chopsticks usually they provide all the chopsticks and no one is good. who knows if they're clean or not. your chopsticks are not. these are wet. what? you just wash it down. fine. fine. this one have green onion on them. that's okay. that's okay. i can wipe it off. now a bowl is usually bowl in other shops are cracked and cheap as these. how do i drink the soup if it's like this it will hurt my lips. i don't care this is a good design. oh, this smells good. i eat your noodles almost every night and i can tell if they're good or not by they're smell. [slirping] disgusting. that's okay. that's okay. hot water. much more. much more. this is good, i guess. any way noodles are important. some times the noodles are too soft and soggy and they are not good. these are nice and firm. [slirping] disgusting again. too soft are you noodles. that's okay. it's good. it's hard tore pick up noodles without breaking them. do you use fish cake? yes. really? really? i have been looking for it. but i cannot find any. oh, i got one. no wonder i could not find it. it's so th

it's usually some balance with different weightson th. first of all, the development ofa clinical kia like depreion is a very mplex phenomon. it involves the development, psychologically and physically, of the individual, and then on top of that, the need to cope th the sometimes catastrhic social conditions that patients are exposed to. some of the conditions that garedelstein'clients are exposed to are d incrng aymen drugs, heof violence. bh he and dr. young point out, all the ri factors must be attended to. what wreooking at n'only thecute exposure to a particular soci problem, but the tendency of that individual to have been exposed to proble all through their lives. alof this sets up thsocial stressorwhen a rr isnflictedpon them, the patient unae cope. 's usually when ty esento us with clear diagnostic different populations seem to have fferent kinds of risk faors. to suffer from mor depression areas are men.ik dr. knafo and dr. fawcett discuss some of the theories about psychological,iologil, anenronmtal faors that may ctribute to t

the next issue is usually in bathrooms. a lot * -- a lot of times, but is difficult to comply with depending on the size of the establishment. to make a wheelchair-accessible bathroom, it takes a lot more space than a regular bathroom. so, it is a problem oftentimes with small businesses. especially if you have to do two of them. and it cost about $15,000 to $25,000 to build a wheelchair- accessible bathroom. for restaurants, bars, it's a truck, there is an issue on the height of the counters -- for restaurants, bars, at such wreck, there is an issue on the height of the counters. that keller would make the person wheeling up on in the chair not be able to be eye level. you cannot have it like that. you have to have a portion of the counter down level. it is 34 inches. i daresay most of the counters will not be that size if you have a business like that. however it may be. that is not what the normal business layout is. tables. there is a percentage based on the number of seats that have to be wheelchair-a accessible. they

they're slow spots pedicel lighter than usual.orth bound rights are also light. >> president obama will be visiting the bay area today with his second stop in california. he is on a fund- raising tore. --tour >> it is one of three steps that president obama will be making today from southern california to northern california. this is a fund- raiser for his campaign. the red white and blue lights on earlier today. he is expected to fly up around 130 p m he will be in san francisco as a fund-raiser at the intercontinental downtown. then he will come over here to the bill graham's civic auditorium. he then has a third fund- raiser in san francisco. along with the president comes protesters will are planned in the city. they will start at 430 or 5:00 p.m.. anti-war protesters are supposed to gather near the u. n plaza and the civic center burned area. anytime the president is in town with the protesters it means traffic issues. signs are already up this morning, no parking anywhere. barricades are coming up to. the security detail alo

, usually, not always, but usually corrupt and problematic, and they siphon off a lot of money, however, in some countries, there's checks and balances placed on the networks, much more so than others. in a place like syria, these checks and balances were not sufficient to check the networks anywhere in the world to prevent them from running into the ground. >> host: can you give us an example, the network of the u.s., how it exists? >> guest: after the invasion of iraq, one of the major construction or reconstruction quote-on-quote ventures was, you know, commissioned somehow or given somehow to various corporations that are very much in touch or close to or part of the network, for instance, vice president dick cheney, whether it's haliburton, other countries, ended up unfairly taking up the ventures, and, actually, they didn't do a good job at all as a virtue of the results we saw years later. they ended on scandals, and other kinds of such networks. if you'd like to look at a much bigger scale, the entire $700 billion to $800 billion bailout is a quote-on-quote state business networ

it's up 15, you would lose 15 pounds. >> do we usually have a stand fire escape? >> usually. it's probably because they have so many stand pipes. and may be it was one of far ones we didn't see. it's a great thing. on residential, you always see it. >> any questions on stand pipe and connections? >> we're going to walk right around the corner to grady alley. >> we will take a little walk here. >> so somebody said that san francisco's fire department response time is really good. i understand that to be the case too. >> we pride ourselves on a 3-minute response. >> we have 42 stations. we do pride ourselves to get there in a hurry and getting to where we have to go. >> part of, there's a trade off. because we have such great response time, we are able to allow some types of construction and extremely high density that would not be allowed in building construction >> one of the things in the out lying areas, if you build a new house, single family dwelling, you need a sprinkler, they feel it's going to take, 8, 12 minutes and it's only 2 guys. whereas in san francisco, you get

what i had done is i usual low don't work with an out line.f writers do they will out line what will happen and sometimes they have to because like if you are writing a mystery you need to write out the plot. i write about characters the characters drive the story. when that hatched i sat down and said, what happens is, a, he arrived and gets off the train what's going to happen. >> i know z, he would get on the train and leave at the evented book. i didn't know the alphabet in between. i was nervous and i took one step at a time very japanese like. i began to study and read everything i could find on the japanese culture. the incredible thing was not having everything that went into it and it still became a quiet book. there is a tsunami. there's tv and lep easier and a fire. i call it my zen book i think it's because as i was learning about the japanese culture, all of that started to go into the book. and it gave me the structure of what the book would become, which was very much taking after what a japanese garden it. early on a read about

well usually as a politician you are asked to choose between two evils and i guess we're choosing the best of these two evils of the other one being defaulting completely on our national debt and basically these would mean we cannot go out and borrow money from international creditors and international markets that would be even worse in terms of a catastrophe now what has not been done though is these structural reforms does not necessarily cost money let's talk about corruption let's talk about tax evasion and let's not talk any more about read you seeing cutting additionally public sector salaries in additional social benefits journalist look at german our thanks very much for coming on our to today a great pleasure. well meantime in the u.k. the welfare cuts are hitting the poorest citizens the hardest letter r t were reports on how charities used to feeding children in africa being forced to step in in britain and then business or russia prepares to warm households in the u.k. and in europe. that's right and it's planning to do so by launching the second pipeline in the lord stre

a-movies usually have a very strong production budget and design budget. and film noir films inherently were b-movies, low-budget. and they had certain physical limitations and restrictions that became part of the filmmaking vocabulary. and i don't think we use those so much anymore. there's been many attempts to emulate that style. but that style was tied to a time and a place. and that time and place is gone. if somebody wanted to make a film using that dialogue, that very terse, chandler, hemingway dialogue, would it sell today? i don't know. i don't think so. i do really feel this genre is a historical genre. when you speak of german expressionism, you speak of a specific time. when you speak of the nouvelle vague, that's a specific time. and the film noir is a specific time. we don't make film noir anymore. it's just semantics, you know, what makes noir? who defines noir? who defines american films? who defines what's good and bad in american movies? the dangerous thing is in any moment in history we have some machine, some cultural, critical media wo

you know it's better than usual heading from left to right. usual is horrible. significantly better for those folks traveling southbound. stay with us. >>> home prices in the san francisco bay area up to their highest level if four years. investigate daita quick reports the median price rose to $429,000 nearly a 5% spike from august. a 17.5% increase from september of last year. data quick says improving questions are helping the market. >> amazon wants kindel customers to know they're entitled to a credit on prior purchases part of a settlement between major publishers and the government. they faced accusations of conspiring to fix prices. a judge signed off on the settlement last month. amazon.com began alerting customers over the weekend. the credits will total between 30 cents and $1.32 per book. >> big news at yahoo this afternoon. net flix turning to sweden. >> we're live with today's after the bell report. hi, nicole. >> hey, good afternoon. the great yahoo named a new chief operating officer. he was google's vice president of partner business solutions w

and usually i always say yes, but then the apprehension comes in. can i really do it?ayne: a lot of my imagery is very abstract and energetic. sometimes when i'm intrigued by a literal idea, i put it into my work in a recognizable form. for instance, i read about knockout mice in the new york times. i was fascinated. basically, the scientists reported that if a certain gene is knocked out of the dna of mice, the males become violent. not the female mice, just the males. so i'm putting subliminal references to knockout mice in the prints i'm going do in new york. throughout my life as an artist, i've worked in many media, and usually, all of them at the same time. i am, of course, a painter, and i design tapestries and make collages. i work with many kinds of materials and prints. and the reason i do that is that any idea will have many possibilities to it, some of which are expressed best in paint, and some best on a sheet of paper or maybe in some very large work. it's all mine, so i use it. what is really endlessly amusing to me is how different an image can be with

the third floor is not usually reserved for just parties, however. it is the stage for live performances. ♪ under the guidance of musical curators, these three, meridian has maintained a strong commitment to new music, compositions that are innovative, experimental, and sometimes challenging. sound art is an artistic and event that usually receives short shrift from most galleries because san francisco is musicians have responded by showing strong support for the programming. ♪ looking into meridian's future, she says she wants to keep doing the same thing that she has been doing since 1989. to enlighten and disturbed. >> i really believe that all the arts have a serious function and that it helps us find out who we are in a much wider sense than we were before we experienced that work of art. ♪ >> welcome to "culturewire." today we are at recology. they are celebrate 20 years of one of the most incredibly unique artist residency programs. we are here to learn more from one of the resident artists. welcome to the show, deborah. tell us how this progr

roof he's got the helicopter going gave the heads i mean the police presence is noticeably more than usual and that's really close a lot of added to that the protesters were told they weren't allowed to demonstrate peacefully as we said. as you can see they come out anyway absolutely anger as we said before what's been going on at the fact that she's getting a lot of confusing to people asking why now why is this point chancellor merkel the thing first chance today the very real effects of those are starting measures that again it shows in this country from the phone. streaming the live pictures from the protests in athens ongoing as we speak for them all right now what are the dog i mean waldo the deepening crisis in western europe is also sending migrants in the opposite direction later on r t we go to ukraine to find out why people are returning home to make a better future for themselves. this is artsy the white house republican hopeful mitt romney has called for a more aggressive foreign policy in the middle east which would include arming the . rebels in syria the democrats have hit

this is what it usually actually does. when they did the big war that they are looking for in many ways, they are going to want to stick to a big plastic civil war battle so at the end of the war i have a story where will not leave's most artillery officers at the end of that it is clear this is a coherent the will no longer be all =to cover the war. they dispersed the men and have them keep their muskets and fight as guerrillas, and he basically rebukes him and kind of politely but everybody knows what he's saying and alexander basically says if we do that, the countryside will be filled with chaos and the troops will lose their discipline and start spraying on the civilian population and you can do this but i'm going to surrender and see what happens. and alexander describes himself as never mentioning the idea again. so the sort of federal occupied areas of the hostile missouri is the most famous example that does become a problem for the federal logistics, and we would now call them counterinsurgency methods for dealin

business as usual.u may have some stores that are going to have to replace goods or have to do a little bit of damage control for anything affected by the storm, most companies, most retailers, the bulk of their business still happens nationally you there isn't going to be necessarily the big impact unless you happen to be a regional retailer based in the northeast, a place like a party city, which also happens to be very halloween focused. >> burt, let me talk to you. some stores that will be net winners and beneficiaries here and some stores that will be net losers because sales just won't be made. take me through that. >> i just did a huge study of hurricane rita and katrina in new orleans home depot will be a big winner. tyler, food and drugstores will be a big winner. losers will be auto, apparel, consumer electronics, big-ticket items. so the ultimate economic impact, tyler, from the next few months to the next few years, between lost sales, lost wages, lost inventory, lost -- uninsured personal p

they usually weigh at least weekly, and they're able to catch small slips. and last, but not least, they have a social support network that allows them to succeed. if you're in an environment that's toxic-- that's always tempting you, that's putting food in front of you, that doesn't support your longterm weight loss goals, you're going to fail. penny weismuller: i still eat candy, and i have dessert once in a while. but primarily, i look at the stuff and i say, "you know, i like the energy and the clear thinking that healthy food choice allows." it's still my mantra. "the human condition" is a 26-part series about health and wellness. for more information on this program, and accompanying materials, call: or, visit us online at: narrator: people who exercise regularly have a 43% lower risk of premature death compared to those who are sedentary. are you physically fit? can your body respond to the demands that are placed on it? technology has made life easier, but it has also made us less active. nearly 1/4 of american adults are sedentary. another 1/3 aren'

the lighter than usual. like conditions from the south peninsula and north their rights. >> off thank you george are developing a story of san francisco police are currently on the scene of an accident at the a session of eddie street and van ness. is the video that let me show you some video from earlier as officers on seen in full force try to piece together what happened. at this point the started over a traffic accident they spotted a rear license plate light was out when they tried to pull that white four-door vehicle over. a gunshot was fired from the vehicle which had to passengers inside unclear at this point if it was fired at the office or in the air. that vehicle sped down and ran a red light and in the up colliding with a taxicab causing it to spin down the road. the two specs'suspect fled on foot. the driver is on the loose the passenger was arrested. luckily everyone was ok the taxicab driver did suffer a minor interesjury. shows you what offices open every day any accidents in turn violent. >>

when i start thinking, i see it actually -- sometimes, i do not see it, but when i do, it is usually from the inside out. it is like watching something being spawned. you go in, and you begin to work, excavate, play with the dancers, and then things began to emerge. you may have a plan that this is what i want to create. here are the ideas i want to play with, but then, you go into the room, and there maybe some fertile ideas that are becoming manifest that are more interesting than the idea you had initially set out to plan. so there has to be this openness for spontaneity. also, a sense that regardless of the deadline, that you have tons of time so the you can keep your creativity alive and not cut it off and just go into old habits. it is a lot like listening. really listening to watch what is going to emerge. i like this thing where you put your foot on his back. let's keep it. were your mind is is how you build your life. if you put it in steel or in failure, it works. that works. it is a commitment. for most artists, it is a vacation and a life that they have committed themselv

traffic is going to be a tough drive today, a lot of people are getting into the city, more than usual, people are coming in for the parade. driving is not recommended but you know some people will. we have been talking about bart. the biggest thing you can do is get there early and pull out that old ticket that has 2 or $3 on it so you don't have to wait in line. this traffic looks good getting into highway 17. >> could you say that again on the $20? >> if you have $20 you want to put $20 into the machine and that will get you to any spot on the line, steve. >> pam, did you hear that? >> yes. >> a lot of pressure on the weather man this morning, it is relentless, but the system will slow down, but it isn't even too why rica yes. our reek why yet. there are a lot of 40s but that is not the case this morning. you will see a good looking system and it is going to weaken considerably. evening rain, spreading south into tomorrow morning and highs will be in the 60s or low 70s but a lot of 70s, overall everything is on track. upper 50s and 60s, this is the tricky forecast. >> i think there

not what you would call vertically challenged professor novick of who operated on many of them it usually comes down to man's pride some of the first patient to turn to us with a leg like the me and quest to meet his fifteen centimeters to the wall to surgery because it's panos to than him we like to say that we need to break their legs in order to fix their head like lengthening surgeries a band in many countries and even the will out there pretty expensive in russia the entire course costs. eleven thousand dollars about one tenth of the similar package in the united states financial considerations were one of the reasons that brought this washington state native to western siberia yet his main motive for the surgery had to do with how he fared in the auditors in america advertised as one seventy five i was one sixty seven or one sixty eight and so one eight centimeters would have brought me right to average for women height isn't so important girl can be short and it's not a big deal i think a guy is like expected to be taller just before the operation most this matter a russian girl wh

usually our guests are downstairs with me usually? there was not one cosmo guy down there. they were protecting you, right? all right, guys. >> thank you both. >> we are going to have a quiet -- i'm in previews. listen to my voice. i was doing a talk back till about midnight last night. frank is going to drive in. we are going to have a little bite to eat at one of our favorite little restaurants, then he's going to go home and i'm going to go back to "scandalous." >> that's good. >> yes, i doubt we'll be breaking a chandelier tonight. >> we were with a hunky guy yesterday. >> mario lopez. >> we helped him out with "extra." we didn't see it because you were busy and so was i. >> what were you doing? >> that is not your concern. here is what we went on with the antics with mario. >> in the middle of like times square area. >> i look at you and you look like women that can move. >> little salsa here. okay? here. oh, wait, wait. oh, my gosh. i don't know if we can do this. there is a disappearing act after the show. >> that was on the air? oh, my gosh. that was one of those yo

we usually measure this as a volume per unit time. the united states commonly says cubic feet per second. most of the world uses cubic meters per second moving down the channel. discharge increases from the head of the stream to the stream mouth as the drainage basin increases. there's simply a larger area to contribute discharge, to contribute flow to the streams. the primary way that a river functions geologically is to transport not just water, but sediment, down slope and toward the oceans. the faster a river flows, the more efficient this process becomes, so geologists are acutely interested in flow velocity. when the flow velocity of a stream is relatively high, the energy of the moving water is converted into processes that lift chunks of bedrock or sedimentary particles from the bottom and carry them downstream. this is known as erosion. there are three different erosional processes that operate in rivers. the first is hydraulic action. the turbulence of a rapidly flowing stream applies vertical forces that lift sedimentary gr

about 12 to 14 minutes drive time instead of the usual comfortable 11 minutes. the san mateo bridge closed this weekend. and ride to the golden gate bridge 101 southbound a little foggy but no delays. 37 down to the toll plaza from marin. >> 653 a m. we will be back with more than just a couple of minutes. we are taking live look outside you can see from our mount tam cam we have a cloud covers. >> welcome back. this amazing record setting it. it looks baumgartner is the first person to break the sound barrier without a jet. he freefall with four minutes and the wheat speeds of over 700 m.p.h. space officials are hoping to show that high altitude pilots extend for aoutside of the spacecraft for an extended amount of time it. with this research it lends itself to new data. with that space suit also helping. with the consciences possibility but he maintained his consciousness. >> take a look de 0 aurora borealis. and we are going to take a break it is nearly 8:00 a.m. it is 6: 5:07 a.m. we will

you're usually following people, they're already a friend. it's harder to -- alternate voice. >> users updates can fom friends or others during electoral events or until the overload stop on november 6th. >> this brings up an interesting question. would you unfriend someone for making political statements you didn't agree with? would you hide their posts or just ignore it? we're asking on our blog, if you head to cnn.com, tell us what you think, but only if you use your first name, no initials. >> if you've ever been on a plane and over the ocean, the captain might draw your attention to it. a mistaken was on a 14-hour flight from australia when the captain dropped down from 37,000 feet to 5,000 feet. then he asked people to look out the window and see if they could find something, this yacht. officials asked the air canada flight if it could help out and the people on board did. passengers and crews spotted him. authorities eventually arrived to pick up the sailor. total time from when he sent off the signal to when he was spotted by the pla

to commissioner mar's question regarding how to certify those permits, usually when they come in for, you know, only disabled access is what we call barrier removal. a permit alone only deals with disability only. also i want to let you know the secretary of the disabled access appeal board, also, we don't do the, you know, for the lawsuit itself. usually once they have a consultant to inspect the site, they will give a [speaker not understood] what they need to do and award the lawsuit, okay, and then they can come in for some modification or future modification in a plan to see how they're going to achieve those barriers, you know. that's what we do. in cal bo training, it's only the basic idea how to deal with the upcoming changes and so forth. because training is very expensive, i think it's three days for training. * extensive the passing rate is roughly 40%, engineering exam, you know, take long time to get them through. but our intention is only doing a advisory role. don't want to go into all have -- individual business to order inspection, but we will try and give them the tr

when in fact, continuing business as usual is difficult.there is a limit on how long the generators can go. minutes ago, indicating that power is being cut off. lower manhattan saving it for other folks. a lot of folks have the feeling they won't be going to work tomorrow. midtown manhattan and all points north do. lower manhattan as well. we will have more after this this is america. we donn come betweeus and what we love. so if you're one of them people who gets heartrn and then treats day afr day... block the ad with priloc otc and don't get heartrnin th! [ male announcer ] e pill chmorning. 24 hours. zero heartbur busy in here. yeah. progressive mobile is... [ "everybody have fun tonight" plays ] really catching on! people can do it all! get a quote, buy and manage your policy! -[ music stops ] -it's great! well, what's with th.. -[ music resumes ] -music? ♪ have fun night dude. getting car insurance quote. i'll let it go to voicemail. ♪verybody wang chung tonight putting it on vibrate. [ cell pho vibrates ] -[ loud vibratin] -it'll pas

usually there's a let-up. usually there are fingers, there are ribbons of intensity that come in. this is just all blow coming straight at you. take a look at this sea foam on the beach, and i will tell you, we are not that far away from low tide. the key is going to be tonight when we get to high tide here because you see that surf behind me, the wind that has been pushing that surf begins to then cooperate with the tide at about 7:16 local time here in point pleasant beach new jersey and that begins to drive that water inland. that's what's going to do all the damage. not so much the wind. there's minor wind damage so far. it is going to be that water, liz, right here right along the beach all along south jersey. liz: and jeff flock is planted right there. jeff flock has covered every single hurricane for the past 30 years. i know you are concerned about him standing right there. i am, but he knows what he's doing. let's get to steve harrigan as the impact from ocean city maryland seas. >> liz, this is about the worst we've felt here in the last 24 hours. the winds expected to p

usually in the 70s this time of year. well above average for this time. 76 degrees today in san francisco and about 85 degrees in santa rosa. won't be long before we'll talk about 90s coming up. >>> president obama and mitt romney will face off for the second time tonight. they will meet for a debate in a town hall format at hofstra university in hempstead new york. it will feature 80 randomly selected voters in the audience. all will have questions prepared but only 11 will get to ask them. president obama is promising a more spirited performance. both have raised concerns about the moderator candy crowley. she plans to ask follow up questions. cbs 5 will have live coverage of tonight's debate beginning at 6:00. we've been asking you this morning, if you were in the audience tonight, what would you ask the presidential candidates. you can comment on facebook or twitter or e-mail us at mornings @ cbs5.com. >>> arlen specter will be laid to rest today. he died on sunday. he was a moderate senator who was often at odds with

now gas prices usually do come down this time of year. and oil prices are falling but aaa says there could be a brief spike first because wholesale gasoline prices are still high. did you get all of that? >> i got all of that. >> okay. good. >>> hospitals better get it right. because of implications. the government expects to hit those facilities with fines that will average more than $200,000 apiece. the hospital industry says patients share some of this blame. >>> and milk prices may double unless the house passes a new farm bill. the old bill expired yesterday. the senate has passed a replacement. without a new law, the federal government would be required to buy dairy products at inflated prices driving up what we pay at the store to more than $6 a gallon. it's always expensive. >>> and watch out for a worldwide shortage of disposable diapers all you parents out there. a factory that makes a key ingredient exploded this weekend. the super absorbent polymer. >> the "hotel transylvania," $43 million. "looper" with 21 million bucks. >> i

usually i don't even cry when i talk about it.s is the first time i've actually had to, like, deal with it, without getting high because i've been using ever since. like my sally says to me all the time, feel, deal and heal. i haven't felt, i haven't dealt and damn sure haven't healed. >> as the anniversaries of both deaths draw closer, o'reilly has requested to see one of the jail's chaplains, sister christina. >> she's really in need. she's really going through a bad time with this particular time of year for her. >> kind of rough. >> what's been happening? >> this week is my son's anniversary, three years. sunday will be three years. the exact anniversary. >> this sunday? >> yeah. >> i see you're carrying a picture. let me see. >> that's maddox. >> oh, look, he's sleepy. >> he falls asleep in the weirdest places. it's the small things that keep connected with him. >> that's wonderful. you've got so much to live for, lady. >> i know. >> you're doing well. >> he's what keeps me going. >> i'm just so glad that you're looking at yo

never usually a welcome experience. today, and tomorrow, are going to be hot. sonoma is at 67 degrees. we're at 64 right on the beach. this morning is mild. temperatures, because of this warm start, high pressure building in, warm downsloping winds throughout the day today. in fact, forecasting a couple new records up in the north bay. 52 degrees in san jose to start with. it's comfortable out there now. not expecting, really, any low cloud cover. as we head throughout the morning, we're going to get a fabulous sunrise. that usually occurs around 6:45 as the sun doesn't even come up officially till 7:51. that will beat the old record of 90. beating an old record of 90, set back in 2008. 91 for livermore. 86 degrees today in san jose. warm for one more day and then temperatures just tumble. look at where we're headed, for the low 70s. monday into tuesday. we've got showers on the way. so you can pull out that muscle shirt, tank top, just for a couple days. and then you'll want that winter coat. jon knows which way the beach is. >> oh, the things he shows us. 4:4

usually, that is figured into the pricing. but it is also the case that would you also probably need is a line of credit. depending on whether you feel your credit situation is where you want to go to a bank like wells fargo or another regulated bank, and line of credit, or work for a working- capital type of loan, which is something you look to do, the opportunity fund. you probably want to try both avenues. as far as your credit scores, everyone realizes, everyone here has a credit score. the first thing any lender will look at is your credit score. after looking at that, they all do not do the same thing with it. an opportunity fund will look at your story in addition to your score. some are limited to your score, that if it is above or below a certain threshold, and they are may not work with you. not every one of the lenders is going to see your situation the same, so you should be shopping. >> [inaudible] >> you can do contract financing. that exists. but a line of credit is probably what you're looking for. >> thank you

usually the homicidal. they taught me too well. i've hurt lots of people for those veterans who see combat, the's additional stressth they, and so it's not surprising th being exposed to combat situations and atrocities of varis kinds in vietnam led many peoe with the vulnerabityto schia to break down and ha the first . it isn't only der the stress of war that symptoms of schizophrenia manifest. the challenges of new adulthood, whichand often involvte teens loss of ionapport, 2os may corite tohe onset of schiphrenia. all of these may act as triggers for the init schizophrenic episode. interestingly, onset for schizophrenia at this age, under 25 usually applies to men. onset for schizophrenia in women isater, after age 25. there are her psychologil faors that may contribute to the onset of schizophrenia. childhood experiences, unconscious conflicts, the natur some time,mily-- al, e usal factors. one itional the if conoveral viewily-- al, is the concept of the schizophrenogenic family in which overprotective or rejecting qualities th

i usually focus on six different types of loans. start-ups, business acquisitions, real estate purchases with ti's, working capital, a partner buyouts, business expansion. when i am looking at a potential loan, i use the standard five c's of credit. the first one is character. what we are looking for is a minimum score around 640. we would like to say no recent bankruptcy foreclosures, bankruptcies, tax liens. if we see a loan that has been modified, we would like to see a reason it was modified, what ever reason it may be. it cannot be, i did not want to pay that payment any more. the second c, conditions. basically, how precise will the money be used? we are looking at a business plan. when you look at a business plan, that is just a start up. we are looking to see where there will be the need for lending. if you are an existing business, we want to see the money that we give you goes to the growth of your business. the third c is capital itself. basically, how much of yourself had the-- how much capital haveu invested? if you are