different time, a time when we had an economy that worked for everyone and be able to look at the unmroimber or look at the consumer debt number, and say this is generally what is happening for everyone. but the economy has so unhinged, we have had such a separation from people at the very, very top from everyone else that we actually have to look at paragraph two and three of what is going on to see what is happening, and it's not particularly hopeful in my estimation, and it's one of the reasons why there's continued distress amongst familiar list. it's one of the reasons why people continue to believe that their children won't do as well as they are, and that's because of real world experiences where these flash in the pan, goods line, good top line headlines in economics are not actually translating to where most people live their lives, and that's because we have so rewired the economy in a way that is going to take dramatic action to turn it around. >> chris christopher what that idea that a new dollar of economic activity to heavily gets distributed up the ladder? >> it is very dif