for some claimants does universal credit cause hardship?es upfront on day one if they require and that is making a positive difference for people. despite the problems that alex and others have had with universal credit the troubled benefit will continue. given the time and money already spent on it today‘s report says scrapping it is not a viable option. let me get this clear, the national audit office says universal credit is too expensive, poor value for money and causes financial difficulties for two in five people, the government says it is good value for money and not causing financial hardship so who are we supposed to believe? talking to the department for work and pensions over the last couple of days about universal credit has been like talking to some sort of flat earth movement, they simply refuse to accept that the benefit is causing hardship for a significant minority of people on the benefit, that is despite not just the evidence in today boston report but their own research. last week they published research commissioned by

|j money coming in and universal credit hadn't reached you? t, you don't have a choice. obviously, you can borrow against the amount that you are entitled to, later on. but the payments that were calculate it for me were only £60 more than my monthly share of the rent anyway. —— we re monthly share of the rent anyway. —— were calculated. if i were to borrow into that amount, it would mean i would have less money to actually pay my rent. if you borrow into that, you still have to pay it back, it is not free. sherry, tell us your experience. i am very recent to it. i was made redundant last year, after working in the local government for 17 years, mostly in public health. i have done a few jobs since then. various contracts came to an end and i realised i have no income, i had been struggling for a couple of months, trying to get by with help from friends and family. i thought i'm going to have to go to the job centre and see how this works. i agree with don, although i sat with a person, it's very impersonal. from the outset, it's almost as puni

universal credit is a brand—new benefits system.ading edge technology and agile working practises. our strategy is based on continuous improvement, listening, learning and adapting our deliveries as changes roll—out across the country. the result will be a tailor—made system based on the individual. this is a unique example of great british innovation, and, mr deputy speaker, we are leading the world in developing this kind of person centred system. she said that, along the way, changes had been made to the benefit. we know 83% of universal credit claimants are happy with the service they receive. in conclusion, mr deputy speaker, we are building an agile, adaptable system that for the 21st century. we want people to reach their potential regardless of their circumstances or background, and we will make changes when required in order to achieve this ambition. universal credit is this government's flagship social security programme. the report on it by the nao published on friday is damning indeed. it concludes that universal credit

for some claimants, does universal credit cause hardship?have to talk on individual basis about people what you are not bringing me is an individual case and if you do that, i'll be happy to look into it. what i'm telling you is that we've made changes which have now meant that people can get 100% advances upfront on day one if they require, and that is making a positive difference to people in terms of the amount of money that they have. michael buchanan has been hearing from those affected by the universal credit system. anderson armstrong has been on universal credit since august. before then, he worked as a chef and bought his bike. but when he lost his job, he built up debts waiting seven weeks for his first benefit payment, and says he now lives on £18 a week. i go to the supermarket, and an hour before they close, they reduce food to the lowest possible price. something might be £5, as you might get it for £1.50, or £1, or something like that. so you shop clever and box clever around that. today's report says anderson is not alone. th

their first payment and they are struggling to cope with the fluctuating income they get on universal credit rent arrears and the use of food banks when universal credit‘s rolled out in any given area. despite recent improvements to the system, the report says a fifth of new applicants in march this year were still waiting longer than they should be. critics say it's a shambles, leaving a trail of destruction in its wake. but the department for work and pensions has refused to accept it's causing hardship. we're providing support to people. that's why i go back to this point that, at the end of the day, people are able to get 100% advances. and what we're also seeing is that under universal credit people are able to get into work faster and stay in work longer, and that is what is making a huge difference, positively to people's lives. the national audit office says there is no other practical choice than to carry on with the roll—out, but it should go no further until the system can't cope with a higher number of claims. kathryn stanczyszyn, bbc news. the labour mp frank field is the chair

day one, update of the universal credit sufferer.ll his money is gone. can i get an advance of £30? i have no food. we sat and looked through his universal credit journal. no advance is available to you for those reasons. . . alex took out an advance to help him through the initial wait for his first payment. he accepts that he has to repay it. but he's being docked £125 a month, 40% of his total allowance. what is it me not to have any money? no food and no heating or sitting on the bed for a week at the time wrapped up in my duvet with a jumper on sometimes because it is not too warm in the highlands, even in the summer. just drinking water. the national audit office says the use of food banks increased and rent arrears rose when universal credit came to an area. ministers repeatedly refused to accept the new benefit creates financial problems. what we have seen is that the vast majority of people are able to cope on universal credit and in fact for many of them, their life chances improve as a result of getting in to work. and for

day one, update of the universal credit sufferer.ive after buying bread and cheese can he is left with £3 30 p. by cheese can he is left with £3 30 p. by day 11, all his money is gone. cheese can he is left with £3 30 p. by day 11, all his money is gone] getan by day 11, all his money is gone] get an advance of £30?” by day 11, all his money is gone] get an advance of £30? i have no food, we sat and looked through his universal credit journal. no advance is available to you for those reasons. . . is available to you for those reasons... alex took out an advance that he is being docked £125 a month, 40% of his total allowance. what is it me not to have any money? no food and no heating or sitting on the bed for a week at the time wrapped up in my duvet with a jumper on sometimes because it is not too warm in the highlands, even in the summer. warm in the highlands, even in the summer. just drinking water. the national audit office says the use of food banks and red arrears rose when universal credit came to an area. ministers repeated

too many people are struggling with universal credit.irst payment. 80% waited almost eight months. there was usually an increase in rent arrears and the use of food banks when universal credit was rather than area. despite that, the national audit office says the department or pensions does not accept that the benefit causes hardship. minutes has said that putting a benefits fit for the 21st century and will make improvements to the delivery of universal credit. michael buchanan, bbc news. coming up at six o'clock on breakfast — jon kay and naga munchetty will have all the day's news and business. they'll also have more from russia and day 2 of the world cup. after the hosts' fantastic start, our team in moscow will have a preview of the three games today. stay with us here on bbc news. this is the briefing from bbc news. the latest headlines: a report from the us department ofjustice says former fbi boss james comey made mistakes in his investigation of hillary clinton before the 2016 election, but was not politically biased. the state

what has gone wrong with universal credit? for the 21st century. here is evidence it is working for some groups, a good portion of people, but others are facing challenges and struggles getting on the benefit, being paid on time, and giving finance under control. you say some are benefiting and some are not. rate that down. one in five people are struggling with the benefit. what we are seeing with the national audit office is that people face extra challenges and costs, carers, people with severe disability, working parents paying for child care, when things go wrong for them, it has a real impact. hard as it compare to the system before? —— how does it compare. the same people would have had problems. the principles and aims of universal credit are good and we agree with them. if it is designed and delivered well it will bring additional benefits and tackle the problems we see in the current system. the challenger is making sure it works for all of the people, not just sure it works for all of the people, notjust on paper, but in practice. —— chal

their first payment and they are struggling to cope with the fluctuating income they get on universal creditved late payments, 40% waited 11 weeks. 8% waited almost eight months, with a resulting increase in rent arrears and the use of food banks when universal credit‘s rolled out in any given area. despite recent improvements to the system, the report says a fifth of new applicants in march this year were still waiting longer than they should be. critics say it's a shambles, leaving a trail of destruction in its wake. but the department for work and pensions has refused to accept it's causing hardship. what's important for us as a department is to make sure that we're providing support to people. that's why i go back to this point that, at the end of the day, people are able to get 100% advances. and what we're also seeing is that under universal credit people are able to get into work faster and stay in work longer, and that is what is making a huge difference, positively to people's lives. the national audit office says there is no other practical choice than to carry on with the roll—out

day one, update of the universal credit sufferer.looked through his universal credit journal. no advance is available to you for those reasons. . . alex took out an advance but he is being docked £125 a month, 40% of his total allowance. what has it meant not to have any money? no food and no heating or sitting on the bed for a week at the time wrapped up in my duvet with a jumper on sometimes because it is not too warm in the highlands, even in the summer. just drinking water. the national audit office says the use of food banks and rent arrears rose when universal credit came to an area. but ministers repeatedly refused to accept the new benefit creates financial problems. we will make sure that the payments have gone up —— the timeliness of payments have gone up. i would say to everyone who is listening, come and talk to us, come and talk to the jobcentres. despite the problems that alex and others have had with universal credit, the troubled benefit will continue, given the time and money ready spent on it, today‘s report says sc

today a report describes how universal credit is failing in multiple ways.s roll—out has been flawed leading to hardship for many. anderson has been unemployed since losing hisjob as anderson has been unemployed since losing his job as a chef and has built up debts in the process. universal credit came in at the end of september, i signed on at the beginning of august. at the end of september i got my first universal credit payments are there were lots of areas to come out there, so i think since then i've been living off £18 a week. universal credit was intended to simplify the benefits process and allow people in work to reduce the amount that they can gradually. it emerges six benefits into one payment the payment is then might directly into a claimant ‘s bank account. people then paper on costs like rent from that part of money. yet crucially the payment is made in arrears and the report today says the system simply isn't working for everyone. we think a significant minority struggling to cope with claiming cope while they wait for their first payment an

and it really sticks the knife in to universal credit.here's major delays in the roll—out and that is going to cost more than the systems it's meant to be replacing and this is a really critical one but actually we're never going to know if it's actually infected and or a government that is all about measurement by results that's a big blow. katie, still on government financed, the nhs getting all sorts of speculation about what the nhs is going to get in terms of a long—term kind of a financially. this is putting a figure on it. this lead story in the telegraph saying it's going to be £4 billion a year, partly as a brexit dividend. now, will somebody like jeremy the secretary who's been asking for more cash, would he be happy with that? yes, this is a spectator come recently, which did reveal this idea that they are considering a 3% funding increase. and... the telegraph makes your story is that what you're saying? laughter there at the debate going on about what the story is. this is the idea that it will be 3% and i think jeremy hunt p

they moved into an area where they had universal credit.lly by about £175 per month. the judge said they had cut, actually by about £175 per month. thejudge said they had been unlawfully discriminated against because, in his words, it was ma nifestly because, in his words, it was manifestly without reasonable foundation. what does it mean now in terms of other people moving in between boroughs? before the judgment come a few days before, the secretary of state, esther mcvey, announced that in future cases people in that position would not have their benefit cut until there was a transitional protection money in place. that is good news. but the bad news is we checked for the department yesterday and it said that this could not start until the law was changed and that was not going to happen until the autumn so there will still be people in this position who are moved and who lose their severe disability premiums, as these two men, the petition is not that clear. their lawyers are arguing strongly that they should be paid this extra money bu

the universal credit system is condemned by the public spending watchdog. payment and they're struggling to cope with the fluctuating income they get on universal credit. the government says it's a flexible benefit for the 21st century, but the national audit 0ffice accuses ministers of being in denial. we'll speak to the one of the architects of the policy. also ahead, the prison officer who says life on the inside led to psychological damage. neil samworth says the challenges were intense. he tells us his story, this morning. professor stephen hawking's ashes will be buried alongside charles darwin and sir isaac newton at a memorial service later today.

the national audit office said delays in transferring people over to universal credit caused hardship. at least 18 years in jail for the former army sergeant who tried to kill his wife in a gas explosion and by tampering with her parachute. emilie cilliers hoped he would benefit from his wife's life insurance policy. a bid to make upskirting a sexual offence has been blocked by a single conservative mp. sir christopher chope called a halt to the bill to prohibit the taking of photos under someone‘s clothes — even though the move had government support. the boss of troubled rail company govia thameslink resigns. hundreds of trains on the line were cancelled after a new timetable was introduced, causing travel chaos for thousands. in a moment it will be time for sportsday but first a look at what else is coming up this evening on bbc news. following his death of eastenders star leslie grantham, who played pub landlord dirty den, we'll be speaking to a tv critic who says den and his onscreen wife angie were thejr and sue ellen of british soap. donald trump has today announced a 25% tarif

since universal credit, since i was put on universal credit, it got really tough, i lost £100 per month dwp loan to get my electric so then i have to fall back on my sisters and my daughters and my son, you know. dads are meant to be heroes, not scrounging off their kids. the taxi on the way over, the quy kids. the taxi on the way over, the guy was telling me there were homeless people in leeds last year that died, people are dying out there, starving, kicked out of their homes because of debt and starving. these aren't bad people. you know, we are not bad people criminals. we've never committed a crime and yet we are treated like dirt sometimes. my best friends six years ago threw himself ten floors of a block of flats cossey was being threatened by the dwp to have these benefits cut if he did not look for work and he was disabled. he had type one diabetes, problems with his feet. it is that kind of thing going on, it is a whole culture... brendan, we can't get into the specifics... i understand what you are trying to illustrate and clearly the dwp are not here to talk about that. i un

the universal credit system is condemned by the public spending watchdog.flexible system for the 21st century, but the national audit office accuses ministers of being in denial. good morning. it's friday the 15th ofjune. also this morning: a warning millions could be deprived of food and medicines in yemen as rebels and government forces battle over a key port.

the national audit office says people are suffering delays in receiving universal credit and not beinger army sergeant who tried to kill his wife by tampering with her parachute is jailed for life. hgppy happy christmas. and dirty den — otherwise known as leslie grantham — the villain of eastenders, has died aged 71. coming up later in the hour on bbc news... sportsday will be coming live from moscow as we look at the matches on day two at the world cup, including a late winner for uruguay against egypt.

under the headline "welfa re shambles" the i reports that universal credit, the flagship benefit broughts four times more than originally planned to administer. the express leads on one family's call to scrap hospital parking charges in england which they blame for their father's death. the mirror claims a primary school in theresa may's maidenhead constituency is so cash—strapped it is asking parents for toilet roll. the times reports on accusations by some bbc presenters that the corporation threw "them under a bus" by switching them on to the staff payroll in a move that leaves them facing higher taxes. the telegraph claims the prime minister is set give the nhs a four billion pounds boost, funded by borrowing, taxation and a brexit dividend. the guardian says theresa may is heading for a fresh showdown with conservative rebels after they rejected a government, drafted amendment to the eu withdrawal bill. the ft says the consumer goods group, unilever, is ‘extremely‘ unlikely to remain in the ftse 100 once it consolidates its headquarters to the netherlands. just a flavour of the fron

a damning report says the government's flagship benefits scheme, universal credit, may end up costingtributes to the eastenders star leslie grantham who's died at the age of 71.

theresa may has done some things that have brought new things, she has changed universal credit, so peopleways of trying to make the market work. that doesn't make sense. there is more people going to food banks. theresa may has done some things that have brought new things, she has changed universal credit, so people at the bottom end can keep more of their pay. i would argue these are ways of trying to make the market work. that doesn't make sense. we heard of an energy price cap. whether it is caps which drive up costs, these interventions we live in a time of the state being seen as the answer to everything. it is not authoritarian to stop rip off practices. markets are powerful and there is a reason why the free market is here and communism is gone. sometimes market get stuck in a bad place and the government can increase competition. hearing them talk about policy initiatives and whether it is the property market, living wage, working of energy companies, are there any of these that would seriously worry you on the left if the tories started getting some real traction, these issues o

a damning report says the government's flagship benefits scheme, universal credit, may end up costingped riders are jailed for life after they stabbed and killed a charity youth worker during a violent robbery spree. after months of disruption for passengers, the boss of govia thameslink railway resigns.

universal credit are looking to increase their credit. they lead to 56 million. secretary of the top ten. what is he doing to stop the atrocious assault. they are spending billions of dollars. also encouraging people who want to work. very kind of you mister speaker. where all of these issues have been discussed on a regular basis. yesterday i was told that the management but the prisoners in scotland was there. to illustrate white btse called. we made some changes in the budget. i would also point out that the scottish government does had powers of its own. they have the power to do so. mister speaker i met with them and to discuss the situation. with the representiv to see how thead been treated. think again about that. the constituencies like mine. i'm certainly very happy to meet with my honorable friend. the response to the scottish affairs. in the significant report on this issue. thank you mr speer. so wouldn't for that from the scottish government. for people losing more in the banking services. can i commend the honorable lady for the part. also she will

a damning report says the government's flagship benefits scheme — universal credit — may end up costingto leslie grantham, best known for playing the roguish landlord dirty den in eastenders, who's died today aged 71. the a hat trick for cristiano ronaldo as portugal grab

over the past month we have seen the wintris scandal, all the scandals of the management of universal credit a lot of ministers doing terrible hurt to millions because they don't care. they are thinking about the grand scheme of things. just to challenge the point, they would say it is not about caring not caring, it is caring about other people who pay taxes, many of whom are and trying to get better value for their money. he says they will be a bit of hurt and chaos for two or three years, that's the negotiating point. i think it is totally unacceptable. this whole thing was a total disaster. it was the wrong question put to people at the wrong time, in order to try to heal the rift in the tory party which it hasn't even done. it has only exacerbated it. and we've got probably a decade of wrangling over buck stops and front stops and non—whatever's instead of dealing with the real issues! as long as that? we are the power and this is how we are going to do it for the sake of the country, they should say. because brexit is a national crisis, this is something that requires honesty, that's a

the national audit office said delays in transferring people over to universal credit caused hardshipelcome to our look ahead to what the the papers will be bringing us tomorrow. with me are lynn davidson, whitehall correspondent at the sun, and martin bentham, who's the home editor of the london evening standard. many of tomorrow's front pages are already in. starting with the times, who lead on the case of a 12—year—old boy, who's been admitted to hospital after his cannabis oil medication was confiscated by the home office. "purge of the middle classes" leads the telegraph, as companies in britain ask their staff whether they went to public school as part of a government drive to improve diversity. the daily mail says grieving families face losing thousands of pound after their relatives were sold "rip off" wills. the guardian leads with cuts of £16 million facing the charity oxfam. a plan to to cut bed blocking in the nhs leads the daily express. the paper says it costs the health service £3 billion a year. the ft says that china will hit back after president trump imposed tariffs

, these are actual san francisco university credits, to our youth workers who participate in trainings that we will be implementing in our office or in the community to really honor our cbo employees who are working really hard to serve our children, youth and families in the city. >> so i know there were a lot of r.f.p.s that went out for contracts, are they still outstanding buckets that have not been r.s.p.? can you speak to when the timing is? >> sure. so we have several buckets that will be released in, i think in eight or nine more months. and that is because we phased out the r.f.p. because it was a lot to handle. the next iteration of r.f.p.s we will issue will be for art collaborations. so dcyf, in partnership with department of public-health and other departments, co fund collaborations that were ethnically targeted so we funded a collaboration serving our spanish-speaking latino community and our african american community and we will start a new project providing funding for our pacific islander samoan and pacific island community and that will come out in late

universal credit are looking to increase their credit. they lead to 56 million.

so the rise in universal credit, now that schools like mine, with parents from more challenging backgroundsll. so we are asking parents for money that some families have not got. we can almost look at it in a light—hearted way, as well, can't we? we can say we have will pay for toilet roll and pencils, but what do you think this does the atmosphere in the school? i think it has a terrible effect on the atmosphere at school. i look at the school at my kids go which is quite mixed, a bit like yours, stephen, there are some affluent families and parents and others that are much less so, and what makes a difference is, if you organise an event for us, that's a lwa ys organise an event for us, that's always the best thing. it is an event that everyone can go to. so you might be a parent who can't afford to give any money to your school but you can absolutely afford to give yourtime, school but you can absolutely afford to give your time, and in that way you are helping and supporting the school in all sorts of ways. and there can be some fun in that, you can have targeted funding fear. are raisi

spilled out into berkeley itself everybody has had the chance to speak and i think the university deserves creditfor digging deeper than any other college or university. >> it's possible i wasn't clear. that happens a lot. shapiro in the beginning of the speech of thanks to the administrator for creating an environment where he could speak and have this back and forth. >> on the question of cost a lot ask about access to [inaudible] a student group wanted her to the campus. speak to >> fold of 2016 as a young conservative from texas and the purpose was to truncate how affirmative action was. so for example, it's like different ethnicities and if you were asian and was about 75 and they also divided by gender. so, women and men got in line and it was african-american, latina and native americans, so kept getting a los angeles. >> the difference is about 25 cents to 10 cents etc.. it's happened numerous times on campus and that year [inaudible] there is an area where a lot of protests were back in 1976 and there was a lot of yelling cut student body president. they were talking about his opinions a

recently we have seen what happened with universal credit and the roll—out of the forms.citizens already now. it means if you are not documented, you cannot open a bank account, you cannot get employed and you cannot get a flat, for example. you are feeling that hostile environment? yes, it could lead to deportation. 5001 eu citizens were deported in 2017, so it is happening already. if the scheme doesn't work, we want to make sure we are not the next windrush. not the bargaining chip and you have still got your badge on. jane, a final thought from you. on that issue of how you feel with this process continuing, do you feel differently as a uk citizen in an eu country? do you feel any sense of hostility? not at all. i live in germany, i feel no sense of hostility, we have had meetings with the government, we have had meetings with the berlin government and they have said to us, we see are duty to protect german citizens in the uk, butjust as much, british citizens living in germany. you don't feel like you will be used as a bargaining chip? i wouldn't say that because at

the corporate credit universe is very different. you are buying very different universes.one hand, with pm equities, you are buying much more innovation. -- em equities, you are b much more innovation. -- not comparable to seeinglsewhere.change we nto chinese technology.ut it is a different universe/ . tal matt: what do you think about the 10-year gilts -- yields in yellow, the dollar in blue? how does that play with emerging markets. a lot of them hold with dollar denominated debt. does higher oil prices are difficult fope with arese higher oil prices difficult for them to cope withe .orrelation between e.m> equities and oil has been positive, not negative. countries, asian like china, suffer a bit more from a high oil price. i don't think we are at the point where demand destructiois. at $100, it becomes an issue, particularly e.m. we can go higher from where we are today with oil prices. that would be a positive for for instance, russia. shing.mund with us. we have not talked about derivatives yet. as we carry on conversation, let' to the toocktop stock -- stories. you

leaing they say it gives students a jum start and can save money's o tuition, some university no longerccept ap classes for creditns students have to take the subjects again in college. >>> nine before 5:00. fox 5 zip trip crew had had an amaze ain time in lexington park maryland. this week heading to fairfax county. they're gng to visit reston virginia, maureen, tony tucker will be there broadcasting live from the town incenter, start at 6:00 a.m. we'd love for you to c out and join >> get t readyo ride in style with thetrip, go to fox5dc.com/contest now through august 19 andnd enter a chance to win a two-year lease on a20 19 acura. five finalists will be selected august 20th, they mustttend 31st 2018 in order to ug legibl one winner will be sected all entrants must be 18 or older. provided by dcrea acura dealers. complete rules at fox 5 dc/contest. >>> the british royal family is preparing for another wedding. thisne will mark a first in royal history. >>> playingports on the national mall could soo be more complicated. > you're looking live at route 301 and five in brandywine at his g,mornin 452 is the time, w

where credit is due, we are not celebrating the graduating class of this university that has become a historically latino serving community, had it not been for people who placed the trail before us. -- blazed the trail before us. the doors to the college classroom did not open themselves to the latino community, to women, to african-americans, or working-class americans. someone had to push them open. at every turn throughout our history, someone had to fight through the door. whether it was women who demanded education and the right to vote, or african-americans or native americans, or latinos, all of them owe a huge debt of gratitude. heard, becausely you are graduating today. they opened the door to education and to advancement for all. i have been thinking about this a lot as i rev up my career in congress. -- wrap up my career in congress. i would not be here talking to you if people had not fought and died for voting rights during the civil rights movement in the united states of america. >> [applause] rep. gutierrez: northeastern is here and serving latinos,

the reason is, the deterioration in credit quality, especially in investment grade, we have half the universeiple b and even the single a category is looking less robust these days. i am worried about that. markets are not priced very well for it. jonathan: how do you convince people there is a concern there where the macro banks so solid in the united states when the g7 is going to take place over the weekend and everyone is talking about the g6 and plus one. the plus one is the outperformer. they are alone because they are better than the other six. how do you convince people there is a concern when there is no problem with the economy in the united states? kathy: that's the reason we are neutral. they are waiting for the domestic economic indicators to ve a signal there really is going to be a problem and that may not be the case. if we get some excess cash to buy back debt, that would be alleviated. we would not be that concerned about it, but right now leverage on balance sheets is what we really worry about, and global indicators are rolling over and the u.s. may have a hard time contin