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mr. chairman. good morning, ms. warren. >> good morning. >> as to mr. cooper's comments, it's appropriate occasionally to catch ourselves at the hearing and see if we are keeping the proper quorum and respect. i'm reminded that cross-examination can be contentious, but there's a respect due to the court as there is a respect due here to the witnesses. now, it is incumbent upon the witnesses to answer questions forthrightly, and when they are not doing that, it's fair for the member to push them along. i respectfully suggest that both sides on occasion pushed the envelope and appeared to be disrespectful to the process and the witnesses. i think mr. cooper's point is well taken, and if we could all move in that direction, we would be a better body overall. ms. warren, salaries of your employees have been discussed, and i recognize they don't necessarily come straight from the taxpayers, but they are still important. the concern i have is really towards the other end, and that is you're ability to attract qualified employees because you're really looking

mr. chairman. good morning, ms. warren. >> good morning. >> you know, mr. chairman, as to mr. cooper's comments, i think it's appropriate occasionally to catch ourselves at these hearings and ask ourselves if we are maintaining the proper decorum and respect. i'm reminded as a veteran about 200 criminal trials that cross-examination can be contentious but there's a respect due to the court as there is respect due here in our witnesses. now, it is incumbent on our witnesses to answer questions succinctly and forth rightly. if they are not doing it it's fair for the member to push them along. respectfully suggest that they have pushed the envelope on that and appear to be disrespectful to the process and to our witnesses so i think mr. cooper's point is well taken. if we could all move in that direction we would be a better body overall. ms. warren, salaries of your employees have been discussed, and i recognize they don't necessarily come straight from the taxpayers, but they're still important. the concern i have is really toward the other end and that is your ability to attra

mr. newton. in regards to earl warren with his decision in brown vs. board of education, a lot of the discussion i've heard is that it was much an apology for what he did to the jeep these and that -- japanese, and he wanted a strong voice to the court, and that's why he pushed and spent so much time arguing with the other justices to get a unanimous verdict on brown and that brown for him was as much part of his, you know, i screwed up with the japanese, so let's do things right with everybody. >> i don't think that's right. i'm certainly with you that many people frame it that way. it's tempting to see brown as a psychological expression. i don't think it was. first of all, warren was reluctant to admit error. he believed he advocated the best he could under a pressure environment and there is no national security consideration hanging over brown. that said, i think that he -- and by the way, he found an excruciatingly difficult to apologize for those reasons i suspect only in his memoirs did he finally say he regrets the role he played, and even the

mr. fantasy man, dr. warren wo for some reason showed you a video of a smiling casey and a smilincasey with some duct tape that he got off the internet. he googled it, got that photo, stuck some duct tape on it on some photo shop and there you go. there is your new murder weapon of the week. that is how she died. well, that is not evidence. and he himself said the only reason i suggested is to show it could have happened. well, she could have been shot. but they don't have a video of her getting shot. even though they could have done one. she could have died any number of ways and they didn't show you videos of that. he was up there being an advocate, not a scientist. and showed you that video for one reason and one reason only -- and you know what it is. dr. schulz testified to the same thing. but dr. schulz didn't have the same opinion as dr. garavaloio who said it was homicide. he had no opinion onither one. she jumped in because this was a high profile case. he was the first medical examiner board certified

mr. cordray. we're going to talk with elizabeth warren shortly. i thank you so much for staying there on capitol hill. let's talk about the budget showdown and the balanced budget amendment cap and proposed the budget balanced amendment on the house side. we understand that that's not going to have any traction on the senate side. but what do you have to say about the way these negotiations have proceeded and the stalemate that we've been watching that americans have been watching for this many weeks. >> i hope for all american it's straightened out that this isn't more expenditure. this isn't increasing taxes. the debt limit raise is simply to allow the united states of america to pay its existing bills. and as such, not to raise the debt limit is really to catapult us off a cliff which professionals have called calamitous. the reason they call it calamitous is because we for the first time in our history default on our debt. and we default in a way that has ramifications for the entire financial picture. and could throw this country into a major

which didn't pay a cent or billionaires like warren buffet -- the presidingfficer: the senator's time -- mr. manchin: democrats and republicans must work together to eliminate loopholes. and it's time to end the three wa that we have on which we're spending so much and the resources we can't afford and the lives we can't spare. mr. present, i say to all this is a time for us to come together as americans, to put our politics aside and dwhat is right for all of the future of this generation and for this country. thank you, i yield the floor. mr. reid: mr. president, i'm going to terminate my remarks very quickly. i want to say to my friend from west virginia, he's been a gat addition to the united states senate. we, of course, know he replaced e great, legendary robert byrd. the people of west virginia should be happy with the peformance of joe manchin. his executive experience as governor of the state of west virginia which had an impeccable record of surpluses every year he washere. he's brought this talent to washington and has been very helpful to us all. mr. mcconnell: mr. president? th

mr. speaker. >> thank you, professor warren, or you have been doing an excellent job. some seem bent on sabotaging dot frank. most americans believe that our economy got a taxpayer bailout. it builds nothing about you for america. there has been too little reckoning by these wrongdoers. the lack of accountability is stunning. i want to add some comments and reiterate what they're talking about in terms of foreclosure numbers. this is one thing the committee can continue to do, because it is an ongoing matter. readiness can be affected by those back home. security clearances are suspended. there are some actions by banks. there is an article called fighting on the home front. the report describes in detail the systemic nature of these problems. some of these abuses are already illegal. there are foreclosures without court orders. this report -- report finds that when an initial reports began surfacing, there was an initial downplay of this problem. it became clear that the problem was more widespread. this year, three bands were supposed to pay multimillion- dollar sett

mr. bachus for five minutes for questioning. >> i would like to clarify something first. when ms. warren testified in march before our committee, i specifically asked her if she had participated in negotiations. her response is she gave advice when asked. i then wrote her after the hearing and asked she would clarify and at that time she did so either she has been an active participant with both federal and state agencies, were which was i consider that quite different from advice. she was forthcoming in response to 9/11 although most of the headlines at that time said she give the same response that she gave the hearing. he would have to be illiterate to think that. i don't think many people read or responded to the testimony. we asked inouye bup letter in march ms. capito and i asked for any documents pertaining that participation. we didn't get those until this tuesday night. a lot of them judicial watch put out about a month ago, but it was tuesday night of this week when we were given information which other independent sources picked out. the staff has handed view of this settlemen

warren. today, president obama announced his candidate from ohio. what do you think of him, mr. president? >> i asked elizabeth to find the best possible director of the bureau and that is who we found in richard cordrey. >> but the only problem, he is not confirmable either and not that the resume is thin, because he has a great e reputation in consumer protection circles and very forward in the foreclosure fraud, and he is within of the first to come help her agency, but the problem is that the republicans won't confirm anyone, because they don't want the agency to exist in the first place. rich mcconnell said it is not e liz warren-specific, but it's any nominee. this may be a decision that the republicans come to regret. because warren has another option that she is taking pretty seriously, challenging scott brown in the 2012 election and roll call reporter said that the counter sure looks like a scheduled woman who is considering a senate bid. in recent weeks, warren has met in person or spoken with patty murray, david axle rod, senator charles schumer and senator john kerry and massa

which didn't pay a cent or billionaires like warren buffet -- the presiding officer: the senator's time -- mr. manchin: democrats and republicans must work together to eliminate loopholes. and it's time to end the three wars that we have on which we're spending so much and the resources we can't afford and the lives we can't spare. mr. president, i say to all this is a time for us to come together as americans, to put our politics aside and do what is right for all of the future of this generation and for this country. thank you, i yield the floor. mr. reid: mr. president, i'm going to terminate my remarks very quickly. i want to say to my friend from west virginia, he's been a great addition to the united states senate. we, of course, know he replaced the great, legendary robert byrd. the people of west virginia should be happy with the peformance of joe manchin. his executive experience as governor of the state of west virginia which had an impeccable record of surpluses every year he was there. he's brought this talent to washington and has been very helpful to us all. mr. mcconnell: mr. p

mr. blitzer -- >> let me tell you who's going to be in "the situation room today. elizabeth warrennominated. the republicans don't like this agency. they think it's way, way too powerful. then we have a really good debate between a very liberal democrat, conservative republican, key members of the house on what to do about this debt ceiling. i think there's going to be movement this week. finally, i don't know if you go to the ccnn.com/situation room blog, do you ever go there. brooke? are you paying attention. >> my microphone was not open. i was asking you, do you ever go to my blog. >> i do. do you ever go to mine? >> of course. so let me tell you, go to the blog today. i've got a really good little bog about the $33 billion in libyan assets that the united states government has frozen now that the u.s. has recognized the rebels as the governing authority of libya. they'll by arms, they'll buy spare parts, whatever they want. the u.s. taxpayer already expects about a billion dollars helping to liberate the libyans from gadhafi. should we deduct/1 billion from the $33 billion bef

warren buffett? no, he's hurting line workers in wichita kansas and all over the country. mr. pompeo: he's trying to hurt small business owners trying to close business deals. these attacks are only a diversion, a distraction from the failed economic policies of this administration. his policies have left us with a $1.6 trillion deficit this year alone and a loss of over two million jobs during his time in office. mr. speaker, the aviation industry is not asking for a bailout like he gave the auto guys. just leave us alone. get out of the way. we have a community that just wants to create jobs and grow our economy. that may not be your agenda, mr. president, but it's certainly mine. thank you, mr. speaker. i yield back. the speaker pro tempore: the gentleman's time has expired. for what purpose does the gentleman from ohio rise? mr. kucinich: i request permission to address the house for one minute. the speaker pro tempore: without objection. the gentleman is recognized for one minute. mr. kucinich: the latest attack on elderly beneficiaries of social security is a scheme by w

mr. greeley for his found questions. >> professor warren, i heard to claim a name for which cannot be read by customers. the reason i state that is because on october 13 of last year, president of understanding to the my writing nights, which i thought for years to get to both the house and senate. and that means an october 13 at this year, every federal agency is going to be required to use plain language and cover documents, using writing practices that are clear, concise, well-organized and written for the intended audience. and this is something that has brought bipartisan poured, but part of what is intimately wrong with the way we rate regulations in the latest financial products are written. and i would give you strong incentive to take a look at plain language and plain writing standards as a way of looking at how consumers can be protect it in a much more powerful way and that's something would consider. >> congressman, i've argue a and i am a huge advocate of the notion not only that financial services companies out to be required to write in plain language, but that the governme

which didn't pay a cent or billionaires like warren buffet -- the presiding officer: the senator's time -- mr. manchin: democrats and republicans must work together to eliminate loopholes. and it's time to end the three wars that we have on which we're spending so much and the resources we can't afford and the lives we can't spare. mr. president, i say to all this is a time for us to come together as americans, to put our politics aside and do what is right for all of the future of this generation and for this country. thank you, i yield the floor. mr. reid: mr. president, i'm going to terminate my remarks very quickly. i want to say to my friend from west virginia, he's been a great addition to the united states senate. we, of course, know he replaced the great, legendary robert byrd. the people of west virginia should be happy with the peformance of joe manchin. his executive experience as governor of the state of west virginia which had an impeccable record of surpluses every year he was there. he's brought this talent to washington and has been very helpful to us all. mr. mcconnell: mr. p

warren had been toxic, had become toxic in congress. i think it was a pretty great disservice to her. i think her views were distorted but mr.think once we get beyond what became the toxic nature of thisçç debate he will by ad large live up to those principles but let's keep in mind all this talk about having a structure to support and protect consumers in complex financial areas simply didn't hold up in the last four or five years. we did not have the structure. in fact, we had by and large ample rules but washington and state and local regulators didn't implement them as didn't oversee a fast-changing industry. >> woodruff: david hirschman, what about that point? and if you would, first, does it make a difference to the chamberç who is heading up this agency, whether it's elizabeth warren or richard cordray? >> certainly our view is that any nomination get a fair and thorough hearing. our issue is not with the personality. it's with the unique concentration of powers put in place at this agency in the name of getting the headline. most independent regulator ever created. congress gave up its usual oversight, its usual c

which didn't pay a cent or billionaires like warren buffet -- the presiding officer: the senator's time -- mr. manchin: democrats and republicans must work together to eliminate loopholes. and it's time to end the three wars that we have on which we're spending so much and the resources we can't afford and the lives we can't spare. mr. president, i say to all this is a time for us to come together as americans, to put our politics aside and do what is right for all of the future of this generation and for this country. thank you, i yield the floor. mr. reid: mr. president, i'm going to terminate my remarks very quickly. i want to say to my friend from west virginia, he's been a great addition to the united states senate. we, of course, know he replaced the great, legendary robert byrd. the people of west virginia should be happy with the peformance of joe manchin. his executive experience as governor of the state of west virginia which had an impeccable record of surpluses every year he was there. he's brought this talent to washington and has been very helpful to us all. mr. mcconnell: mr. p

what does warren buffet say about contributing his fair share? he welcomes it. in fact, mr. buffet criticized the system in which his secretary gives a greater share of her income each year than this man worth more than $50 billion. here he says, in the luckiest 1% of humanity, you owe it to the rest of humanity to think about the other 99%. that's what he said. that's what warren buffet said about contributing his fair share. since the late 1970's incomes from the lucky 1% of america have risen by 281%. in the last three decades, the last three decades have been very, very good to the very, very wealthy. president george w. bush called these people the haves and have-mores. he also called them his base. and right now the republican party is putting what is good with this very small base ahead of what is very good for this great nation. the legislation before us asks only this, that each american be part of the solution rather than part of the problem. in poll after poll, americans have endorsed this principle. they have said they believe we must impress our deficit by reduc

mr. date, we rode secretary geithner to express our concern about elizabeth warren's -- we wrote to secretary geithner to express our concern about elizabeth warren's con involvement. we received documents that said elizabeth warren took a leadership role. and e-mail showed that the cfpb convened an emergency meeting to push settlements solutions that focused on principle reductions and modifications. would you agree that that activity constitutes a little bit more than advice? >> thank you for the question. with respect to the request as of the treasury department with respect to an elizabeth warren's participation in the mortgage servicing sediment conversation, i feel that the response has been on ambiguous over time. i would reiterate it today. we had been asked by the secretary of the treasury to provide advice to the federal and state agencies involved in this matter. we try to do that. in doing so, we wear active and and engaged -- we were active and engaged participate -- we were an active and engaged participants. >> we can look at a series of e- mails between ms. warwick and yoursel

mr. chairman, and i want to say for the record that i apologize to the witness, dr. warrenr the rude and disrespectful behavior of the chair. the snarky comments of a race and the veer rasety that you are truthful, this is impugning you because people are afraid of you and your ability to communicate in very clear terms the threats to our consumers, the threats to our constituents, and possibly very, very effective ways to combat them so i think this one respect i congratlate you for instilling such fear in the committee, the majority side, and in some aspects or segments of the business community because they understand how effective you are in getting the message out to the american people that there are better ways to do things. now, that being said, one of the major questions asked here is whether there's a need for your agency or the agency that you conceived. in light of the fact there's seven related agencies, all of whom have some authority in this area. these seven agencies have been around for some time. during the time that those seven agencies have been around,

mr. frank: i made a statement about the control of the currency i thought was inaccurate. as to elizabeth warren, yes. that's what she originally proposed and i decided and others on our side decided this would be more effective. we thought after listening that the five-member commission wouldn't work as well, particularly with the senate refusing to confirm. mr. bachus: that's right. mr. frank: we listened -- mr. bachus: what the gentleman said is yes. that's what elizabeth war roan proposed. and then he says, yes, that's what i introduced. but then he said, but i decided at some point that we would rather have an unaccountable czar. because we -- mr. frank: would the gentleman yield? mr. bachus: the second thing -- mr. frank: point the order, mr. speaker. point of order, mr. speaker. the speaker pro tempore: the gentleman from alabama suspends. state your point of order the gentleman from massachusetts. mr. frank: the gentleman just simply misstated plainly what i said. said i want a single accountable czar. he was not quoting me. the speaker pro tempore: will the gentleman state his point of