we're joined by vince feril. we should also mention he's a technical adviser for the new upcoming oliver stone film "wall street 2." rebecca talked about the fact people are taking these benefits earlier because they don't have jobs. >> right. >> glor: pleets ask about that. with businesses sitting on $2 trillion in cash right now, corporate profits over a trillion dollars in the second quarter, a near-record number. they have money. why aren't they hiring? >> i think basically there are three reasons for the insecurity. one is the health care bill, the financial regulation bill, and the tax question. i'm not debating whether the financial bill, health care bill, good or bad, but you don't know what the rules and regulations are. they have to be filled in yet. on the financial side, there 260 regulations that are yet to be written and you don't know if the bush tax cuts are going to be extended or ended, half extended, half ended so you don't know what your costs are going to be. if you don't know what your costs