vocus on thele divides between republicans and the president. president does not have a relationship with a lot of democrats. when you talk to our colleagues they do not seem to have much of a relationship with a lot of our rank-and-file members on the democratic side. the president has not done a good job of trying to build any kind of relationships with congress to get things done. that is why so many problems are unanswered. people are hungry for solutions. we have a lot of really good ideas. many of them go into the graveyard in the senate. that changes next year. it puts pressure on the president to get engaged with these problems, to work across the aisle. as he promised. he has yet to fulfill that promise, but we want to give him the opportunity. >> take one aspect of the affordable care act that you would change that you think democrats would work with you on. >> there are so many parts. i want to repeal this law and go back. there is a bill with over 30 cosponsors to replace the president's health care law that will put patients back in

vocus.tripe's >> you are a long time expert, but you passed on stripe when you first a lot. >> i did. >> big regret? >> yes. >> why did you make the decision to pass an income on the other side? was a good thing to do in life. it took a lot of money. the real reason is i don't think i appreciated how much mobile was going to explode in 2009 or 2010 as opposed to substituting all the transactions occurring on paypal and other products to a new product which is difficult for anybody as opposed to unlocking a new opportunity will stop -- unlocking a new opportunity. it's a lot easier to build a company from scratch off of a new wave and i missed the new wave. but i don't think anybody sought back then. >> what is your number one question for stripe as an investor? are mostly about not screwing up in some ways. fast androwing really learning really fast and customers are demanding things. you are evolving internally very fast and differing mistakes is really important. that's why you see in the

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evolverying to pivot and this into a software and services company, vocus more on businesses and governmentn consumers and hardware. weat the detroit auto show, saw impressive software from blackberry. ford is putting black area software in its cars, getting rid of microsoft. i know you will be talking with ceo john jim. any word on how important a role that will play? >> john chen is betting on cars, and they have a decent foothold in the car market. software -- actually partners with apple on the car front. like very helps apple software work on the dashboard. it is android that is a big competitor to black area. microsoft as well. cars as asees platform of the future. he has an interesting vision for the future of computing in general. he sees devices fading away. there'll be sensors in our clothes, cars, and homes. we will not necessarily need to carry a device. that is why cars are so important to him. he big question is, why won't blackberry get edged out in cars the same as smartphones? i will talk to john chen about that in our interview, coming up. >> you and the bloomberg west tea

i would like to see a president and congress vocus on budgeting for your to and fix little things.economists, or most, agree with you, or those disagree? guest: somebody has to pay. so to the extent you're worried about that aspect of the size of government influences the economy, you care. if all you do is about a miss for whatever you want, education, which i favor, income credit, which i favor, but there are some things i do not favor, i would like to not have so much health-care spending because it is ticking over everything. you to collect from someone else, and that creates distortion in the economy. economists are talking about the cost side of every benefit the government provides. not be an might economist from end to end, but you will not get to the conclusion. host: independent caller. caller: good morning. i just have a simple question for these two gentlemen sitting at your table. they must have graduated out of a private school, instead of the public school system. why in the world would the federal government take the tax money from a american citizen so they could g