standards, this is of course what i wanted to say about the housing sector, housing construction, vitaly leontievicho ask you a question, you know, i usually have a lot at interviews in studios, but artyom told me that we have a question from the audience, let’s listen, now a young man is raising his hand, we are here, you said about the availability of what is being purchased. well, relatively not so long ago, but after completing my studies, i would like to return back to my hometown, staroskol, and since i am a young specialist, especially a beginner, and i have certain problems with finances, that is , the salary of beginner specialists is not that high, but please tell me how a beginner can solve the housing problem specialist, because staying with your parents is clearly not an option, renting an apartment. well, it would be hard too, thank you very much, well, firstly, i’ll say briefly that the state has launched a lot of mortgage programs on the market, this is the first, this is depending on what field you are a specialist in, it-mortgage, it is very, it is practically designed for young sp