it becomes a way for us as average people to have world class financial management in our 401k's. >>i like the idea of a manager. i do not like the idea of paying. i am frugal fanny all the way. so how much should you actually be paying somebody. >>we're talking less than a percent. we're talking 0.7% of the amount that you allocate. so i think it's a small tiny percent to pay for great advice. you get what you pay for. if you want it free and want to do it on your own then finedo it on your own. but if there's someone thereyou have people like financial engines that are world class in terms of their techniques and abilitiesthen go for it. >>great to have you on the show as always. dr. deena come and visit us soon. >>absolutely. still ahead---more on market reaction to crisis in the ukraine as investors run away from the russian ruble. chart talk is next. talking to veterans about the real issues they're dealing with can be awkward and uncomfortable. we think to ourselves, "i never served. how could i understand? they'll talk about it when they're ready." and then we wonder why th

used internally to shape and influence educational efforts. an average of 47 people are seriously injured at resorts nationwide. injuries they define as paralysis, broken neck or back, traumatic brain injuries and other serious injuries. that is out of the more than 50 million visits annually. it is a safety record we were unable to verify. we wanted to know how they track accidents? >> we don't release it. >> reporter: a ski industry representative says that injury data is kept private. >> people haven't asked for that information. we have 300 thousand season pass holders. they understand we have safety cultures. >> reporter: the ski industry says there have been strides in reducing fatalities and injuries over the decades. >> ran right into me. >> reporter: while there is no independent system for tracking accidents and trends at resorts, the state health department keeps count of how many skiers and snowboarders show up in emergency rooms like this man who collided with another man at a tahoe ski resort. according to data we obtained from from the state. doctors in california treat 6,000 people a year like broken necks, backs, trau

on the coffee beans didn't use the price for a cup of coffee could go as high as ten dollars and that according to the article is the one half times the average cost that people spend our lives. that's not to starbucks for twenties or coffee chains have also launched similar premium brands is in the past few months the teens and it definitely seemed to be targeting a group of coffee fanatics but in the long life will be stories dry enough people who want to opt out of the eastern alliance for premium coffee. in fact will have to wait and see our calendar late into the korean press this week. the summer top stories on the global front of the escalating tension over crying yet to read out of turkey to pull the plug on twitter. the gold luster appalling new center to fall in love with moscow is speeding through its annexation of crime yet give us an update of the situation while there have been a rapid developments on the front and just the last few hours russian president by recruiting has signed a treaty on crimea joined the russian federation. after both houses of parliament overwhelmingly approved the treaty. this means at least from the kremlin's perspectiv

used in making gasoline. nearly all of the ethanol in u.s. is made from corn. the average price is $3.51. >>> marking the third anniversary of the fukushima disaster. radioactive contamination forcing 150,000 people from their homes. as we report many are still struggling to rebuild. >> japan's northeastern coast is marked by what's missing. houses from dozens of neighborhoods, loved ones from thousands of lives. endo is doing what he can to rebuild. a carpenter, he's putting up a memorial, a playground where his house once stood where the day after the disaster he found his mother cradling the body of his youngest daughter. all three of his children had died. on top of the playground there are three arrows pointing to the sky. they symbolize my children. if other children came to play i think my own would be happy. i don't want it to be a sad mourning place. >> they were 13, 10, and 8 when they decide. their loss plunged their parents into what they call a living hell. in the three years since endo has thrown himself in volunteer work. he senses that his children have guided him. >> you might think it strange but when my wife is sitting here and me over there, eating, drinking, chatting together, sometimes we feel s

as a single man. he sees it to encourage people to register if it was starting to use to delay mass voter registration but for the average person they realize going to the courthouse to vote and could be accompanied by serious danger, loss of credit. the other aspect of the goal was what he called a walk against freer with voter registration tied into the battle. also a personal ambition to resuscitate his career to run for office. on this second day of the of march the first round he gets a nice warm reception to encourage them a and tell stories of african-american men that were so intimidated better now standing up but they still support meredith. just beginning to achieve his personal vision. then he continues his walk in there are mississippi's state policeman local police , but none of them stop the man from jumping out of the woods to fire three shots covering whispered shot. meredith is wounded it becomes a huge national story. it had gotten a little bit of attention but as soon as he was shot the image was plastered on the front page and reaches international waters and then was prompted to pass more civil right

in good health come almost three quarters of the people thought they were in better than average health. only half of us can be. we are overly optimistic as are as americans. gerri: are we aware of just how much it will cost? >> we are not. they said about $50,000 over the course of their retirement. in reality we look at a couple, they will spend more than double that. for a couple, and it's more like $220,000. you have to think about how long you're going to live in retirement and how much your health care costs are to be. gerri: what are all the costs your building up that number? >> there are costs people can anticipate. extra visits to the doctor, co-pay, things like that. but is difficult for people to understand is when they're planning for retirement and the good sense of what the grocery bill is, the housing cost, but health care tends to change. it changes in amplitude, how much you have to spend and in duration. may last for the length of your retirement. planning for those extra expenses really challenging. gerri: are you considering people will be in retirement for 10 years, 20 years, 30 years? >> we ask people to think about

average 1,000 people move into the region daily, using freshwater for their homes and septic systems. pollution levels in the basin are also increased when farmers spread fertilizers high in nutrients such as phosphorous and nitrate, on crops for increased yields. the excess fertilizer not used by the crops can be carried to rivers, causing algae and other plants to grow. this can change water quality, rendering it unfit for human consumption. dr. graham's task is to produce mathematical models used to predict how these factors and others work together to determine the health of the ecosystem. with these models, she hopes to avoid some of the mistakes that were made in the past in florida. dr. graham: well, the suwannee river basin in florida is relatively undeveloped, as opposed to south florida which was heavily developed in the 1950s after the huge drainage project that basically drained the everglades and created agricultural land and urban lands for people to live on. but 20, 30 years after that process, people started discovering the harm that it was doing to the everglade systems. narrator: over the last 100 years, the everglades have been systematically dammed and pumped for agricu

using the composite. that is why as to the last point, simply averaging scores does not, in fact, give you a better handle. because there are so few peopleho scored significantly below , whatans of multiple test clinicians use and is a that takes analysis into account the different documentations about what a standard deviation below the mean is. >> that is not my understanding and is not consistent with it. what would be your answer to my hypothetical? multiple scores above the cut off, one below. what would you do there? know what florida does. >> what does the eighth amendment require, in your view? >> that if a state chooses to use iq test scores as a proxy for intellectual functioning rather than a full inquiry into intellectual functioning, it cannot refuse to employ the standard error of measurement inherent in the test. >> but you would not need to go on at 176? >> our view is that a state, consistent with atkins, could say that if you have no obtained score on a valid, properly administered, up to date test that is below 76, you may consult usually be precluded. i think that many clinicians would go ahead and do adaptive functio

used internally to help shape and influence educational efforts. according to their data, an average of 47 people are seriously injured at resorts nationwide. injuries they define asysis, broken neck or back, traumatic brain injuries and other serious injuries. that's out of the more than 50 million visits annually. it's a stellar safety record that we are unable to verify. the investigative unit asked for further details on how the industry tracks and defines injuries. >> accident information? well, yeah, we don't release it. >> reporter: a ski injury representative said injury data is kept private. >> we have 300,000 season pass holders and we listen to them. thebd that we have safety cultures. we have very strong safety cultures. >> reporter: there has been amazing strides in reducing fatalities and injuries over the decades and they are now a rare owe sdplurccurrenc occurrence. >> ran right into me. blindsided me. >> reporter: the state health department does keep count of how many skiers and snowboarders turn up in california emergency rooms, like this man who collided with another skier at a tahoe area ski resort. >> big ball of blood here. >> reporter: acco

actually larger using a composite score so that is why as to just this breyer's last point simply averaging obtained scores does not infected give you a better handle, because there are so few people whose score significantly below the mean on multiple tests, what clinicians use is a statistical analysis that takes into account the different calculation of what the standard deviation below the mean is the >> that is not consistent with my understanding. i don't claim to have a deep understanding of it but what would your answer to my hypothetical, where there are multiple scores above the hard, of but one that is below and i will ask the state the opposite question. what would you do there? >> we know what florida does. >> what does the amendment requiring your view? >> in our view the eighth amendment requires if a state chooses to use iq test scores as a proxy for intellectual functioning rather than a full inquiry into intellectual functioning, it cannot refuse to employ the standard errors of measurement that are inherent in the tests. >> what if 76 -- it would not need to go on to adaptive behavior. >> our view is that a state consistent with atkins could say that if you have

actually larger using a composite score so that is why as to justice breyer's last point simply averaging obtain scores does not in fact give you a better handle because they were so few people who score significantly below the mean on multiple tests. what clinicians use is a statistical analysis that takes into account the different calculation of what they standard aviation below the mean is. >> that is not consistent with my understanding and i don't claim to have a deep understanding of the. the answer to my hypothetical where there are multiple scores and i will ask the state the opposite question. what would you do there? >> we know what florida does. >> what the's or require in your view? >> in our view the eighth amendment requires that if a state chooses to use iq test scores as a proxy for intellectual functioning rather than a full inquiry of intellectual functioning it cannot refuse to employ the standard errors of measurement that is inherent in the test. >> you would not need to go on to adaptive behavior. >> our view is that the state consistent with atkins could say that if you have no obtain score on a valid properly ministered up to date test that is below

average, and in fact, as i was walking out here, i think we were close to 3 million. >> there are two key pieces of information the administration is not telling us. how many people have paid for their plan, and how many previously uninsured people are now insured because of the new they're cited incomplete data to say they don't know. >> that is key info. ed, thank you. >>> a leading international economic body is warning global economic growth is likely to remain sluggish. the group said a slowdown in the developing world undercuts gains in europe and the united states. the dow today dropped 67. the s&p 500 lost 10. innasdaq fell 27. >>> a long simmering dispute between one of the country's most powerful senators, a democrat, and the chair of the intelligence committee, and the nation's most famous spy agency, the central intelligence agency, broke into open view in a big way today. not in decades has the nation seen these two powerful institutions go at it like this. with competing accusations of criminal conduct. chief washington correspondent james rosen has our report. >> i rise today to set the record straight. >> in a 38-minute floor speech, senator diann

as potential terrorists without cause. when the government believes all of us are traitors. the greatest danger is they will lose the loyalty of the american people. >> nonsense. the fact is that nobody thinks that the averagemerican out there is unpatriotic. if you have a system in which you actually focus on the enemies of this nation and you determine what they are trying to do to get at us and what we have to do in order to uncover those investigative propositions and investigative methods, then this is an appropriate thing. to blow this up and suggest there is some suggestion that all of us are under scrutiny or all of us are being suspected as potential traitors, that is nonsense demagoguery and it is not helpful to a discussion that we, as conservatives, have to have to find out how you protect this nation and protect the defenses of this nation for ourselves, for our children, for the well-being of our people and at the same time protect our values and civil freedoms. these are the choices we have to face. >> governor, they are collecting metadata on every call you have made since may 2006 in perpetuity. why are they doing that if they do not suspect you of wrongdoing? >> they want to be in a positi

characterize the people of the my don as representing the average normal ukrainian or i have to disagree with this assessment completely illogical research into exactly who was there shows us clearly that this was by far supported by one geo graphic and cultural faction of the ukraine that is the western ukraine and that three out of four people in eastern ukraine as late as late february oppose the euro my don protests because they knew full well that first of all they feared these ultra nationalists and fascists which hold all the organs of state power in the new portrait but second of all they also knew that these retread or ingests of the fatherland party with. tymoshenko were as corrupt of their own. yulia timoshenko as perhaps the most corrupt person in all of you politics and. poor shank it was another all a guard who supported the my don so it simply changing one group of oligarchy for the other is with the addition of the band. the fascists along in the people in the east and south we've seen nearly continuous protests stretching from odessa through the car cough their son lugansk all over the russian ethnic and rushing russian speaking south and east ukraine thes