>> when i came to utika it was a hustle and bustle town. we had dentists, hardware stores, doctor's officers. really. >> why is it important for a city like ut irkts ca to have a financial institution, a bank in the city. >> i like to make a xorn just like fertiliser is to the farmer to make the plants grow, a financial institution does the same thing for the community. it provide the grief that keeps the community together, and keeps it a well-oiled machine. >> killingworth says the hope model is working. >> when i talked about hope, i felt that the credit yun yop belongs to its members. i feel like i'm vested in the credit union. >> it's the people's banks much. >> the people's bank. the people of utica. >> hope was my last hope. >> after a deng aid of -- decade of waiting white was able to move into her dream home. whether in jackson, utika or greenville, recovering will take time. it's the people here that hold the key to the future. >> i just would like to see people live the kind of life that we lived in greenville a long time ago. >>

. >> roughly an hour along the interstate, sits the sleepy town of utika mississippi. >> the town was in total disarray. we really didn't know what we were going to do without having to travel 30 or 40 or 50 miles to a financial institution. >> jessie cilings wortjessie kie former mayor. when the only bank left for good, jessie's institution stepped in. >> when i first moved to utica, it was a hustle and bustle town. we had doctors offices and banks, a lot of things have changed. >> why is it important to have an actual bank here in the city? >> i like to make a comparison, just like fertilizer is to the farmer to make the plants grow, a financial institution does the same thing for the community. it provides the grease that keeps the community together and keep it a well oiled machine. >> killingsworth says the hope model is working . >> when i talked to mr. bynum, i felt i was invested in the credit union. >> it's the people's bank? >> the people's bank, the people of utica. >> hope was my last hope. >> after a decade much waiting white was still able to move into her dream home whe