other high-risk areas that inevitably raise the risk level and the exposure, not only by property valueses, high-valued properties, b t the ct ofof repr r and coveveryboth f f the homeneners awellll athe puic infraructure at suorts s em. so think r rds and idges anthat kind thing.o it--thcost of imate change has to be factored in both in public and privivate insurance and public d private finanancial support for the structures that suppoport people's homes a and where they live. >> when floods and hurricanes happen, a lot of people assume that insurance will cover everything, and what isn't covered, the federal government will then come in and make them whole. unfortunately, that's rarely the case. if i live in my own home, the federal government is not responsible for coming in and taking care of me. people need to continue to make sure they've donone everything t to prototect themselves and can't rely wholly on the federal government. >> we are looking at some commmmunities that a are puttinn climate action plans that are on the scale of millions of dollalars. for example, new york city

forecast as we head through head trough the day today keep these temperatures middle 20s windchill valuese between 10 and and 12 above additionaladdition accumulations early and the snowe sn should start to weaken as the th e morning goes on. cloudy tonight.c tomorrow we can get backloud uypp again. what happens with this low isow is that it goes down and aroundund ohio undercuts northern ohio u starts to push back to the north temperatures will be low 30sw which makes snowfall forecast tocas difficult especially thist time of year. we kind ofy this a lot of years weear underestimate at least i do i do i know that underestimate the power ofof the milder push and that might drop the snowfall numbers a little bit but this is drobut t is what we are going with now.now this starts late tomorrow and other 36 hours before thisbefore thi s begins. we have some wiggle room here and time half inch to an inch toch o the north and a couple of inches in further south.uth. not lake effect in general snow mixed in with raine south ofof akron. and we got ano tther one theth second one behind it that come