we have not ution seen a firm proposal from the house or the senate as of yet. think that will come out this week, wednesday, we'll have a irmer gras 've upon what is going on there. rumorrrent proposals, the is that or speculation is that dip ouse republicans may into the private retirement system to the tune of several billion dollars to finance other tax cuts, for example, corporate individual. would do that by requiring amount of employee contributions that would be nstead of pretax, would be after tax. in the roth style of contribution, tax benefits are different place compared to pretax. the taxes bution, are -- you pay when you make your contribution, employee contribution to 401(k) and the earnings accumulate tax free at retirement and come out there. are -- you pay when you make still both ways have tax it dependos your particular situation. that is sort of what is on the table right now. host: changes describe, as you describe them, happen, who is liable?d who what is the best and worse case scenario? well, again, i'm going to depends.ld adage, it hat