. >>> okay., wehat's scary. so let's talk about some strategies, shall we?ia chri weller joins us to talk more about retirement savings and why many americans are not comfortable with their retirement plan. he is professor o public policy at the university of massachusetts boston. welcome, professor.u nice to have ere again. >> thank you very much for having me. ow, but scary, you when i talk to people about retirement they say it's just overwhelming when they have to think about how much it's going to take them to retire. they don't even get to the point nking about e t health care. how do we change that dynamic? >> well, let's look at that scary number a little bit more, in particularly health care numbers. one in fourre rees, for instance, say the long-term care costs are larger than expected. long-term care costs as we know are overwhelming. speaking of overwhelming, saving for retirement, as you saids sort of a big challenge. the good news in the report or survey, when people have a retirement plan at work, they feel more confident, they feel moreor cob