flying from there, so we have everything for you, dear russians on the call of our next guest, vasyl formaner of the council of the national bank of ukraine and doctor of economic sciences, mr. vasyl, we welcome you to our airwaves. good day, have you already heard the reviews, opinions of volunteers about that the next idea is to control, limit transfers from card to card, is there still no panic, it is still possible that there are some agreements, talks are ongoing, and it will be possible to somehow settle it, i do not think that there can be any panic in this matter , well, as you say, in general, when...... the national bank initiated a discussion of this issue back in may, let's say, and personally came out with the problem and named the reasons for such a possible decision, and the reasons were that very cards are often used in various shady schemes, in the gaming business, in the optimization of taxation, when examples were given, when cards, well, for example, there are students who have no earnings, but through which millions of funds can pass there or a person who does not work,