unsuitable for further development. it was left to be subject to the forces of nature for several decades. over time and with title in tidal inundation -- wetland life was attracted to that area. these are photos in the 90s, they can see that the fill material itself, degraded. chunks of concrete sticking out. the efficacy of primarily goldengate audubon society, who came to the port and urged us to undertake habitat improvements, the port sought funding . so in 2006, with funding from california state coastal conservancy, the san francisco bay natural resources section trust, and the port's capital budget we undertook habitat improvements at pier 94 that included removing those debris piles and piles of tires and asphalt to create a more natural wetland plain and tidal inundation channels and placing a sand and gravel burm. in doing so we created five acres of new wetlands area, and improved water circulation and habitat quality overall. following construction the golden gate audubon society really adopted this site an

you can see the substrate, hard-pack gravel unsuitable to support plant life and our efforts did not succeed. six years on, the golden gate audubon society again sought their own funding to revegetate that area. the white boundary shows the perimeter of that area. they will place a better quality soil that can support that life. soil placement is underway now; we expected to be completed this summer and the planting will continue in phases over the next couple of years. further south lies heron's head park, the largest and most accessible and best-known habitat enhancement project, at the southern end of the port's jurisdiction just north of the former hunter's point power plant in south of pier 96. heron's head park is an irregularly shaped peninsula, from the air, is formed in the shape of the resident's head, the blue heron. when the port was constructing in the early 70s, the future pier 98, similar to other waterfront construction we put a debri dike to form a perimeter of the land that we wanted to build and placed fill behind it. today it's hard to imagine that it was the prac

service to an elevation subjected to tidal inundation and that error was found to be structurally unsuitable for further development. it was left to be subject to the forces of nature for several decades. over time and with title in tidal inundation -- wetland life was attracted to that area. these are photos in the 90s, they can see that the fill material itself, degraded. chunks of concrete sticking out. the efficacy of primarily goldengate audubon society, who came to the port and urged us to undertake habitat improvements, the port sought

i will spare my thoughts about why i think it's an unsuitable business. this case has not been properly noticed and therefore the neighborhood got up in arms and came to fight to say a permit shouldn't be granted when we haven't had our opportunity. given that, the fact she chose to leave under fire is really a moot point. i would suggest that you rule on that this evening. >> thank you. any other public comment? okay. seeing none, then commissioners, you can decide. >> i have a question for captain lum? just to clarify the sequence of events leading up to this evening and what might happen prospectively. you made a determination that you wish to revoke the issuance of this permit, is that correct? >> yes. >> you informed the person when you saw her this evening? >> yes. >> just as an aside i would assume she left because she thought it was going to be a moot point. regardless our director indicated that upon receipt of a letter from the issuing body which you say is typically dbi that would moot the case and it would be withdrawn, is that correct? >> tha

it is one that congress is especially unsuited to deal with. that is to best to deal with it. i do think we should worry about those who get arrested for copywriting a couple seconds. we should worry about them. we should look at what is that a symptom of? probably over criminalization, so we should follow that part of the conversation. >> i would add to that. culture of free i do not necessarily subscribe to. i think that generally most consumers are willing to follow the rules when they are set up in a way that allow them to access goods and services. in the 1990's when i was growing and peopleapster were downloading music, a free music all over the place. then you had i tunes and people were willing to pay 99 cents. it hopefully will be the same with the update of the copyright act for digital ownership and digital goods. in support of that we allow for a marketplace for digital goods. what it looks like will be hard to construct. we have to understand there is expectations that people still should be able to go out and buy banks. if that is not up there, it will lead to mo

. >> now with this story, unsuitable.irman of men's warehouse clothing stores has been booted from his job. his name is george zimmer. if you don't know his name, i guarantee you know his voice. >> you're going to like the way you look. i guarantee it. >> told you so. men's warehouse isn't saying why zimmer is being dumped. but in a statement, he says the board has chosen to silence my determination. it may be the board did not like his views on, well, let's just say illegal drugs. he refused to require criminal background checks and supports legalizing marijuana. zimmer helped found california's proposition 19 to legalize marijuana. great to see you both. john, do you think this is the big question for companies with this whole pot issue, should pot be legalized? >> i do think pot should be legalized or at least decriminalized. you see this across the country, attitudes of changed. more than 50% of americans think pot should be legalized. so yeah, wake up. it's not a threat oh the republic. >> margaret, could employers s

thousands of older homeowners have taken out reverse mortgages that are unsuitable to meet their needs. many such homeowners facing premature eviction from their homes because they often do not have sufficient resources to pay for taxes and insurance to maintain the property or to meet unexpected expenses. the long-term sustainability of reverse mortgages and the program will depend on how we address the risks that are posed by the aggressive marketing and sale of these complex financial products to older americans. strong protections for consumers are essential to minimize the risk of default and fraud. fullyport efforts to fund and strengthen the quality and content of the counseling that is provided to homeowners. however, counseling alone is not adequate to protect consumers. without additional protections, the older homeowners the program is designed to help will be seriously harmed, and the program will continue to be destabilized and weekend. hud has stated it will take action and the near and long- term to ensure that consumers are protected and able to sustain the reverse mort

but in washington, the fact that one of the two parties is just unsuited for policy at this time, it is not their strong suit. that right now is a problem. because that party has also decided that there is a policy they would like to pass. the party decided immediately after this last election that they lost so badly that they could never win another election again if such a giant proportion of minority voters kept voting against them. to try to repair their image with latino voters in particular, republicans decided right after the last election they must stop standing in the way of a reform of our nation's policies on immigration. they decided they have got to find some approach to reforming the immigration system that republicans can support or their party's going to go into a demographic death spiral from which there is no escape. they do not much like policy in general. they are not built for policy at this point in the republican party history. but they need this one policy. for purely political reasons if nothing else, they need this one policy. now, on all other policy, democ

conform to a suitability standard, which means they can't put you into something which is totally unsuitabler you. >> it doesn't have to be the best thing that you could pick out for them. it's just something that's suitable. it's okay. i can't believe that somebody would want to get into a business and then stay in the business of merely being suitable. >> basically your guy is out for himself to maximize his sales, and the way he does it is to be loyal to the mutual fund. and they try to sell you the most profitable products. (school bell rings) >> smith: steve schullo learned this lesson the hard way, when he encountered someone selling financial advice in his school lunchroom. >> i met my salesperson in the teacher's cafeteria. she showed us the different products. you know, i didn't know very much about investing, but in the back of mmind, way back then, "how is this person compensated?" was always a question, because i had worked in the private sector before i came into teaching, and i knew there were no free lunches. nothing is free. >> smith: the salesperson working on a commission b

congress is uniquely unsuited, to be frank, to this kind of conversation. big, complex, lots of conflicting interest in issues and it is exacerbated by the fact there is no obvious -- burning platform unless you have objection of the government taking a large share of the credit risk in the current system. can letn't think you'd the perfect be the enemy to be good. there are some things that can be done, and whether you like it or not, they are beginning to move forward on. it is important to distinguish which of the, that form fhfa proposed and looking forward to execute, a jointly owned utility of the two companies. the meansmply be through which two different securities or in the future multiple kinds of securities get issue. it is very different to moving to a common security that might be something on their agenda but i am not sure it is as high. let's just get the infrastructure fixed because spending money for two new infrastructures -- because both of thegse's platforms are pretty all -- is more economical. the danger i think of a continuation is th

you know, the congress is uniquely unsuited, to be frank. this kind of conversation, big, complex, lots of conflicting interests and issues. and i think it is exacerbated by the fact that there is no obvious platform here unless you have got an injection to the government taking a large share of the credit risk in the current system. but i do not think we can let the perfect the enemy of the good spirit there are things that not only can be done, but whether we like it or not come fha is beginning to move forward on and it is important to distinguish between the common platform with is -- which is proposed and moving for to be executed, a jointly owned utility of the two companies. and it will simply be the means through which two different securities or in the future multiple kinds of securities issued. it is very different than moving to a common security which might be something that should be on the agenda, but i am not sure it is as high. let's get the infrastructure fixed because spending money for two new ever structures because both

and it's one that, you know, it's especially -- congress is especially probably unsuited to deal wit, but that is who has to do it because that's who has the power in the constitution. i do think, though, that we should worry about the grandmas who get arrested for copying a couple seconds of a movie -- >> i agree. >> we should worry about them, so we should look at what is that a symptom of? overkrillalization, overregulation, so we should sort of follow that thread. so that's part of that conversation. >> um, i would just add to that i think, you know, the idea of a culture of free i don't necessarily subscribe to. i think that, you know, when folks -- generally most consumers are willing to follow the rules when rules are set up that allow them to access, you know, goods and services. so, you know, when we saw, you know, when i -- in the '90s when i was growing up, we had napster, and people were downloading free music all over the place. then you have itunes, and all of a sudden everyone's willing to purchase something for 99 cents. you know, that's an improvement because the stru

congress is uniquely unsuited, to be frank, to this kind of conversation. big, complex, lots of conflicting interest in issues and it is exacerbated by the fact there is no obvious -- burning platform unless you have objection of the government taking a large share of the credit risk in the current system. but i don't think you'd can let the perfect be the enemy to be good. there are some things that can be done, and whether you like it or not, they are beginning to move forward on. it is important to distinguish which of the, that formfhfa proposed and looking forward to execute, a jointly owned utility of the two companies. it will simply be the means through which two different securities or in the future multiple kinds of securities get issue. it is very different to moving to a common security that might be something on their agenda but i am not sure it is as high. let's just get the infrastructure fixed because spending money for two new infrastructures -- because both of thegse's platforms are pretty all -- is more economical. the danger i think of a