bank -- wacovia bank got in trouble. let's what about -- >> what about regulating the derivatives? >> you can always second-guess. question.ing your [laughter] where do we go from here? that was pretty swift. >> i will give you another question to avoid. let's fast-forward and get into the followed 2008 and the crisis hit the fan -- in the fall of 2008 when the crisis hit the fan . lehman brothers, the decision was made not to save it. in your mind, without the right decision -- was that the right decision? brothers, handled right or handled wrong? callthink they made the with the facts they had at the time. this government should not be the. for every financial institution out there that would encourage the reckless behavior we are trying to avoid. the government was making a courageous statement that has been second-guessed many times. i was sleeping on the couch in my office many times. we are working continuously for six weeks. you are making hundreds of decisions every day. ,ou can second-guess a bunch but in aggregate, i think they did a phenomenal job. >> they did not save l