v.p. of merrill lynch and deutsche of aig and she's also a contributor to the nation where she wrote an article about this very issue alexis thanks for joining me there are people that are receiving this so the small amount of money is it is it enough. no it's absolutely not enough i mean you did a good breakdown of it i think it's a slap in the face right so if you're someone for example who receive what's called a loan modification so that means the bank said ok we're going to work with you we're going to lower your monthly payment and you were still foreclosed on you get between three hundred and five hundred dollars for your troubles and your tragedy and that's about sixty percent of the people who will be receiving money for this so it's just a paltry amount and i explained put that in that kind of money into context how much more these people actually out. well there out you know they were foreclosed on they lost their homes so it depends on the value of their home but we're talking hundreds of thousands of dollars you're talking strife being made homeless because of an error that a bank