just 4.2% of the nation's apartment units are currently unrented. firm says that despite the decline in vacancies, a weak job market and stagnant wages have prevented rents from rising. >>> a big settlement between wells fargo and freddie mac today. wells is paying freddie $669 million, most in cash, to settle claims of mortgage loans that went bad. the nation's biggest mortgage lender will repurchase risky home loans it sold to the government firm at the height of the financial crisis. >>> susie, a big auto recall to tell you about in a year marked by several of them. bmw says it is going to have to recall 176,000 vehicles. the problem, apparently, is with the power brake system. all of the cars are from the model years 2012 to 2014, obviously, the most recent models there. and the company says that even if the oil is cut off to the brake-assist mechanism, which is apparently the part that's faulty here, the brakes will still work, but drivers may have to press harder on t eer on the. >>> meanwhile, borrowing by small businesses last month hit a si