here to discuss it, tech expert rob enderly of the enderly group and dan schaeffer and veronica dagger back as well. rob, more dangerous than nukes. hyperbole or accurate? >> intelligence machines acting on their own and against best interest of the human race and people. >> i feel like i've seen that movie. >> we've seen the movie terminator, there's a movie in the making called robo pocalypse which talks about an ai through experimentation discovers it and humans are cross purposes and destroys the planet. we're going to see more of these coming out. idea of a man faster, stronger, certainly more intelligent, and then come to the conclusion that people or the thing they needed to get rid of to survive is scary for a lot of us. >> it is scary. i feel elon musk knows perhaps more about computers and technology than i do. if he's afraid of this, i am terrified. veronica, are you with me? >> i think it is a little scary considering how many robots are taking jobs, and i think going forward we're going to see more and more smarter robots taking more positions and more jobs, and what is th

david: to our fox business all-stars now we have john layfield, veronica dagger, and what do you think i'm not sure that we deserve this because that is just what normally happens. we have a real problem in our country with what the recipients say. the mountain keeps going because we are not breaking generational poverty or welfare, i've done a lot of different work with kids and different neighborhoods and you have to break that cycle somewhere. they don't want to deal with the situation so they throw money at it and by throwing money at it you never get to the cure, you only deal with the symptoms. >> saying that we deserve this, that i'm entitled to this whether it's health care or whatever it happens to be. doesn't that lead to problems? it's not the only cause of what is happening but isn't part of it imax. >> yes, it's definitely a dangerous precedent. saying that you raise your kids to think that they deserve things and that carries on into their lives later on. the problem is that there is not an unlimited supply of money and so eventually the money is to run out and we have al

here can "wall street journal"'s wealth adviser columnist veronica dagger.e that you're talking to financial advisers all over the country. in touch with them all the time. so you know what the questions are on people's minds and how well they're dealing with 401(k) and how well they're not. what do you think are the important critical things people need to do? one of them you mentioned is make sure you understand investment choices? >> right, you are faced with so many different choices, you don't know what to do. do your research, look at morningstar.com. look at funds prospect us. find out what the fund owns, the risks within the fund. gerri: you have to do it with every fund in the 401(k)? >> if there are a certain amount of funds that sound appealing to you, look into those. there's an overview sheet that most of the 401(k) plans give you, that you can get a sense how risky one fund is versus the other. so depending on overall risk, you can narrow search that way. gerri: one of the big questions are fees. how much are you paying? how much should you be

stuart: veronica dagger, thanks very much indeed. big board, we have gone up a little bit more, 56 points higher as we speak, putting the dow within shouting distance of 16-5. the s&p 500 also a little bit, a gain of 0.3% but it is up. this is the barometer of all barometers to me, the yield on the ten year treasury is close to its lowest level of this year, 2.46%, very interesting. then we have tesla, it is a winner and not doing badly at all. you want to tell me what is going on? nicole: a patent dispute, great news and an upgrade. we need to get this trade month, a businessman in china who back in 2006 patent did or took the name of tesla in english and chinese. tesla had to follow it with him, has done so, financial terms were not disclosed. obviously they paid business good money and made it back. elon musk's expansion plans in china and you see stock to the upside. not quite at annual highs, that is good news. stuart: $10 is $10 higher. we will take it. nicole: pacific crest hasn't outperformed today, $36 target they think they