are we at one now where the normal metrics that one has used, maybe a 10, 11, for a pe multiple or some number book -- a littleverbook. are those changing in your view? should we think about new metrics? >> karen just called me old. >> you may have been 6. >> a little sensitive. >> no, but what i would say is, you've had -- it's the 16 lost years of bank stocks. bank stocks were at the same level 16 years ago. so you're exactly right. this is a structural breakout for the banks. so a multiple revaluation, because of, you know, stronger balance sheets and less volatile earnings, you combine on that some extra revenue growth, bank valuations shouldn't be where they have been the last ten years. bank stocks traded at much higher multiples. a structural breakout? >> mike, first of all, congratulations on getting long bank of america in the end of january when everyone said the world was falling. that's an aggressive thing to do as an analyst and absolutely right. jpmorgan went from 20 do 80 bucks in the last administration when things were supposedly so bad. tell me how that was bad for banks. this is a bank that