thank you, valery svetkin.friends, on the air podcast creative industry, with you still alive, real copies of the hosts, this is still elena kiper, producer, video director, and i won't touch it yet, i need to make sure, roman karmanov, ceo of the presidential fund for cultural initiatives, our guest... denis dimitrov is our guest today, managing director of data research at the largest bank , i'm very glad to be here, hello, that you came, we didn't just start like that, so visually, because artificial intelligence is really a topic that everyone hears about, but very few people understand what it is, everyone is already afraid, they are wary, well, in general something, well, what did you know, what is it, we know what it is in reality, we know a little. what is artificial intelligence? let's first at least figure out what kind of thing it is, in fact, artificial intelligence, there is absolutely no need to be afraid of it, since we started with this, it is a tool. which helps us do different things, that is