we also have a lot of our wells fargo team members. they are here. they want to get to know you even more so that we can serve you better. tonight, i want to especially thank mayor lee and supervisor ross for holding this event. it is so exciting that we get a part to play with this. thank you very much, and, have the new year, everyone. enjoy your evening. thank you. [applause] >> thank you very much, and thank you to wells fargo for supporting this event. i would also like to support other sponsors. i'm going to name them. applied technology and science, at&t, of joe engineers inc., and i also want to thank everybody who helped this program. you know who you are. i cannot see it, but everyone who helped. a lot of people held this program. special thanks, of course, to mayor ed lee and his office. thank you all for helping us to put this together. please don't leave. i do not want to be accused of standing between you and the entertainment. the entertainment segment is going to start. we will have dances and songs, and after that, we will ask you to

next is marked with wells fargo. >> hello, i work for wells fargo bank. i cover the northern california region. i usually focus on about $350 -- $350,000 of sbe loans. last year, for 2010, i did 43 loans. so we are lending. i usually focus on six different types of loans. start-ups, business acquisitions, real estate purchases with ti's, working capital, a partner buyouts, business expansion. when i am looking at a potential loan, i use the standard five c's of credit. the first one is character. what we are looking for is a minimum score around 640. we would like to say no recent bankruptcy foreclosures, bankruptcies, tax liens. if we see a loan that has been modified, we would like to see a reason it was modified, what ever reason it may be. it cannot be, i did not want to pay that payment any more. the second c, conditions. basically, how precise will the money be used? we are looking at a business plan. when you look at a business plan, that is just a start up. we are looking to see where there will be the need for lending. if you are an existing busi

i do have one question for wells fargo. what are the typical rules for applying for sba loan of less than $50,000? how much money do we need to have in your bank to apply for a loan? >> i am on the smaller side of the bank. i am a transaction guy. i do not technically require one to have an account to do a loan with. what i look for, i generally start at 100,000 and up. when it is a requirement of 50,000 or less, i tend to call 50,000 or less, i tend to call of the micro guys to help me

which was clear on the other side of town. [ male announcer ] wells fargo.en you're ready to move.

which was clear on the other side of town. [ male announcer ] wells fargo. with you when you're ready to move.

next is marked with wells fargo. >> hello, i work for wells fargo bank. i cover the northern california region. i usually focus on about $350 --

the wells fargo championship. ÑyÑyÑyÑyÑyÑyÑyÑyÑyÑyÑyÑyÑyÑyÑyÑy >> mesm sis racing, 1,100 people have been evacuated so far and extra police put on patrol to prevent looting. in an exclusive 60 minutes interview president obama says he believes osama bin laden must have had some sort of support network in pakistan. and former secretary of state rumsfeld weighed in over the enhanced interrogation techniques. he believes they worked and he believes it would be a mistake to stop them. russ mitchell, cbs news, new york. jim: luke donald and brandt snedeker. snedeker was in with a 4 on the third playoff hole. donald had to hole that chip and nearly did. brandt was on his way to his second victory of his career. last week the zurich classic of new orleans, webb simpson and bubba watson. another good one. that belonged to bubba in the end. his mom was there. she encouraged him to play in that tournament. very emotional, as it always is with bubba in wins. they are go to head out to the 18th very, very shortly. byrd, -0. t

and i think it's even beyond -- as powerful as wells fargo is, it's going to take some type of response from the federal government as well to really get to the heart of the problem. >> but isn't that the problem? people have been waiting on the federal government. >> they have, and increasingly frustrated so they're turning to the bankers, turning to whoever will listen to their plight. it's moved beyond the subprime borrower into the heart of the middle class and even people now who are able to pay their mortgage saying, wait a minute, it doesn't make sense for me to pay a quarter of a million dollars into a black hole, because my house is worth less. and so these so-called strategic defaults will make this issue more pressing next year. as more people decide they're going to just walk away from their mortgage. >> are we seeing -- you said more people might walk away from a mortgage. is this slowing at all? is this still the housing crisis it was two years ago? is there any light at the end of the tunnel to use a cliche? >> b of a says the delinquencies are falling, but the problem is

i bring extensive and relevant experience with citibank and wells fargo. i am excited about the ports commission. i think that this is the right timing for me in terms of my life. i have my experience from the private sector, and i think that this is the right use of my business and finance skills. this is one of the prime assets, and this is unique with seven and a half miles of border front. this is unique in its visibility. it is unique in its uses, with the commercial real-estate and open space. and unique in its different characteristics that reside along the northern waterfront. i am excited about the opportunity to showcase san francisco and the ability to contribute to the city and its reputation. we have that opportunity at hand right now. i understand the complexities and balancing the stakeholders' interested in the waterfront. generating a positive bottom line for the city during these difficult fiscal times, and also, figuring out how to generate more jobs. i look forward to understanding of these projects with a capital plan and how to move t

---cientos de manifestantes se volcaron a las calles para exigir que el banco "wells fargo" ponga finiene imagenes de una protesta realizada hoy, que se produjo en el marco de una importante reunion partieron de el embarcadero. entre canticos y pancartas, marchaban lideres comunitarios y sindicales, junto a quienes han sido afectados por la reposecion de viviendas, rumbo al edificio donde se realizaba la reunion anual de accionistas del banco wells fargo... el mensaje es que ellos deben ayudar a que las familias se queden en sus casas, eso ayuda a la economia, a que nuestras comunidades progresen recalcaron la necesidad de hacer mas modificaciones de prestamos parar de hacer embargos hipotecarios porque estan destruyendo al pais economicamente ha sido muy dificil, decia carolina, quien tiene tres hijos y enfrenta el desalojo me afecta porque estaba viviendo en una casa rentada por 16 aÑos y al seÑor que la tenia le dieron forclosure y me sacaron de la casaenrique en tanto si consiguio refinanciar su prestamo y asi como me lo dieron a mi quiero seguir peleando para que le den a mas gen

so as to wells fargo, yes. when they were out in acquisition mode and they picked up wachovia, yes, indeed, they were very close to the bottom of the marianas trench when they picked up that company. does that answer your question? the -- and now they're together. they're together. they're like oppenheimers. this is the way to do business, you know? it's just like this. and where do you fit in this little pattern? that's the whole point. that that symbolism, this business does not allow for your hand to get involved. anybody else? questions, please. >> quick question. i've recently been reading about the great depression, and i'm just curious, i don't know how much a student of history you are, but those who don't study history are doomed to repeat it. how much of this stuff resonates or makes sense compare today what happened in the great depression? were there any lessons that should have been learned then or subsequently that we didn't learn that sort of contributed to -- or ignored that contribute today the

we have jeff from wells fargo. you are still with us, right? come on out here. we have peter from green apple books. where is peter? peter, come on up here. these are also the employers working with the city, working with our supervisors, all of them, to make sure they do the best enjoying our efforts. even when we do these, it has been public/private partnerships that actually keep and maintain this. i want to be your with everybody to announce that we have already been working on how we can fund more of these, so with the jfk route that we wrote this morning, recreation and park and mta have been working with our transportation authority through the board of supervisors, and they found a grant that would immediately allow them to plan for the jfk route to be implemented. by the end of this year, mta and rec and park will have a dedicated bike lane on the jfk drive by the end of this year. [applause] that is a really great announcement, and we will have more of them. that is just a first, and i think a number of announcements we will try to make and continue to

which was clear on the other side of town. [ male announcer ] wells fargo.with you when you're ready to move. >> welcome back it is now for 24, sara pailin is bus tour is creating quite a store. >> this is not a campaign bus, it is our way of expressing to america how we express how wonderful we think they are. >> pailin made stops in d.c., gettysburg. >> i have much to consider. >> it seems she is traveling around the country meeting supporters. she has told me this is a way to test out her family if they are ready. >> a family vacation on the big boss in now. >> the tour will take her to new hampshire one of the key states in the early primary election. >> all the critical landing support has been checked out on the endeavor. this is video from early this morning when they woke up. >> that we do not have any regrets i trained with at great shot crew. when january 8th happened i did not think i would be with this girl, because of the rehab of my wife was receiving in houston i was able to do it rejoin my crew there in >> all alive look outside where a feder

with you when you're ready to move. [ male announcer ] wells fargo. never in my lifetime did i think i could walk 60 miles in 3 days. 60 miles compared to what a cancer patient goes through is a walk in the park. from the moment i registered, people started immediately supporting me. i walk with my sister. our relationship has gone to a whole new level because of training together. you meet the most wonderful, inspiring people. when you accomplish those 60 miles, it's truly life-changing. (man) register today for the... because everyone deserves a lifetime. >>> an east bay man who survived four days being trapped in his car was released from the hospital today. northgate high school science teacher jim wright was driving along grizzly peak boulevard when he lost control and his car fell 200 feet down a steep ravine. his car was -- he was trapped in the car without food or water for four days. that is until east bay regional park ranger dave flores spotted something reflective in the brush from above. flores hiked down the hill to investigate and found

with you when you want the most from your bank. [ male announcer ] wells fargo.r we'll go far. >>> dozens of vintage airplanes display in northern virginia today. helped to raise for a program that scholarships, internships, and other sources. >>> we have the kentucky derby today. running of the derby went off in its usual fashion. derby went off in its usual fashion. i am sure there were we don't just make a taillight... ..we mae a sculpture. we don't just make a sunroof... ..we make the heavens wide. we don't just make a crossover... ..we make a statement. the cadillac srx. we don't just make luxury cars, we make cadillacs. bright, colorful screen, high-speed downloads, hd video. she'll want videos of grandkids. i'm not ready for kids. what would i name it ? brian's good. a brian will make eye contact, work with his hands, return e-mails. okay, mom's getting a phone. get mom a new samsung fascinate for $99.99 and unlimited data for only $29.99 on america's largest high-speed wireless network. verizon. and stick to it. like seriously low prices. [ male announcer

which was clear on the other side of town. [ male announcer ] wells fargo.ady to move. i'm your biggest fan. you know that. aww. you're the best mr. snuggles. [ thinking ] another pet name? you're right puggle-wuggle! [ voice on phone ] hey, wiggly. all right, i'm smart enough to notice that my favorite fresh-brewed mickey d's sweet tea is now on the dollar menu, along with that juicy mcdouble. so i'm smart enough for this. you're the best, too... sweet tea... pie? aww, chipmunk. nicely done, chipmunk. [ male announcer ] sweet tea and the mcdonald's dollar menu. the simple joy of being smart. ♪ ♪ >>> a. one of the kind softball team is going to take the bill tonight for a first time. >> all the players are amputees. rebecca cooper is live in the norris -- in the newsroom. >> they are special the wounded warriors team is the -- many are from the washington region. they all served in iraq and afghanistan. this is a team like nine you have seen before. a crack of the bat sounds the same, but the style is unique. 11 players laughed -- lost their legs below the k

---noticiero telemundo se comunico con una portavoz del banco wells fargo. ----- nos dijeron que la empresalogo constante con la comunidad, incluidos algunos de los manifestantes de hoy, y que hace todo lo posible para evitar mas embargos hipotecarios... stop open roll open cu ---se renueva la preocupacion por un virus mortal que se esta propagando en el area de la bahia, y en un condado en particular. ----blanca garza nos dice como podemos prevenir el contagio de esta enfermedad. take pkg hablamos de la tos ferina y hasta ahora hay por lo menos 78 casos reportados en el condado de contra costa este aÑo. ---- una cifra que rompe records. sot - sergio martin/ depto. de salud de contra costa 00:00:48"en realidad hay mucha gente que no se ha vacunado por esa razon se han incrementado los casos., por la razon de que muchas personas por x razon no usan las vacunas." 1:00 --en 2010, 205 casos fueron reportados . --a nivel estatal, hubo 733 . --pero que es lo que las autoridades de salubridad estan haciendo para prevenir la propagacion de esta infeccion, que puede ser fatal? sot 00: 01:03 "estamos

which was clear on the other side of town. [ male announcer ] wells fargo.you when you're ready to move. bright, colorful screen, high-speed downloads, hd video. she'll want videos of grandkids. i'm not ready for kids. what would i name it ? brian's good. a brian will make eye contact, work with his hands, return e-mails. okay, mom's getting a phone. get mom a new samsung fascinate for $99.99 and unlimited data for only $29.99 on america's largest high-speed wireless network. verizon. >> vicki: excitement in washington d.c., 2:00 a.m. the most wanted man is dead. the white house has confirmed osama bin laden has been killed people are cheering, chanting, singing. people on-line are responding. >> reporter: this is very big, many are learning osama bin laden was killed in his compound in pakistan. millions are reacting online as well. if you look at the facebook page, comments coming streaming through rapidly. as soon as we post an update as americans celebrate the death of osama bin laden. suddenly people like this, and and they say could this is good we can

which was clear on the other side of town. [ male announcer ] wells fargo.e ready to move. bright, colorful screen, high-speed downloads, hd video. she'll want videos of grandkids. i'm not ready for kids. what would i name it ? ia bri!n's good. a brian will make eye contact, work with his hands, return e-mails. okay, mom's getting a phone. get mom a new samsung fascinate for $99.99 and unlimited data for only $29.99 on america's largest high-speed wireless network. verizon. >>> police in gaithersburg are investigating a possible murder-suicides. it happened on north summit ave.. the man shot his girlfriend in arm. the police say she pretended to dead and waited for her boyfriend to shoot himself. the officers arrived, they dead.him to the hospital tore she is expected recover. identities are not yet been released. >>> the latest on endeavour's into space.n scheduled a press conference for tomorrow to update its status. trying to fix a with the heating system. nasa is hoping to launch on monday. the problem is not fixed quickly, there could be at least a week