or your son-in-law or your daughter graduating from college can't get a job, and the valuejob, and the value of that i.r.a. and that 401(k) can purchase a third of what it could before, that's a tax increase and that's what governments do by printing money like we're seeing the federal reserve do today. because ultimately, the price for printing that money will come back with a decline in the purchasing power of everything you have. it is the worst tax on everybody in this country and it's called inflation, and it will be with us. it will come screaming out of thin air and it will punish us like no other method of taxation. so we should resist that and we should do what we need to do to solve the problems in front of our country. i'll close with this. there's only two areas in our country where we do not let markets work. as americans, we have proven to the world that a free enterprise system, although not perfect, causes markets to allocate resources better than any other method. we spend $2.75 trillion a year on health care and we know $850 billion of it is wasted. $1 in $3 does noth