w.a. smith financial group. he's standing by in his retirement solutions studio with today's retirement tips. >> today, i want to talk about yield. more specifically, what it really means to you when talking about investments. and your money. a lot of people tend to refer to yield as theiry toal growth for a return; however, yield an investment. the yield on an item for a portfolio is the income or dividend received annually from the stock or bond portfolio. looking as it describes what you have already made. yield is spective or forward looking and mentions income. it ignores capital gapes or share price association. it's important not to get the terms mixed up. investments. risk. questions at billsmithshow.com or give my office a call today and that is today's money tip. >> for more, tune in to retirement solutions with bill smith on sundays at noon and you can call the office for