. >> warren cotes, retired from the international monetary fund. market discipline of banks relies in part on depositors caring which bank they put their money in. the coverage limit was raised recently and was high to begin with. do you think it's too high in terms of getting the right balance? >> that was raised on your watch. >> that's right. congress sets the deposit insurance limits. so i was supportive of the temporary hike, and i think that the permanent hike can be justified. i'm not sure with people less than $250,000, especially these days, that the folks that are under those insured deposit limits are going to add a lot to market discipline. certainly the average main street family, they're not going to go to the fdi c-webb site and download call reports. you're not going to get a lot of market discipline from main street to depositors. i think it's important for them to have peace of mind. i think there's a good public policy for that. and deposit insurance has provided that and it's worked very well. i think that large uninsured deposi

warren buffet. these and number three and number four. combined wealth of $50 billion. they have put more money -- i have to say this. they do some good things. particularly david cotewealthiest man in new york city. you thought michael blumberg was. he funded the metropolitan opera. metropolitan museum of art. cancer research center is around the country but most of their money goes in to political activities and they are everywhere. the heritage foundation washington d.c.. the kenna institute when it started. and a coke brothers are suing the cato institute to get it back to be a totally controlled operation. who people -- americans for prosperity -- and dick armey's organization, john k. sick in ohio, co carothers candidate, same with scott walker. and a measure, prop 23 on the ballot to repeal the new clean car standards put in by arnold schwarzenegger that measured to repeal those standards which lost prop 23. totally funded by the cote brothers. legislation in west virginia to overturn the new mining safety rules put in place after the last mine disaster. the effort to overturn mining safety regulations funded by the cote brothers. with 53 different organizati