victoria rowell joining me at the top of the hour. reynolds wolf will be back with us as well. we'll have the latest on all things relate today your day's news. we'll see you shortly. right now, let me hand it over to your bottom line. >>> the holly is out before the jack lanterns are gone. the retail machine is gearing up to suck you into spending lots of money for the holidays. whether you've got money to spend or not. good morning everyone. i'm christine romans. the shocking tricks companies kroo to get you to spend, spend, spend and how not to fall for it this time. it's t minus five weeks before the holidays. common mistakes people make from gift cards to warranties. you have to hear this before you buy anything. first, the classroom. it's the incubator for the future leaders, workers and taxpayers of america. its where we're grooming our kids for what america will become. you've heard a lot about where we're failing in education. maybe the best way to fix our problems is to identify what's working. jamie figure letter is a first grade teacher in brooklyn. jamie, we're see