vitaliykevich, and why did this problem arise in regional banks, they are not tied to swift, they usuallye settlements in yuan, why did these problems suddenly arise there, is there any clear explanation from our chinese partners? well, in fact, the chinese cipc system. it is also coordinated with swift, and in general the chinese financial system is quite tightly integrated into the global financial system, i won't say that the americans control every payment, but nevertheless this system is very dependent, and moreover, you probably know that the americans control the entire global financial system. and no bank in china wants to fall under sanctions, under american sanctions, this is the main problem, there are banks that practically do not interact with europe and america, but nevertheless they are still in the global financial system. because of this , of course, they also do not want to fall under sanctions, that is there is this so-called threat of secondary sanctions, theoretically it turns out that this internal chinese financial system, as you said, it is actually vulnerable to t