danny is nny vsa -- savalas, de lawyer, two former prosecutors here, thank you for being here.very happy that you're here. let me start with the, some of the stormy daniels stuff that we learned today. danny, what's a retainer? >> a retainer is an interesting concept. sometimes it's a flat fee but sometimes it's an amount that's paid due that you have to put in your client trust account and pay yourself as you bill hourly. but there's a lot of rules that relate to retainers. a retainer, you can't just, in many cases, take someone's check or take someone's money and just stuff it into your pocket. just as it is with any business in america, but with lawyers, there are several additional ethical rules. we have to tell our client what we're charging them. ideally, it should be in a written fee agreement. there is a paper trail, rachel, and i'm not so sure there was one in this case. >> so, the reason it's newly relevant and why we're trying to Ñ might legally is that rudy giuliani is saying, the way the president retainers were not designed to be loans or money that gets paid out