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over here until such time as all three groups get together, -- we are not going to blowvote over here untl such time as all three groups get together, you have another think to think about. >> our reporters are ed epstein of cqpolitics.com, and mike soraghan of "the hill". >> you have said that many of your members want to see what the finance committee will do foresee some sort of senate product before they feel comfortable voting in the house. are you frustrated process so far in the senate and the senate finance committee? >> oh, no. i'm not frustrated with it at all. i respect to legislative process. i know how tough it is to get consensus. i have been out here 17 years. before i came here, i spent 18 years working in state government. and my job was to seek out, hopefully find, and implement consensus. that is what i did for 18 years at the state level. i have done a pretty good job doing that up here. i think that is one of the reasons i got elected whip, because the people in my caucus believe -- know that i am a great believer in consensus. people get frustrated trying to get peopl

testimony in this committee that families and investors will continue to be weary of the housing market untlhe bottom can be found. has the mortgage market finally hit bottom? >> it's difficult to know. and we've had false dawns before. but the recent district attorney had been mildly encouraging. we have seen demand fairly stable now for some months in terms of housing. we have seen some increase, actually, in construction and permits. the data on house prices, there are a number of different series, they don't always agree, but there seems to be at least, for the moment, seems to be some leveling off in house prices. and, of course, in part because of the federal reserve's actions, mortgage rates are a good bit lower than they were last fall. and, indeed, housing affordability right now is the highest it's been in many, many years. so there are some positive indicators in the housing front. that being said, we still also have problems of foreclosures coming on the market, which will put downward pressure on prices. and so we can't get guarantee by any means that the price declines are over