could have predicted t