we have last minute answers to questions. >> we vera gibbons.,000 dollars of my stock in 2010 to save my home for foreclosure. can i use that to average out this year's tax debt? >> no. there's no special provision for the sale of stock because you sold it to save your home. it's a commendable thing to do good thing to do saved his home, great. but it is just a basic transaction. you can take money against your income if there is gain. may pay 0 percent on that most of us it's 15 percent on the long-term. >> another e-mail this one asks what is members of llc problems. >> it is by the partnership. i don't know if he is talking about the sole proprietorship excuse me it is early in the morning. corporation or something among that nature. something that wasn't reimbursed by the partnership travel costs, transportation cost office supplies and the like would be something that would be typically missed. nothing too unusual nothing out of the ordinary. >> the next question i was on social security disability which is tax free. i got a letter saying i

so you have to wonder -- >> female volunteers. >> speaking of volunteers, vera gibbons is volunteeringpersonal finance director. >> write it off. >> men are selfish. >> that is -- >> definitely. >> that's not -- >> that's not taxes. >> you're not dr. laura, ok? >> vera, we've had a whole bunch of people e-mail with questions. today is april 17th, it's tax day. here's a question from maria. my husband is 68. i am 57. can we put money into an i.r.a. today to avert any taxes we have to pay? our tax bill is $3,000. all right. what can she do? >> that tax bill is not too much. the maximum contribution limits for tax season 2011 are $5,000 in their case because they're 50 and older, they can do $6,000 into an i.r.a. today is the deadline for that and today is the deadline to take money out of the retirement accounts if you overfunded them. my accountant said i have to take money out of my s.e.p. because i had put too much money in there. >> too much money in retirement? >> i hadn't heard of that. he said i need to spend more. >> he's frugal. >> that's on page like 3,423 of the tax code. >> y

. >> vera gibbons, thank you very much.g up the president is on a major push for cheaper student loans. there's one problem. as a senator he missed the vote on this exact bill he wants to extend now. live in washington with the fallout. a crook's girlfriend makes a dramatic escape attempt at a high speed. show you how this ends. on this day in history 2010 the first cloned dog was born in south korea. ♪ >> announcer: meet mary. she loves to shop online with her debit card, and so does bill, an identity thief who stole mary's identity, took over her bank accounts and stole her hard-earned money. now meet jack. enough to enjoy retirement.saved angie, the waitress at jack's favorite diner, is also enjoying his retirement. with just a little information, she's opened up a credit line, draining the equity in jack's home. unfortunately, millions of americans just like you learn all it may take is a little misplaced information to wreak havoc on your life. this is identity theft, and no one helps stop it better than lifelock. see,

vera gibbons has the best bets for $500, $1,000 or $1500 refunds. she's coming up next. studio e. good morning, vera. follow the wings. i love cash back. withhe bankamericard cash rewards credit card, we earn more cash back for the things we buy most. 1% ca back everywhere, every time. 2% on grocers. 3% on gas. automacally. no hoops to jump through. no annual e. that's 1% back on... wow! 2% on my homemade lasagn 3% back on [ friends ] road trip!!!!!!!!!!!! [ male announcer ] get 1-2-3 percent cash back. apply online or at a bank of america near you. ♪ apply online or at a bank of america near you. weight loss. if you have any of these signs, please call your doctor. early detection can save your life. give to save lives and reach for the cure. call now or log on to childrensdiabetesfoundation.org. >> time now for your news by the numbers. first $3,000. that's how much the average american household income has dropped since president obama took office. that's not good. then $30 million. that's the size of the two year deal ryan seacrest just signed with the hit show of "a