it's not just the united statesi that has interests in protectini investo investors. so the regulation is going to catch up. and i think there are plentyin good reasons to bring innovative business and keep innovative business in the united states. >> i think it's very important to leverage the strengths of each of us. the state regulators and the federal agencies. at the local level, as a state regulator, i know, for example, that there's a large cambodian e population. i know of loel, massachusetts.ca i know there's a large brazilia population in framingham.gham. i send examiners out every day to conduct examinations to do transaction testing, money going abroad. so we have the boots on the ground and a local understandint that these companies. then we pair that with the national perspective and knowledge of federal agencies who also interact on an international level.by by leveraging these strengths, i think we do a much better job ah detecting and preventing this de illegal activity. >> i appreciate bothnt those answers. do you have a sense about the importance of