this video filmed by a passenger on board shows flames engulfing the shims interior as he wailts outside for help. the fire broke out on the car deck. passengers were left huddling on the upper deck amid rain, hail and suffocating smoke waiting to be rescued. some reportedly suffering hypothermia, one man died after jumping overboard. we're outside and very cold the ship was full of smoke. the floor started collapsing from the heat. passengers said as they tried to get to the life boats below deck the shoes melted because of the heat. the first large group of survivors rescued by the cargo ship is back on dry land. italian prosecutors are launching a formal criminal investigation into how this happened but the good news for the passengers is that they are now well on their way to safety. abc news, london. >>> two people were killed when flames assumed a home in berks county. it happened on the 500 block of spruce street in reading at # 30:00. witnesses told arriving firefighters that people were trapped inside the burning home and later found two people dead on the first floor. their ide

. >>> do you feel a little less wailt? the federal reserve said for the first time in more than three years, americans' household net worth declined during the third quarter following 00.02%. >>> a peer to peer lender began trading. renee lanoc said the online platform allows to cut out banks and other lenders and is poised for solid growth. >> it's really building the economy for the next decade. we think we have enough opportunities to transform the entire banking system, make it more transparent, more cost-efficient, more consumer friendly. >> well after pricing $15 a pop last night above their expected range, shares shot up 56% today and lending club isn't alone. on deck capital, a peer to peer small business lender is gearing up for its initial public stock offering in the near future but what is peer to peer lending. how can it work and can it change the banking business as we know it? let's find out from cliff goldstein, personal analyst for nerd wallet, it's for consumers. cliff, welcome. good to have you with us.

the mistakes people make when it comes to wailt loss. -- weight loss. >> good morning welcome to "foxleah gabrielle. it is nice to be with you this morning. >> i am cheryl casone. let's get right to the fox news alert. an october spotted in the search for missing air 8501 -- airasia flight. >> david piper is live in thailand with the latest. good morning. >> good morning to you both. indonesian officials say australian aircraft spotted objects floating in the sea in the search area. indonesia's vice president says they are likely to be debris from the aircraft. airasia indonesia jet on the way from singapore sunday morning local time. 162 people were on board. the pilot radioed in that he was facing bad weather and requesting a course change before losing contact with ind peesh indonesian air traffic control. no distress call was made. there are many nations in the sea. they asked if they needed help but so far the offer hasn't been taken up. the head of indonesia's search and rescue agency said the plane is likely to be at the bottom of the sea. he said he based this on the coordinat