to find a plan that lets people know you're up there with humana and with cigna and aetna and unitedhealth because your growth's better and your stock is much cheaper. >> i couldn't agree more. >> that's what we do for a living that's the chairman ceo of sen see teen guys, i don't want to overload you. but it doesn't take long and the speech michael gave is very crystal clear "mad money" is back after the break. apps are used everywhere... except work. why is that? is it because people love filling out forms? maybe they like checking with their supervisor to see how much vacation time they have. or sending corporate their expense reports. i'll let you in on a little secret. they don't. by empowering employees to manage their own tasks, paycom frees you to focus on the business of business. ♪ music >>> it is time and then the lightning round is over are you ready? john in california john >> caller: hello, jim. you know we love you out here. how are you, jim haven't talked to you in a while. >> it's been way too long, john. hope sacramento's hanging in what's going on? >> caller: all right i

on the 10 year treasury, seeing 18 times for companies -- let's say you are paying 20 times for unitedhealth's political concerns, most of which are overblown, but i still think the overall market in this interest-rate environment is really attractive, and we have gone through about five years where investors still can't believe the interest rate environment we are in. but it is real, and isaac multiples should be attested. david: tobias, what does your survey tell you about expectations for earnings growth in the new year? tobias: the consensus numbers showing almost 10% earnings growth expectation for 2020. over 70% of investors don't believe it. basis,ink on a weighted it will grow 20% next year. we are looking closer to 5%. so we get some positives from earnings, and as a result, a better market. i agree on the evaluation -- on the valuation. we try to normalize earnings through what is called cyclical adjusted pe, and take the five-year forward contract for the 10 year yield. what do markets believe the 10 year yield will be in five years? it is generating a mere 90% probability of high

>> we have not received complaints regarding the health plan coverage at kaiser nor with unitedhealth. and we have the one member who has come forth regarding the concerns of blue shield and has been a very strong advocate and is very, very helpful in informing us and blue shield where the barriers have -- that she has experienced as barriers. so, as in some of these other situations that were mentioned under previous agenda items here , it is always hard to find problems when you don't have specifics. so blue shield has been very helpful in trying to find any denials that they have record of and they now have a case manager who is dedicated to our account and to this benefit to investigate all of those and reach out to the members to get the full story because they may or may not have been appropriate we don't know at this circumstance. i share the concern that sometimes word-of-mouth advertising can be your best friend or your worst enemy. i do think that in the circumstance, we will work with the plan to make sure that our members are aware that this benefit is available to them. >

unitedhealth and apple both up over 800%., apple and unitedhealthcare up 800%. back to netflix for a second, up 4081% over the last decade. best performing stock for the nasdaq. what a run for the stock. what a run for the market in general. a little bit after down day. we'll take it on the whole. charles payne probably in and out of netflix at some point. hopefully you still have it. charles: a million times, a million times blake. by the way i still like it. i'm charles payne. this is "making money." stocks are in the red as to blake's point closes out an aamazing decade. they saw early profit-taking. the main characteristic of resolve is showing again. buyers erasing half the loss buying a dip. i hope most "making money" viewers learned not to panic. i understand the financial media has been a fear machine. from pounding the table on recession to daily scuttlebutt on china trade talks. they are my

close to 300% return in the past 10 years, if you want to know the winners of the decade, apple, unitedhealthcess and biomed stand out one of the biotechs this year apple gets double honors the best performering dow stock for the year as i mentioned for decade as well also worth noting cheryl the superstar of this decade had nothing to do with any product that we usually trade or mainstream bitcoin a nine million percent return as i know in 2008 started at zero, and traded around 14,000 settled in at the moment i think around 7200 and change, but essentially went from zero, to digital gold, many people still skeptics exist say fine hard to actually use this, but if you are just looking for banning for the buck nine million percent, back to you. cheryl: -- myself and fellow skeptics about bitcoin thank you very much deirdre bolton on the floor of the new york stock exchange may be green arrows tun you up before the end of the day. >> impeachment battle democratic candidate former vice president joe biden speaking out when -- could be called to testify in the impeachment trial. >> anyone subpoe